Loving County, Texas Property Taxes
Property Taxes in Loving County, Texas
Median Loving County effective property tax rate: 1.27%, significantly higher than the national median of 1.02%.
Median Loving County home value: $16,770
Median annual Loving County tax bill: $162, $2,238 lower than the national median property tax bill of $2,400.
How are property taxes in Loving County calculated?
Property taxes in Loving County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why are property taxes in Loving County important to understand? Because the county’s effective property tax rate is 1.27%, and that can affect what homeowners and investors pay each year.
How does Loving County compare with Texas? The county’s median tax rate is lower than the state median tax rate of 1.48%, and the median annual tax bill is also lower than the state level.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Loving County or another part of Loving County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Loving County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.27%
Estimate Property Tax Bill
$213
$198
How Does the Loving County Property Tax Calculator Work?
Use this Loving County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Loving County's median effective tax rate of 1.27% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Loving County's median effective tax rate is higher than Texas's 1.48% and the county's median property tax bill of $162 is lower than the national median property tax bill of $2,400 by $2,238.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Loving County.
Property Tax Rates Across Loving County, Texas
What Are Effective Property Tax Rates Across Loving County?
Local government entities set tax rates, which vary widely across Loving County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Loving County's effective property tax rate to other counties in Texas or the U.S. median of 1.02%.
Loving County's median effective rate stands at 1.27%, which is higher than the national median of 1.02%. Within Loving County, the highest rate is found in MENTONE at 1.27%, while MENTONE has the lowest at 1.27%.
These variations reflect differences in local school district levies, Municipal Utility Districts (MUDs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Loving County Tax Rate
1.27%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Assessment Values Across Loving County, Texas
When examining property taxes in Loving County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Loving County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Loving County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Loving County.
For example, the median tax bill in Loving County is $162, with tax bills ranging significantly across the county. Mentone has the highest median home price at $16,770.
Median Loving County Market Value
$16,770
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Bills Across Loving County, Texas
Property tax bills in Loving County are based on the assessed value of a home and the local tax rate applied to that value. When a property is taxed, the county determines its market value, then uses the tax rate to calculate the bill homeowners owe. Because property taxes are tied to value, changes in the local market can affect what a homeowner pays from year to year.
In Loving County, the median home price is $16,770, which helps explain why tax bills can be relatively low compared with many places. The county’s tax bills are also reflected in the range of outcomes for homeowners: the 25th percentile tax bill is $66, the 75th percentile is $386, and the 90th percentile reaches $924. In Mentone, the highest and lowest median tax bill is $162.00. For homeowners, this means property taxes can vary based on the assessed value of the home and the specific tax rate applied, directly affecting annual housing costs.
Median Loving County Tax Bill
$162
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
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| Loving Appraisal District | |
| Website | www.lovingcad.org |