Llano County, Texas Property Taxes
Property Taxes in Llano County, Texas
Median Llano County effective property tax rate: 1.12%, significantly higher than the national median of 1.02%.
Median Llano County home value: $285,725
Median annual Llano County tax bill: $3,130, $730 higher than the national median property tax bill of $2,400.
How are property taxes in Llano County calculated?
Property taxes in Llano County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Llano or another part of Llano County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Llano County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.12%
Estimate Property Tax Bill
$3,200
$2,970
$774
Average Annual Tax Savings
How Does the Llano County Property Tax Calculator Work?
Use this Llano County property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Llano County's median effective tax rate of 1.12% — drawn from real transactions across the county — to generate your estimate.
Enter your property's estimated assessed value — the value the appraisal district assigns to your property, typically lower than market value after exemptions. Our calculator uses the median effective rate (actual bills divided by market value), which accounts for typical exemptions and is more accurate than applying the statutory millage rate directly.
Note: your assessed value reflects any exemptions you currently have. Rates vary across Llano County — scroll down to explore city-level trends and find the rate specific to your area. Llano County's median property tax bill is $3,130, which is $730 higher than the Texas median and above the national median property tax bill of $2,400. If your estimate is higher than expected, Ownwell can protest your Llano County assessment.
Property Tax Rates Across Llano County, Texas
What Are Effective Property Tax Rates Across Llano County?
Local government entities set tax rates, which vary widely across Llano County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Llano County's effective property tax rate to other counties in Texas or the U.S. median of 1.02%.
Llano County's median effective rate stands at 1.12%, which is higher than the national median of 1.02%. Within Llano County, the highest rate is found in Horseshoe Bay at 1.32%, while Valley Spring has the lowest at 0.96%.
These variations reflect differences in local school district levies, Municipal Utility Districts (MUDs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Llano County Tax Rate
1.12%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Llano County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bluffton | 0.85% | 0.97% | 1.07% | 1.12% | 1.12% |
| Buchanan Dam | 0.89% | 1.02% | 1.07% | 1.15% | 1.15% |
| Burnet | 0.97% | 1.06% | 1.14% | 1.15% | 1.15% |
| Castell | 0.72% | 0.94% | 1.01% | 1.03% | 1.03% |
| Horseshoe Bay | 1.03% | 1.15% | 1.32% | 1.32% | 1.32% |
| Kingsland | 0.84% | 1.01% | 1.05% | 1.20% | 1.20% |
| Llano | 0.85% | 1.03% | 1.11% | 1.31% | 1.52% |
| Sunrise Beach | 0.91% | 1.05% | 1.23% | 1.25% | 1.25% |
| Tow | 0.72% | 0.97% | 1.09% | 1.12% | 1.12% |
| Valley Spring | 0.66% | 0.88% | 0.96% | 1.03% | 1.07% |
| Fredericksburg | N/A | N/A | N/A | N/A | N/A |
| Pontotoc | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Llano County, Texas
When examining property taxes in Llano County, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Llano County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Llano County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Llano County.
For example, the median tax bill in Llano County is $3,130, with tax bills ranging significantly across the county. Horseshoe Bay has the highest median home price at $641,365.
Median Llano County Market Value
$285,725
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Llano County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bluffton | $25,294 | $73,808 | $280,560 | $576,775 | $773,558 |
| Buchanan Dam | $44,954 | $107,800 | $233,660 | $389,535 | $620,850 |
| Burnet | $101,680 | $161,870 | $538,690 | $969,195 | $1,499,170 |
| Castell | $85,744 | $124,590 | $158,740 | $316,560 | $451,290 |
| Horseshoe Bay | $233,495 | $389,622 | $641,365 | $1,160,130 | $2,128,033 |
| Kingsland | $30,710 | $70,812 | $199,625 | $460,000 | $1,331,715 |
| Llano | $41,202 | $102,830 | $212,320 | $415,880 | $938,004 |
| Sunrise Beach | $132,796 | $291,705 | $594,100 | $976,135 | $1,599,320 |
| Tow | $36,360 | $87,660 | $163,770 | $277,278 | $398,593 |
| Valley Spring | $42,996 | $91,835 | $159,630 | $271,955 | $471,634 |
| Fredericksburg | N/A | N/A | N/A | N/A | N/A |
| Pontotoc | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Llano County, Texas
Property tax bills in Llano County are based on the assessed value of a home, which is tied to its market value, and the local tax rates set by taxing authorities. For a home with a median market value of $285,725, the bill can vary widely depending on location, exemptions, and how the property is classified. In this county, the 25th percentile tax bill is $1,207, while the 75th percentile is $7,314 and the 90th percentile reaches $15,345. That spread shows how much property taxes can affect homeowners, especially when assessed values rise faster than expected.
The median tax bill is $8,023.00 in Horseshoe Bay and $1,348.00 in Castell, showing how much bills can differ across the county. If your assessed value seems too high, Ownwell can help you appeal your property tax assessment and pursue exemptions that may lower your bill. With the national median property tax rate at 1.02% and the national median bill at $2,400, many Llano County homeowners may be paying more than they should.
Median Llano County Tax Bill
$3,130
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Llano County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bluffton | $283 | $812 | $2,941 | $6,002 | $8,343 |
| Buchanan Dam | $403 | $1,055 | $2,409 | $4,078 | $6,727 |
| Burnet | $983 | $1,629 | $6,152 | $11,111 | $16,639 |
| Castell | $689 | $1,042 | $1,348 | $2,741 | $4,060 |
| Horseshoe Bay | $2,556 | $4,641 | $8,023 | $14,388 | $26,321 |
| Kingsland | $308 | $732 | $2,127 | $4,886 | $13,486 |
| Llano | $413 | $1,072 | $2,396 | $4,706 | $9,957 |
| Sunrise Beach | $1,553 | $3,147 | $6,906 | $11,633 | $19,793 |
| Tow | $349 | $835 | $1,606 | $2,779 | $4,171 |
| Valley Spring | $284 | $778 | $1,349 | $2,400 | $3,889 |
| Fredericksburg | N/A | N/A | N/A | N/A | N/A |
| Pontotoc | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Want to lower your Llano County property taxes?
How Can I Lower My Property Taxes in Llano County?
Looking to reduce your Llano County property taxes? Ownwell is the leading property tax appeal company serving Llano County. We specialize in helping property owners in the Llano area and beyond lower their tax bills by working directly with the Llano County Appraisal District.
Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Llano County property tax appeal process and identify all available exemptions, so you don't have to.
Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and find strategic opportunities for reducing your tax burden.
Property Tax Protests in Texas
In Llano County, homeowners can protest their property tax assessment if they believe the assessed value is too high. The process begins with a review of the notice from the Appraisal District, which sets the value used to calculate property taxes. If that value does not reflect the market value of the home, a homeowner can file an appeal before the deadline.
The appeal process typically involves submitting a protest and then presenting evidence that supports a lower assessed value. Useful evidence can include recent comparable sales, photos, repair estimates, and any details that show the home’s condition or features were not fully considered. After the protest is filed, the case is reviewed and, if needed, heard by the Appraisal Review Board, the board that listens to appeals and decides whether the assessment should be changed.
Possible outcomes include a reduced assessed value, no change, or, in some cases, an adjusted value based on the evidence presented. A successful appeal can lower the property tax bill, while an unsuccessful one leaves the assessment in place. Because the process can be time-sensitive and documentation-heavy, many homeowners choose help from Ownwell.
Ownwell can guide homeowners through the property tax protest process from start to finish. That includes reviewing the assessment, identifying appeal opportunities, preparing supporting evidence, and handling communication throughout the case. By making the process easier to navigate, Ownwell helps homeowners pursue a fairer assessment and potentially reduce what they owe.
Exemptions in Texas
What property tax exemption programs are available in Llano County, Texas?
Llano County homeowners may qualify for several property tax exemption programs that can lower the taxable value of a home, especially for a primary residence. The most important is the homestead exemption, which applies to an owner-occupied primary residence and can reduce the amount of property tax owed on the home. This exemption is separate from other relief programs and is often the first one homeowners should check.
Additional exemptions may be available for homeowners who qualify based on age, disability, or veteran status. These programs are designed to provide extra tax relief to eligible residents and can be applied on top of the homestead exemption when the requirements are met. Some surviving spouses may also qualify for specific exemptions tied to a deceased homeowner’s status.
How do homeowners apply for property tax exemptions in Llano County?
Homeowners generally apply through the local appraisal district by submitting the required exemption form and any supporting documents that prove eligibility. For a homestead exemption, the home must be the homeowner’s primary residence, and the application usually requires proof of ownership and occupancy. Other exemptions may require age verification, disability documentation, or military records.
How can Ownwell help?
Ownwell helps homeowners identify every exemption they may qualify for, prepare the application correctly, and avoid missing valuable tax savings. By making sure primary residence exemptions and other available relief programs are properly filed, Ownwell can help Llano County homeowners reduce their property tax burden with less stress.
Available Exemptions
Senior
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | January 31 |
Links | |
|---|---|
| Llano Appraisal District | |
| Website | esearch.llanocad.net |