Hardeman County, Texas Property Taxes
Property Taxes in Hardeman County, Texas
Median Hardeman County effective property tax rate: 1.60%, significantly higher than the national median of 1.02%.
Median Hardeman County home value: $43,560
Median annual Hardeman County tax bill: $697, $1,703 lower than the national median property tax bill of $2,400.
How are property taxes in Hardeman County calculated?
Property taxes in Hardeman County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Hardeman County or another part of Hardeman County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Hardeman County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.6%
Estimate Property Tax Bill
$697
$647
How Does the Hardeman County Property Tax Calculator Work?
Use this Hardeman County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hardeman County's median effective tax rate of 1.60% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Hardeman County's median effective tax rate is higher than the Texas median tax rate of 1.48% and higher than the national median property tax rate of 1.02%. The county's median property tax bill is $697, which is lower than the Texas median property tax bill by $1,703.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Hardeman County.
Property Tax Rates Across Hardeman County, Texas
What Are Effective Property Tax Rates Across Hardeman County?
Local government entities set tax rates, which vary widely across Hardeman County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Hardeman County's effective property tax rate to other counties in Texas or the U.S. median of 1.02%.
Hardeman County's median effective rate stands at 1.60%, which is higher than the national median of 1.02%. Within Hardeman County, the highest rate is found in Chillicothe at 1.77%, while Quanah has the lowest at 1.57%.
These variations reflect differences in local school district levies, Municipal Utility Districts (MUDs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hardeman County Tax Rate
1.60%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Hardeman County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Chillicothe | 1.14% | 1.50% | 1.77% | 2.02% | 2.59% |
| Quanah | 1.03% | 1.43% | 1.57% | 1.86% | 2.38% |
Source: Ownwell
Property Tax Assessment Values Across Hardeman County, Texas
When examining property taxes in Hardeman County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hardeman County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Hardeman County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Hardeman County is $697, compared with the national median property tax bill of $2,400. Quanah has the highest median home price at $46,030.
Median Hardeman County Market Value
$43,560
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Hardeman County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Chillicothe | $3,187 | $11,402 | $35,865 | $78,802 | $133,558 |
| Quanah | $3,844 | $13,775 | $46,030 | $93,110 | $155,394 |
Source: Ownwell
Property Tax Bills Across Hardeman County, Texas
Property tax bills in Hardeman County are calculated by multiplying a home’s assessed value by the local tax rate, then applying any exemptions or special adjustments. The assessed value is based on the market value of the property, so changes in home value can directly affect the bill. For homeowners, this means a higher assessed value usually leads to a larger tax bill, while a lower assessed value can reduce what is owed.
In Hardeman County, the median home price is $43,560, which helps explain why tax bills can vary widely from one property to another. The median tax bill in Chillicothe is $593.00, while Quanah has a higher median bill of $728.00. Across the county, tax bills range from $229 at the 25th percentile to $1,315 at the 75th percentile, and reach $1,996 at the 90th percentile.
Median Hardeman County Tax Bill
$697
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Hardeman County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Chillicothe | $64 | $213 | $593 | $1,260 | $2,031 |
| Quanah | $73 | $232 | $728 | $1,332 | $1,984 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | June 25 |
Links | |
|---|---|
| Hardeman Appraisal District | |
| Website | www.hardemancad.org |