Pontotoc, Mason County, Texas Property Taxes
Property Taxes in Pontotoc, Texas
Median Pontotoc, Texas effective property tax rate: 1.23%, significantly higher than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Pontotoc, Texas home value: $172,860
Median annual Pontotoc, Texas tax bill: $1,894, $506 lower than the national median property tax bill of $2,400.
How are property taxes in Mason calculated?
Property taxes in Pontotoc, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Pontotoc's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pontotoc, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Pontotoc, Mason County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.23%
Estimate Property Tax Bill
$2,126
$1,973
How Does the Pontotoc Property Tax Calculator Work?
Use this Pontotoc property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Pontotoc's median effective tax rate of 1.23% — based on actual property records in Mason County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Pontotoc's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Pontotoc: rates range from 1.23% in 76869 to 1.23% in 76869, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Pontotoc.
About Pontotoc Property Taxes
About Property Taxes in Pontotoc, Mason, Texas
Pontotoc’s median effective property tax rate of 1.23% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Mason County base levy combined with local school district levies and other local taxing units that can vary by area.
Property tax rates are not uniform across Pontotoc. Homeowners in the 76869 ZIP code carry a median effective rate of 1.23%, while the lowest rate is also 1.23%. This means there is no spread across the city, but your assessed value still plays a major role in your annual tax bill. The median home price is $172,860, and the median property tax bill is $1,894, which is $506 lower than the Texas median tax bill.
Homeowners who believe their assessed value is too high can file a formal appeal with the Mason County Appraisal District before the May 15, 2026 deadline after receiving their notice in April.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Pontotoc, Mason County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Pontotoc's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pontotoc Tax Rate
1.23%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mason County Tax Rate
1.38%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Pontotoc, Mason County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76869 | 0.40% | 0.82% | 1.23% | 1.53% | 1.72% |
Source: Ownwell
Property Tax Assessment Values Across Pontotoc, Mason County, Texas
When examining property taxes in Pontotoc, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mason County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Mason County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pontotoc.
For example, the median home price in Pontotoc is $172,860, with tax bills ranging significantly across the county. 76869 has the highest median home price at $172,860.
Property Tax Assessment Values Across Pontotoc, Mason County, Texas
Source: Ownwell
$172,860
$201,740
$230,620
Median Pontotoc Market Value
$172,860
Median Mason County Market Value
$217,785
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Pontotoc, Mason County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76869 | $44,489 | $112,105 | $172,860 | $323,605 | $614,555 |
Source: Ownwell
Property Tax Bills Across Pontotoc, Mason County, Texas
Property tax bills in Pontotoc are calculated by applying the local tax rate to a home’s assessed value, which is based on the property’s market value. The assessed value is then used to determine how much tax a homeowner owes each year. For a home with a median price of $172,860, the tax bill can vary widely depending on the final assessment and the taxing jurisdictions that apply.
Several factors affect the bill, including the home’s location, any local taxing entities, and how the property is valued for tax purposes. In Pontotoc, the median tax bill is $1,894, while bills at the 25th percentile are $856 and rise to $3,261 at the 75th percentile. At the 90th percentile, homeowners may see bills as high as $5,119.
Because property taxes are tied to assessed value, changes in market conditions can affect what homeowners pay. That makes the tax bill an important part of the cost of owning a home in Pontotoc.
Median Pontotoc Tax Bill
$1,894
Median Mason County Tax Bill
$2,813
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Pontotoc, Mason County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76869 | $535 | $856 | $1,894 | $3,261 | $5,119 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Mason Appraisal District | |
| Website | esearch.masoncad.org |