Chico, Jack County, Texas Property Taxes
Property Taxes in Chico, Texas
Median Chico, Texas effective property tax rate: 0.66%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Chico, Texas home value: $222,610
Median annual Chico, Texas tax bill: $1,520, lower than the national median property tax bill of $2,400.
How are property taxes in Jack calculated?
Property taxes in Chico, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Chico's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chico, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Chico, Jack County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.66%
Estimate Property Tax Bill
$1,469
$1,363
How Does the Chico Property Tax Calculator Work?
Use this Chico property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Chico's median effective tax rate of 0.66% — based on actual property records in Jack County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Chico's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Chico: rates range from 0.66% in 76431 to 0.66% in 76431, primarily due to differences in school district levies and local assessment districts. Chico's median tax rate is lower than the Texas median tax rate of 1.48% and the median tax bill is $880 lower than the state median tax bill.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Chico.
About Chico Property Taxes
About Property Taxes in Chico, Jack, Texas
Chico’s median effective property tax rate of 0.66% is lower than the Texas state median of 1.48% and lower than the national median of 1.02%. This rate reflects the Jack County base levy combined with local school district levies and other local charges that can vary by area.
Property tax rates are not uniform across Chico. Homeowners in the 76431 ZIP code carry a median effective rate of 0.66%, and the same ZIP code also has a median tax bill of $1,520. That consistency shows how local taxing jurisdictions shape what homeowners pay, even within a single city.
Chico homeowners who believe their assessed value is too high can file a formal appeal with the Jack Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Chico, Jack County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Chico's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chico Tax Rate
0.66%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Jack County Tax Rate
1.09%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Chico, Jack County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76431 | 0.19% | 0.39% | 0.66% | 1.15% | 1.31% |
Source: Ownwell
Property Tax Assessment Values Across Chico, Jack County, Texas
When examining property taxes in Chico, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jack County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Jack County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Chico is $222,610, with tax bills ranging significantly across the county. ZIP code 76431 has the highest median home price at $222,610.
Property Tax Assessment Values Across Chico, Jack County, Texas
Source: Ownwell
$95,895
$203,523
$311,150
Median Chico Market Value
$222,610
Median Jack County Market Value
$129,160
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Chico, Jack County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76431 | $45,124 | $93,580 | $222,610 | $474,470 | $553,102 |
Source: Ownwell
Property Tax Bills Across Chico, Jack County, Texas
How are property tax bills calculated in Chico?
Property tax bills in Chico are based on the assessed value of a home, which is then multiplied by the local tax rate. The assessed value is influenced by the market value of the property, so homes with higher market values generally face higher tax bills. Local taxing authorities use this value to determine how much each homeowner owes, and the final bill can vary depending on where the property is located within the county.
What factors affect a homeowner’s tax bill?
Several factors can affect the amount due, including the home’s market value, the assessed value assigned by the county, and the tax rates set by local governments. In Jack County, the median home price is $222,610, while the median property tax bill is $1,520.00, which is below the national median property tax bill of $2,400. Bills can still range widely, with the 25th percentile at $378 and the 90th percentile at $4,803.
How does this affect homeowners?
A higher assessed value can lead to a larger tax bill, which can increase annual housing costs and affect affordability for homeowners.
Median Chico Tax Bill
$1,520
Median Jack County Tax Bill
$1,520
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Chico, Jack County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76431 | $150 | $378 | $1,520 | $3,166 | $4,803 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Jack Appraisal District | |
| Website | www.jackcad.org |