Kendall County, Texas Property Taxes
Property Taxes in Kendall County, Texas
Median Kendall County effective property tax rate: 1.00%, significantly lower than the national median of 1.02%.
Median Kendall County home value: $484,320
Median annual Kendall County tax bill: $4,630, higher than the national median property tax bill of $2,400.
How are property taxes in Kendall County calculated?
Property taxes in Kendall County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Kendall County or another part of Kendall County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Kendall County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1%
Estimate Property Tax Bill
$4,843
$4,494
$774
Average Annual Tax Savings
How Does the Kendall County Property Tax Calculator Work?
Use this Kendall County property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Kendall County's median effective tax rate of 1.00% — drawn from real transactions across the county — to generate your estimate.
Enter your property's estimated assessed value — the value the appraisal district assigns to your property, typically lower than market value after exemptions. Our calculator uses the median effective rate (actual bills divided by market value), which accounts for typical exemptions and is more accurate than applying the statutory millage rate directly.
Note: your assessed value reflects any exemptions you currently have. Rates vary across Kendall County — scroll down to explore city-level trends and find the rate specific to your area.
Kendall County’s median effective tax rate is lower than the Texas median tax rate of 1.48%, and the county’s median property tax bill of $4,630 is higher than the national median property tax bill of $2,400. If your estimate is higher than expected, Ownwell can protest your Kendall County assessment.
Property Tax Rates Across Kendall County, Texas
What Are Effective Property Tax Rates Across Kendall County?
Local government entities set tax rates, which vary widely across Kendall County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Kendall County's effective property tax rate to other counties in Texas or the U.S. median of 1.02%.
Kendall County's median effective rate stands at 1.00%, which is lower than the national median of 1.02%. Within Kendall County, the highest rate is found in Waring at 1.35%, while Bergheim has the lowest at 0.59%.
These variations reflect differences in local school district levies, Municipal Utility Districts (MUDs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kendall County Tax Rate
1.00%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Kendall County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bergheim | 0.17% | 0.35% | 0.59% | 0.85% | 1.38% |
| Boerne | 0.30% | 0.62% | 1.03% | 1.38% | 1.86% |
| Comfort | 0.17% | 0.38% | 0.88% | 1.41% | 1.51% |
| Fair Oaks Ranch | 0.36% | 0.64% | 0.81% | 1.00% | 1.19% |
| Fredericksburg | 0.13% | 0.30% | 0.69% | 1.66% | 1.91% |
| Spring Branch | 0.13% | 0.19% | 0.24% | 0.27% | 0.39% |
| Waring | 0.48% | 0.59% | 1.35% | 1.35% | 1.52% |
| Blanco | N/A | N/A | N/A | N/A | N/A |
| Kendalia | N/A | N/A | N/A | N/A | N/A |
| Kerrville | N/A | N/A | N/A | N/A | N/A |
| Sisterdale | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Kendall County, Texas
When examining property taxes in Kendall County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Kendall County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Kendall County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Kendall County is $4,630, compared with the national median property tax bill of $2,400. Tax bills range from $1,662 at the 25th percentile to $7,470 at the 75th percentile, and reach $11,150 at the 90th percentile. Fair Oaks Ranch has the highest median home price at $1,043,450.
Property Tax Assessment Values Across Kendall County, Texas
Source: Ownwell
$246,310
$644,880
$1,043,450
Median Kendall County Market Value
$484,320
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Kendall County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bergheim | $254,800 | $479,140 | $604,960 | $765,370 | $935,360 |
| Boerne | $180,740 | $351,200 | $516,870 | $753,200 | $1,170,832 |
| Comfort | $20,050 | $75,875 | $257,630 | $454,855 | $726,890 |
| Fair Oaks Ranch | $727,980 | $830,000 | $1,043,450 | $1,267,675 | $1,432,160 |
| Fredericksburg | $62,830 | $188,390 | $264,225 | $356,448 | $509,595 |
| Spring Branch | $146,646 | $364,568 | $609,760 | $795,335 | $961,752 |
| Waring | $43,920 | $150,280 | $246,310 | $495,940 | $1,101,020 |
| Blanco | N/A | N/A | N/A | N/A | N/A |
| Kendalia | N/A | N/A | N/A | N/A | N/A |
| Kerrville | N/A | N/A | N/A | N/A | N/A |
| Sisterdale | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Kendall County, Texas
Median Kendall County Tax Bill
$4,630
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Kendall County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bergheim | $592 | $1,844 | $3,229 | $5,195 | $8,852 |
| Boerne | $639 | $2,391 | $5,278 | $7,947 | $11,735 |
| Comfort | $165 | $438 | $1,390 | $3,555 | $6,129 |
| Fair Oaks Ranch | $3,462 | $5,441 | $7,966 | $10,736 | $18,088 |
| Fredericksburg | $208 | $533 | $1,817 | $4,255 | $6,124 |
| Spring Branch | $366 | $548 | $1,309 | $1,625 | $2,168 |
| Waring | $261 | $1,181 | $3,011 | $4,415 | $6,775 |
| Blanco | N/A | N/A | N/A | N/A | N/A |
| Kendalia | N/A | N/A | N/A | N/A | N/A |
| Kerrville | N/A | N/A | N/A | N/A | N/A |
| Sisterdale | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Want to lower your Kendall County property taxes?
How Can I Lower My Property Taxes in Kendall County?
Looking to reduce your Kendall County property taxes? Ownwell is the leading property tax appeal company serving Kendall County. We specialize in helping property owners in the Boerne area and beyond lower their tax bills by working directly with the Kendall County appraisal district.
Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Kendall County property tax appeal process and identify all available exemptions, so you don't have to.
Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and find strategic opportunities for reducing your tax burden.
Property Tax Protests in Texas
Property tax protests in Kendall County begin when homeowners review their property tax assessment and decide whether the assessed value is too high. If the market value on the notice seems inaccurate, they can file a protest with the Appraisal District before the appeal deadline. The process is designed to give property owners a chance to challenge the county’s valuation and explain why the assessment should be lowered.
After a protest is filed, the case may be reviewed informally first, where the homeowner or their representative presents evidence such as comparable sales, condition issues, or other factors affecting market value. If the issue is not resolved there, the appeal can move to the local board that listens to the appeals, called the Appraisal Review Board. This board reviews the evidence from both sides and decides whether the assessed value should stay the same or be reduced.
The possible outcomes are straightforward: the assessment can remain unchanged, or it can be lowered if the evidence supports a lower market value. A successful appeal may help reduce the property tax bill, while an unsuccessful one leaves the assessment in place.
Ownwell helps homeowners navigate the appeal process from start to finish by identifying potential savings, preparing the protest, and building a strong case for a lower assessment. That includes gathering supporting evidence, tracking deadlines, and representing the homeowner through the review process so they do not have to manage it alone.
Exemptions in Texas
What property tax exemption programs are available in Kendall County, Texas?
Homeowners in Kendall County, Texas may qualify for several property tax exemption programs that can lower the assessed value of a home and reduce the tax bill. The most important exemption for many residents is the homestead exemption, which applies to a primary residence. To qualify, the homeowner must own and live in the home as their main residence. This exemption is designed to help protect owner-occupied homes and is often the first step in reducing property taxes.
Other exemptions may be available for seniors, disabled homeowners, and veterans, along with surviving spouses in some cases. Each exemption has its own eligibility rules, and homeowners should review them separately to make sure they apply for every benefit they qualify for. A homeowner may be eligible for more than one exemption, depending on their situation.
How do homeowners apply for exemptions in Kendall County, Texas?
Homeowners typically apply through the local appraisal district by submitting the required exemption forms and any supporting documents that prove eligibility. For a homestead exemption, homeowners usually need to provide proof that the property is their primary residence.
Ownwell can help homeowners identify which exemptions they may qualify for, prepare the application, and make sure nothing is missed. By helping homeowners claim the exemptions available to them, Ownwell makes it easier to take advantage of property tax savings on a primary residence and beyond.
Available Exemptions
Senior
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 27 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | January 31 |
Links | |
|---|---|
| Kendall Appraisal District | |
| Website | esearch.kendallad.org |