Lumberton, Hardin County, Texas Property Taxes
Property Taxes in Lumberton, Texas
Median Lumberton, Texas effective property tax rate: 1.24%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Lumberton, Texas home value: $193,958
Median annual Lumberton, Texas tax bill: $2,055, $345 lower than the national median property tax bill of $2,400.
How are property taxes in Hardin calculated?
Property taxes in Lumberton, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Lumberton's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Lumberton, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Lumberton, Hardin County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.24%
Estimate Property Tax Bill
$2,405
$2,232
How Does the Lumberton Property Tax Calculator Work?
Use this Lumberton property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Lumberton's median effective tax rate of 1.24% — based on actual property records in Hardin County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Lumberton's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Lumberton: rates range from 1.24% in 77657 to 1.24% in 77657, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Lumberton.
About Lumberton Property Taxes
About Property Taxes in Lumberton, Hardin, Texas
Lumberton’s median effective property tax rate of 1.24% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Hardin County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Lumberton. Homeowners in ZIP code 77657 carry a median effective rate of 1.24%, and the same ZIP also shows the lowest rate of 1.24%. This reflects how school district boundaries and local assessment districts are drawn across Hardin County. Understanding which part of Lumberton you live in can make a meaningful difference to your annual tax bill.
Lumberton homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Lumberton, Hardin County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Lumberton's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lumberton Tax Rate
1.24%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hardin County Tax Rate
1.10%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Lumberton, Hardin County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77657 | 0.55% | 0.86% | 1.24% | 1.80% | 1.86% |
Source: Ownwell
Property Tax Assessment Values Across Lumberton, Hardin County, Texas
When examining property taxes in Lumberton, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hardin County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Hardin County, assessment notices are sent in April each year.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Lumberton.
For example, the median home price in Lumberton is $193,958, with tax bills ranging significantly across the county. 77657 has the highest median home price at $193,958.
Property Tax Assessment Values Across Lumberton, Hardin County, Texas
Source: Ownwell
$63,948
$129,884
$195,820
Median Lumberton Market Value
$193,958
Median Hardin County Market Value
$132,461
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Lumberton, Hardin County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77657 | $25,490 | $72,132 | $193,958 | $289,719 | $427,658 |
Source: Ownwell
Property Tax Bills Across Lumberton, Hardin County, Texas
Property tax bills in Lumberton are based on the assessed value of a home, which is then multiplied by the local tax rate. For homeowners in Hardin County, the amount owed can vary depending on the market value of the property, local taxing jurisdictions, and any exemptions that may apply. With a median home price of $193,958, the typical tax bill reflects how local assessments translate into annual costs.
The median property tax bill in Lumberton is $2,055, which is below the national median property tax bill of $2,400. Bills can still range widely, with the 25th percentile at $732 and the 75th percentile at $3,697, while the 90th percentile reaches $5,523. For homeowners, this means property taxes can have a meaningful impact on monthly housing costs and overall affordability, especially when assessed values rise.
Median Lumberton Tax Bill
$2,055
Median Hardin County Tax Bill
$1,105
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Lumberton, Hardin County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77657 | $321 | $732 | $2,055 | $3,697 | $5,523 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Hardin Appraisal District | |
| Website | esearch.hardin-cad.org |