Harris County, Texas Property Taxes
Property Taxes in Harris County, Texas
Median Harris County effective property tax rate: 1.49%, significantly higher than the national median of 1.02%.
Median Harris County home value: $275,000
Median annual Harris County tax bill: $3,916, $1,516 higher than the national median property tax bill of $2,400.
How are property taxes in Harris County calculated?
Property taxes in Harris County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Houston or another part of Harris County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Harris County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.49%
Estimate Property Tax Bill
$4,098
$3,802
$774
Average Annual Tax Savings
How Does the Harris County Property Tax Calculator Work?
Use this Harris County property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Harris County's median effective tax rate of 1.49% — drawn from real transactions across the county — to generate your estimate.
Enter your property's estimated assessed value — the value the appraisal district assigns to your property, typically lower than market value after exemptions. Our calculator uses the median effective rate (actual bills divided by market value), which accounts for typical exemptions and is more accurate than applying the statutory millage rate directly.
Note: your assessed value reflects any exemptions you currently have. Rates vary across Harris County — scroll down to explore city-level trends and find the rate specific to your area. Harris County's median tax rate is higher than Texas's 1.48% median and the county's median tax bill of $3,916 is higher than the national median property tax bill of $2,400.
If your estimate is higher than expected, Ownwell can protest your Harris County assessment. Customers in the area saved an average of $774 last year.
Property Tax Rates Across Harris County, Texas
What Are Effective Property Tax Rates Across Harris County?
Local government entities set tax rates, which vary widely across Harris County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Harris County's effective property tax rate to other counties in Texas or the U.S. median of 1.02%.
Harris County's median effective rate stands at 1.49%, which is higher than the national median of 1.02%. Within Harris County, the highest rate is found in Hockley at 2.06%, while Dayton has the lowest at 0.64%.
These variations reflect differences in local school district levies, Municipal Utility Districts (MUDs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Harris County Tax Rate
1.49%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Harris County, Texas vs Similar Texas Counties
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bexar County Tax Rate
1.55%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Dallas County Tax Rate
1.55%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tarrant County Tax Rate
1.52%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Travis County Tax Rate
1.30%
Property Tax Rates Across Harris County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Baytown | 0.34% | 1.11% | 1.72% | 2.55% | 2.55% |
| Bellaire | 0.82% | 1.17% | 1.39% | 1.48% | 1.93% |
| Channelview | 0.30% | 0.98% | 1.71% | 2.00% | 2.02% |
| Crosby | 0.31% | 0.83% | 1.65% | 1.99% | 2.45% |
| Cypress | 0.62% | 1.22% | 1.52% | 1.98% | 2.49% |
| Dayton | 0.18% | 0.28% | 0.64% | 1.63% | 1.63% |
| Deer Park | 0.19% | 0.52% | 1.41% | 1.72% | 2.52% |
| El Lago | 0.77% | 1.17% | 1.83% | 2.09% | 2.37% |
| Friendswood | 0.31% | 1.00% | 1.31% | 1.60% | 2.01% |
| Galena Park | 0.19% | 0.68% | 1.19% | 2.68% | 2.68% |
| Highlands | 0.16% | 0.63% | 1.76% | 2.20% | 2.20% |
| Hockley | 0.55% | 1.59% | 2.06% | 2.57% | 3.11% |
| Houston | 0.37% | 0.98% | 1.44% | 2.01% | 2.15% |
| Huffman | 0.31% | 0.84% | 1.34% | 1.58% | 2.00% |
| Humble | 0.62% | 1.30% | 1.74% | 2.20% | 2.51% |
| Jersey Village | 0.30% | 0.51% | 1.33% | 1.55% | 2.47% |
| Katy | 0.59% | 1.22% | 1.63% | 2.23% | 2.61% |
| Kingwood | 0.14% | 0.67% | 1.49% | 1.77% | 2.27% |
| La Porte | 0.20% | 0.90% | 1.48% | 2.37% | 2.37% |
| Missouri City | 0.76% | 0.90% | 1.42% | 1.90% | 2.60% |
| Pasadena | 0.16% | 0.78% | 1.38% | 2.27% | 2.28% |
| Pearland | 0.44% | 0.56% | 1.02% | 1.75% | 2.23% |
| Porter | 0.40% | 1.50% | 1.71% | 2.27% | 2.27% |
| Seabrook | 0.35% | 0.86% | 1.36% | 1.75% | 1.97% |
| South Houston | 0.18% | 0.77% | 1.57% | 2.37% | 2.37% |
| Spring | 0.48% | 1.20% | 1.60% | 2.08% | 2.36% |
| Tomball | 0.61% | 1.30% | 1.73% | 2.09% | 2.43% |
| Waller | 0.36% | 0.73% | 1.64% | 1.73% | 2.17% |
| Webster | 0.43% | 1.17% | 1.84% | 2.03% | 2.13% |
| Beaumont | N/A | N/A | N/A | N/A | N/A |
| Dodge | N/A | N/A | N/A | N/A | N/A |
| Fort Monmouth | N/A | N/A | N/A | N/A | N/A |
| Galveston | N/A | N/A | N/A | N/A | N/A |
| Glen Flora | N/A | N/A | N/A | N/A | N/A |
| Hempstead | N/A | N/A | N/A | N/A | N/A |
| Hungerford | N/A | N/A | N/A | N/A | N/A |
| Jefferson | N/A | N/A | N/A | N/A | N/A |
| League City | N/A | N/A | N/A | N/A | N/A |
| Meadows Place | N/A | N/A | N/A | N/A | N/A |
| Metairie | N/A | N/A | N/A | N/A | N/A |
| Montgomery | N/A | N/A | N/A | N/A | N/A |
| Morgans Point | N/A | N/A | N/A | N/A | N/A |
| New Caney | N/A | N/A | N/A | N/A | N/A |
| North Ridgeville | N/A | N/A | N/A | N/A | N/A |
| Plantersville | N/A | N/A | N/A | N/A | N/A |
| Raywood | N/A | N/A | N/A | N/A | N/A |
| Richmond | N/A | N/A | N/A | N/A | N/A |
| Sealy | N/A | N/A | N/A | N/A | N/A |
| Shoreacres | N/A | N/A | N/A | N/A | N/A |
| Stafford | N/A | N/A | N/A | N/A | N/A |
| Sugar Land | N/A | N/A | N/A | N/A | N/A |
| Votaw | N/A | N/A | N/A | N/A | N/A |
| Willis | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Harris County, Texas
When examining property taxes in Harris County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Harris County Appraisal District estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Harris County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Harris County.
For example, the median tax bill in Harris County is $3,916, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, with Bellaire showing the highest median home price at $983,199 and the highest median tax bill at $12,976, while Dayton has the lowest median tax bill at $787.
Median Harris County Market Value
$275,000
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Harris County, Texas vs Similar Texas Counties
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Bexar County Market Value
$260,000
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Dallas County Market Value
$276,420
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Tarrant County Market Value
$303,590
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Travis County Market Value
$535,052
Property Tax Assessment Values Across Harris County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Baytown | $59,995 | $128,453 | $206,389 | $274,823 | $334,962 |
| Bellaire | $408,458 | $614,161 | $983,199 | $1,280,000 | $1,646,537 |
| Channelview | $9,216 | $73,445 | $181,658 | $233,914 | $296,541 |
| Crosby | $37,428 | $106,907 | $234,338 | $309,908 | $402,208 |
| Cypress | $252,052 | $312,141 | $398,849 | $528,449 | $695,938 |
| Dayton | $38,903 | $62,270 | $145,671 | $286,976 | $372,994 |
| Deer Park | $177,989 | $231,480 | $267,328 | $325,410 | $402,135 |
| El Lago | $24,671 | $248,103 | $301,476 | $356,581 | $420,963 |
| Friendswood | $231,676 | $267,356 | $307,003 | $362,702 | $477,878 |
| Galena Park | $113,803 | $130,560 | $155,086 | $193,517 | $248,143 |
| Highlands | $29,349 | $57,472 | $167,610 | $246,422 | $332,652 |
| Hockley | $89,906 | $202,790 | $282,834 | $353,897 | $440,000 |
| Houston | $116,679 | $184,436 | $257,337 | $369,957 | $610,426 |
| Huffman | $32,371 | $105,144 | $233,891 | $439,355 | $645,557 |
| Humble | $172,692 | $225,811 | $283,787 | $355,000 | $448,501 |
| Jersey Village | $290,355 | $322,178 | $374,594 | $472,524 | $611,119 |
| Katy | $211,941 | $260,000 | $308,209 | $369,259 | $445,526 |
| Kingwood | $229,402 | $269,512 | $329,214 | $427,916 | $578,376 |
| La Porte | $96,063 | $193,974 | $244,289 | $301,415 | $379,970 |
| Missouri City | $265,252 | $288,780 | $315,240 | $339,857 | $357,105 |
| Pasadena | $95,355 | $152,546 | $199,431 | $258,023 | $341,552 |
| Pearland | $326,730 | $363,046 | $421,907 | $478,047 | $565,930 |
| Porter | $104,883 | $259,696 | $396,060 | $513,348 | $631,556 |
| Seabrook | $181,857 | $259,700 | $357,929 | $444,302 | $601,577 |
| South Houston | $31,282 | $130,887 | $175,212 | $223,399 | $289,916 |
| Spring | $202,330 | $245,936 | $311,544 | $414,846 | $554,900 |
| Tomball | $184,753 | $280,109 | $357,000 | $471,678 | $662,970 |
| Waller | $22,863 | $83,191 | $179,040 | $317,150 | $435,556 |
| Webster | $84,993 | $145,107 | $255,790 | $285,512 | $419,327 |
| Beaumont | N/A | N/A | N/A | N/A | N/A |
| Dodge | N/A | N/A | N/A | N/A | N/A |
| Fort Monmouth | N/A | N/A | N/A | N/A | N/A |
| Galveston | N/A | N/A | N/A | N/A | N/A |
| Glen Flora | N/A | N/A | N/A | N/A | N/A |
| Hempstead | N/A | N/A | N/A | N/A | N/A |
| Hungerford | N/A | N/A | N/A | N/A | N/A |
| Jefferson | N/A | N/A | N/A | N/A | N/A |
| League City | N/A | N/A | N/A | N/A | N/A |
| Meadows Place | N/A | N/A | N/A | N/A | N/A |
| Metairie | N/A | N/A | N/A | N/A | N/A |
| Montgomery | N/A | N/A | N/A | N/A | N/A |
| Morgans Point | N/A | N/A | N/A | N/A | N/A |
| New Caney | N/A | N/A | N/A | N/A | N/A |
| North Ridgeville | N/A | N/A | N/A | N/A | N/A |
| Plantersville | N/A | N/A | N/A | N/A | N/A |
| Raywood | N/A | N/A | N/A | N/A | N/A |
| Richmond | N/A | N/A | N/A | N/A | N/A |
| Sealy | N/A | N/A | N/A | N/A | N/A |
| Shoreacres | N/A | N/A | N/A | N/A | N/A |
| Stafford | N/A | N/A | N/A | N/A | N/A |
| Sugar Land | N/A | N/A | N/A | N/A | N/A |
| Votaw | N/A | N/A | N/A | N/A | N/A |
| Willis | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Harris County, Texas
Median Harris County Tax Bill
$3,916
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Harris County, Texas vs Similar Texas Counties
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Bexar County Tax Bill
$3,910
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Dallas County Tax Bill
$4,251
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Tarrant County Tax Bill
$4,642
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Travis County Tax Bill
$7,110
Property Tax Bills Across Harris County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Baytown | $352 | $1,113 | $2,885 | $4,818 | $6,734 |
| Bellaire | $4,770 | $8,309 | $12,976 | $17,802 | $23,708 |
| Channelview | $132 | $514 | $1,844 | $3,422 | $4,529 |
| Crosby | $284 | $883 | $2,684 | $5,089 | $6,906 |
| Cypress | $2,012 | $4,010 | $6,176 | $9,035 | $12,826 |
| Dayton | $256 | $437 | $787 | $1,229 | $2,369 |
| Deer Park | $445 | $1,124 | $3,591 | $5,334 | $6,793 |
| El Lago | $483 | $2,327 | $4,719 | $6,474 | $8,087 |
| Friendswood | $962 | $2,784 | $4,131 | $5,368 | $6,673 |
| Galena Park | $287 | $992 | $1,946 | $3,675 | $4,925 |
| Highlands | $169 | $506 | $1,285 | $3,183 | $5,059 |
| Hockley | $965 | $2,301 | $5,742 | $8,001 | $9,865 |
| Houston | $636 | $1,777 | $3,485 | $5,793 | $9,405 |
| Huffman | $253 | $762 | $2,662 | $5,297 | $7,818 |
| Humble | $1,012 | $2,967 | $4,828 | $6,580 | $9,134 |
| Jersey Village | $996 | $1,896 | $4,807 | $7,144 | $9,583 |
| Katy | $1,418 | $3,263 | $4,991 | $6,919 | $9,201 |
| Kingwood | $408 | $2,399 | $4,762 | $6,770 | $9,183 |
| La Porte | $376 | $1,168 | $3,229 | $4,963 | $6,720 |
| Missouri City | $2,324 | $3,012 | $4,468 | $5,842 | $8,174 |
| Pasadena | $226 | $998 | $2,534 | $4,053 | $5,539 |
| Pearland | $1,589 | $2,291 | $4,424 | $7,876 | $10,371 |
| Porter | $719 | $3,010 | $6,339 | $8,562 | $10,711 |
| Seabrook | $1,027 | $2,343 | $4,573 | $6,476 | $8,937 |
| South Houston | $153 | $577 | $2,251 | $3,767 | $5,110 |
| Spring | $1,061 | $3,132 | $5,024 | $7,040 | $9,839 |
| Tomball | $1,085 | $3,523 | $5,892 | $8,729 | $12,264 |
| Waller | $243 | $676 | $1,907 | $3,490 | $5,923 |
| Webster | $837 | $1,804 | $3,211 | $4,904 | $7,486 |
| Beaumont | N/A | N/A | N/A | N/A | N/A |
| Dodge | N/A | N/A | N/A | N/A | N/A |
| Fort Monmouth | N/A | N/A | N/A | N/A | N/A |
| Galveston | N/A | N/A | N/A | N/A | N/A |
| Glen Flora | N/A | N/A | N/A | N/A | N/A |
| Hempstead | N/A | N/A | N/A | N/A | N/A |
| Hungerford | N/A | N/A | N/A | N/A | N/A |
| Jefferson | N/A | N/A | N/A | N/A | N/A |
| League City | N/A | N/A | N/A | N/A | N/A |
| Meadows Place | N/A | N/A | N/A | N/A | N/A |
| Metairie | N/A | N/A | N/A | N/A | N/A |
| Montgomery | N/A | N/A | N/A | N/A | N/A |
| Morgans Point | N/A | N/A | N/A | N/A | N/A |
| New Caney | N/A | N/A | N/A | N/A | N/A |
| North Ridgeville | N/A | N/A | N/A | N/A | N/A |
| Plantersville | N/A | N/A | N/A | N/A | N/A |
| Raywood | N/A | N/A | N/A | N/A | N/A |
| Richmond | N/A | N/A | N/A | N/A | N/A |
| Sealy | N/A | N/A | N/A | N/A | N/A |
| Shoreacres | N/A | N/A | N/A | N/A | N/A |
| Stafford | N/A | N/A | N/A | N/A | N/A |
| Sugar Land | N/A | N/A | N/A | N/A | N/A |
| Votaw | N/A | N/A | N/A | N/A | N/A |
| Willis | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Want to lower your Harris County property taxes?
How Can I Lower My Property Taxes in Harris County?
Looking to reduce your Harris County property taxes? Ownwell is the leading property tax appeal company serving Harris County. We specialize in helping property owners in the Houston area and beyond lower their tax bills by working directly with the Harris County Appraisal District.
Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Harris County property tax appeal process and identify all available exemptions, so you don't have to.
Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and find strategic opportunities for reducing your tax burden.
Property Tax Protests in Texas
Property tax protests in Harris County begin when homeowners review their property tax assessment from the Appraisal District and decide whether the assessed value is too high. If the market value appears inaccurate, the homeowner can file a protest and ask for a review of the assessment. The appeal process gives property owners a chance to challenge the value used to calculate their taxes and present evidence that supports a lower market value.
After a protest is filed, the case is reviewed through the county’s appeal process and may be heard by the local board that listens to appeals. Homeowners can submit comparable sales, photos, repair estimates, or other information that shows the property was over-assessed. The board reviews the evidence and considers whether the assessment should be changed. This process is designed to give homeowners a fair opportunity to contest their property tax bill before the tax is finalized.
The possible outcomes include keeping the assessment the same, lowering the assessed value, or, in some cases, adjusting it in another way based on the evidence. A successful appeal can reduce the amount of property taxes owed, while an unsuccessful protest leaves the original assessment in place. Because Harris County has a higher property tax rate than the national median, reviewing an assessment carefully can be especially important for homeowners.
Ownwell helps homeowners navigate the appeal process by identifying potential overassessments, preparing evidence, and managing the protest from start to finish. With support on deadlines, documentation, and hearing preparation, Ownwell makes it easier to challenge a property tax assessment and pursue a fair result.
Exemptions in Texas
What property tax exemptions are available in Harris County, Texas?
Homeowners in Harris County may qualify for several property tax exemptions that can reduce their assessed value and lower their tax bill. The most important is the homestead exemption for a primary residence, which is available to homeowners who live in the home as their principal residence on January 1. This exemption is designed for owner-occupied homes and is one of the most valuable ways to reduce property taxes.
Other exemptions may be available for homeowners who qualify based on age, disability, or military service. A homeowner who is 65 or older may be eligible for an additional exemption, and homeowners with disabilities may also qualify for extra relief. Disabled veterans and some surviving spouses may be eligible for special exemptions as well. Each exemption has its own eligibility rules, so it is important to review them separately.
How do homeowners apply for exemptions in Harris County?
Homeowners typically apply through the local appraisal district by submitting the required exemption application and supporting documents. For a homestead exemption, the home must be the homeowner’s primary residence, and the application should be filed as soon as possible to ensure the benefit is applied correctly.
How can Ownwell help?
Ownwell helps homeowners identify every exemption they may qualify for, prepare the application, and make sure no savings are missed.
Available Exemptions
Senior
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 18 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | January 31 |
Links | |
|---|---|
| Harris Appraisal District | |
| Phone | (713) 957-7800 |
| Website | search.hcad.org |