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Bellaire, Harris County, Texas Property Taxes

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Property Taxes in Bellaire, Texas

  • Median Bellaire, Texas effective property tax rate: 1.39%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.

  • Median Bellaire, Texas home value: $983,199

  • Median annual Bellaire, Texas tax bill: $12,976, $10,576 higher than the national median property tax bill of $2,400.

How are property taxes in Harris calculated?

Property taxes in Bellaire, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Bellaire's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bellaire, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Bellaire, Harris County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.39%

Estimate Property Tax Bill

$13,666

$12,682

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Bellaire Property Tax Calculator Work?

Use this Bellaire property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Bellaire's median effective tax rate of 1.39% — based on actual property records in Harris County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bellaire's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Bellaire: rates range from 1.39% in 77401 to 1.39% in 77401, primarily due to differences in school district levies and local assessment districts.

If your estimate is higher than expected, Ownwell can appeal your Bellaire assessment — you only pay if we save you money.

About Bellaire Property Taxes

About Property Taxes in Bellaire, Harris, Texas

Bellaire's median effective property tax rate of 1.39% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Harris County base levy combined with local school district levies and Municipal Utility Districts (MUDs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Bellaire. Homeowners in the 77401 ZIP code carry a median effective rate of 1.39%, while those in the lowest ZIP code also pay 1.39%. Understanding which part of Bellaire you live in can make a meaningful difference to your annual tax bill.

Bellaire homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 21, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Bellaire, Harris County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Bellaire's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Bellaire, Harris County, Texas

Source: Ownwell

0.64%

1.55%

2.46%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Bellaire Tax Rate

1.39%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Harris County Tax Rate

1.49%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Bellaire, Harris County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
774010.82%1.17%1.39%1.48%1.93%

Source: Ownwell

Property Tax Assessment Values Across Bellaire, Harris County, Texas

When examining property taxes in Bellaire, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Harris County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Harris County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bellaire.

For example, the median home price in Bellaire is $983,199, with tax bills ranging significantly across the county. 77401 has the highest median home price at $983,199.

Property Tax Assessment Values Across Bellaire, Harris County, Texas

Source: Ownwell

$44,400

$699,145

$1,353,890

Median Bellaire Market Value

$983,199

Median Harris County Market Value

$275,000

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Bellaire, Harris County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
77401$408,458$614,161$983,199$1,280,000$1,646,537

Source: Ownwell

Property Tax Bills Across Bellaire, Harris County, Texas

Property tax bills in Bellaire are based on the assessed value of a home, not the market price alone. Local taxing authorities apply their tax rates to that assessed value, and the final bill reflects the combination of those rates and any exemptions a homeowner receives. With a median home price of $983,199, even small changes in assessed value can have a meaningful impact on what homeowners owe.

For many homeowners, the property tax burden is substantial. The 25th percentile tax bill is $8,309, the 75th percentile tax bill is $17,802, and the 90th percentile tax bill is $23,708. The median tax bill is $12,976 in ZIP code 77401, which is far above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.

Ownwell helps homeowners lower their property tax bills by reviewing assessments, identifying potential overassessments, and filing appeals when appropriate. That can reduce what you pay each year and help ensure your bill is fair.

Property Tax Bills Across Bellaire, Harris County, Texas

Source: Ownwell

$785

$8,987

$17,188

Median Bellaire Tax Bill

$12,976

Median Harris County Tax Bill

$3,916

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Bellaire, Harris County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
77401$4,770$8,309$12,976$17,802$23,708

Source: Ownwell

Don't miss the deadline to protest!

Frequently Asked Property Tax Questions in Bellaire, Texas

How are property taxes calculated in Bellaire, Texas?
Property taxes in Bellaire, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Bellaire, Texas?
To appeal your property taxes in Bellaire, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Bellaire, Texas?
Common property tax exemptions in Bellaire, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Bellaire, Texas?
Property tax deadlines in Bellaire, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Bellaire, Texas?
Ownwell provides professional property tax appeal services in Bellaire, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.