Mclennan County, Texas Property Taxes
Property Taxes in Mclennan County, Texas
Median McLennan County effective property tax rate: 1.89%, significantly higher than the national median of 1.02%.
Median McLennan County home value: $233,860
Median annual McLennan County tax bill: $4,115, $1,715 higher than the national median property tax bill of $2,400.
How are property taxes in McLennan County calculated?
Property taxes in McLennan County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why are property taxes in McLennan County higher than the national median?
McLennan County property taxes are higher because the effective tax rate is 1.89%, above the national median of 1.02%, which helps drive a larger annual tax bill.
How can homeowners in McLennan County lower their property tax bill?
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Waco or another part of McLennan County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Mclennan County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.89%
Estimate Property Tax Bill
$4,420
$4,102
$774
Average Annual Tax Savings
How Does the McLennan County Property Tax Calculator Work?
Use this McLennan County property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies McLennan County's median effective tax rate of 1.89% — drawn from real transactions across the county — to generate your estimate.
Enter your property's estimated assessed value — the value the appraisal district assigns to your property, typically lower than market value after exemptions. Our calculator uses the median effective rate (actual bills divided by market value), which accounts for typical exemptions and is more accurate than applying the statutory millage rate directly.
Note: your assessed value reflects any exemptions you currently have. Rates vary across McLennan County — scroll down to explore city-level trends and find the rate specific to your area.
McLennan County's median effective tax rate is higher than the Texas median tax rate of 1.48%, and the median property tax bill of $4,115 is higher than the Texas median by $1,715. If your estimate is higher than expected, Ownwell can protest your McLennan County assessment.
Property Tax Rates Across Mclennan County, Texas
What Are Effective Property Tax Rates Across McLennan County?
Local government entities set tax rates, which vary widely across McLennan County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare McLennan County's effective property tax rate to other counties in Texas or the U.S. median of 1.02%.
McLennan County's median effective rate stands at 1.89%, which is higher than the national median of 1.02%. Within McLennan County, the highest rate is found in MART at 2.14%, while AXTELL has the lowest at 1.21%.
These variations reflect differences in local school district levies, Municipal Utility Districts (MUDs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mclennan County Tax Rate
1.89%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Mclennan County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Axtell | 0.78% | 0.96% | 1.21% | 1.21% | 1.23% |
| Bruceville | 1.10% | 1.22% | 1.34% | 1.37% | 1.80% |
| Bruceville Eddy | 1.25% | 1.34% | 1.37% | 1.80% | 1.80% |
| China Spring | 1.13% | 1.30% | 1.47% | 1.47% | 1.80% |
| Crawford | 1.04% | 1.31% | 1.47% | 1.66% | 2.01% |
| Eddy | 1.08% | 1.30% | 1.34% | 1.80% | 1.80% |
| Elm Mott | 0.93% | 1.16% | 1.37% | 1.37% | 1.38% |
| Hewitt | 1.53% | 1.64% | 1.89% | 1.93% | 1.93% |
| Leroy | 1.18% | 1.39% | 1.49% | 1.49% | 1.51% |
| Lorena | 1.15% | 1.35% | 1.58% | 1.93% | 2.14% |
| Mart | 1.21% | 1.62% | 2.14% | 2.25% | 2.25% |
| Mcgregor | 1.40% | 1.77% | 2.13% | 2.14% | 2.14% |
| Mc Gregor | 1.42% | 1.61% | 1.98% | 2.14% | 2.14% |
| Moody | 1.02% | 1.31% | 1.50% | 1.98% | 2.00% |
| Riesel | 1.04% | 1.28% | 1.48% | 1.71% | 1.71% |
| Robinson | 1.46% | 1.62% | 1.84% | 1.85% | 1.85% |
| Valley Mills | 0.89% | 1.08% | 1.33% | 1.38% | 1.47% |
| Waco | 1.37% | 1.75% | 2.09% | 2.26% | 2.26% |
| West | 0.95% | 1.28% | 1.38% | 1.94% | 2.01% |
| Woodway | 1.28% | 1.39% | 1.75% | 1.98% | 2.14% |
| Abbott | N/A | N/A | N/A | N/A | N/A |
| Aquilla | N/A | N/A | N/A | N/A | N/A |
| Birome | N/A | N/A | N/A | N/A | N/A |
| Lacy Lakeview | N/A | N/A | N/A | N/A | N/A |
| Moddy | N/A | N/A | N/A | N/A | N/A |
| Mount Calm | N/A | N/A | N/A | N/A | N/A |
| Oglesby | N/A | N/A | N/A | N/A | N/A |
| Rockwall | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Mclennan County, Texas
When examining property taxes in McLennan County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The McLennan County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In McLennan County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in McLennan County.
For example, the median tax bill in McLennan County is $4,115, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, from $789 in Bruceville Eddy to $6,931 in McGregor. Crawford has the highest median home price at $390,960.
Median Mclennan County Market Value
$233,860
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Mclennan County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Axtell | $21,252 | $62,130 | $194,710 | $351,782 | $492,629 |
| Bruceville | $25,822 | $50,000 | $186,100 | $325,790 | $411,310 |
| Bruceville Eddy | $18,263 | $29,948 | $54,700 | $98,435 | $244,227 |
| China Spring | $72,506 | $235,690 | $350,000 | $541,210 | $725,358 |
| Crawford | $85,702 | $208,930 | $390,960 | $600,880 | $806,376 |
| Eddy | $21,393 | $59,435 | $154,625 | $264,918 | $407,217 |
| Elm Mott | $19,445 | $51,423 | $134,045 | $254,025 | $367,570 |
| Hewitt | $206,548 | $252,620 | $299,060 | $364,970 | $450,000 |
| Leroy | $15,380 | $36,630 | $159,630 | $251,920 | $337,424 |
| Lorena | $153,087 | $264,691 | $327,240 | $438,048 | $628,012 |
| Mart | $17,725 | $45,000 | $105,145 | $189,748 | $297,071 |
| Mcgregor | $115,000 | $168,358 | $286,558 | $477,282 | $764,100 |
| Mc Gregor | $227,500 | $308,145 | $382,980 | $455,262 | $616,260 |
| Moody | $20,576 | $70,000 | $160,840 | $283,195 | $458,342 |
| Riesel | $35,648 | $87,800 | $169,900 | $293,580 | $408,918 |
| Robinson | $150,000 | $216,000 | $281,500 | $374,570 | $468,902 |
| Valley Mills | $40,702 | $191,052 | $354,890 | $476,962 | $671,337 |
| Waco | $73,218 | $123,500 | $187,270 | $276,430 | $380,794 |
| West | $65,161 | $135,910 | $238,220 | $357,630 | $531,214 |
| Woodway | $220,659 | $276,824 | $361,350 | $472,300 | $611,306 |
| Abbott | N/A | N/A | N/A | N/A | N/A |
| Aquilla | N/A | N/A | N/A | N/A | N/A |
| Birome | N/A | N/A | N/A | N/A | N/A |
| Lacy Lakeview | N/A | N/A | N/A | N/A | N/A |
| Moddy | N/A | N/A | N/A | N/A | N/A |
| Mount Calm | N/A | N/A | N/A | N/A | N/A |
| Oglesby | N/A | N/A | N/A | N/A | N/A |
| Rockwall | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Mclennan County, Texas
Property tax bills in McLennan County are based on the assessed value of a home and the local tax rates set by taxing authorities. When a home’s market value rises, the tax bill can rise too, even if the homeowner’s income does not change. With a median home price of $233,860, many homeowners face bills that can vary widely depending on location and valuation.
The typical property tax bill in the county is $2,479 at the 25th percentile, $6,093 at the 75th percentile, and $8,473 at the 90th percentile. That is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Homeowners in MC GREGOR see the highest median tax bill at $6,931, while BRUCEVILLE EDDY has the lowest at $789.
Ownwell helps homeowners lower property tax bills by reviewing assessments, identifying savings opportunities, and filing appeals when a home is overassessed.
Median Mclennan County Tax Bill
$4,115
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Mclennan County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Axtell | $241 | $682 | $1,832 | $3,550 | $4,898 |
| Bruceville | $388 | $728 | $2,439 | $4,090 | $5,422 |
| Bruceville Eddy | $302 | $453 | $789 | $1,397 | $3,331 |
| China Spring | $912 | $3,112 | $5,052 | $7,451 | $10,164 |
| Crawford | $1,342 | $3,157 | $5,634 | $8,244 | $10,802 |
| Eddy | $304 | $836 | $2,183 | $3,983 | $5,228 |
| Elm Mott | $265 | $637 | $1,666 | $3,003 | $4,303 |
| Hewitt | $3,697 | $4,434 | $5,306 | $6,488 | $8,099 |
| Leroy | $229 | $545 | $2,095 | $3,242 | $4,723 |
| Lorena | $2,078 | $4,095 | $5,782 | $7,219 | $8,933 |
| Mart | $350 | $834 | $1,989 | $3,181 | $4,749 |
| Mcgregor | $1,950 | $3,182 | $5,228 | $9,364 | $14,497 |
| Mc Gregor | $3,258 | $5,379 | $6,931 | $8,404 | $11,492 |
| Moody | $326 | $1,007 | $2,345 | $4,117 | $6,227 |
| Riesel | $471 | $1,187 | $2,442 | $4,013 | $5,583 |
| Robinson | $2,625 | $3,660 | $4,763 | $6,278 | $8,038 |
| Valley Mills | $453 | $2,061 | $4,078 | $6,107 | $7,928 |
| Waco | $1,378 | $2,274 | $3,563 | $5,476 | $7,527 |
| West | $891 | $2,003 | $3,409 | $5,094 | $7,130 |
| Woodway | $3,253 | $4,429 | $6,113 | $8,480 | $11,232 |
| Abbott | N/A | N/A | N/A | N/A | N/A |
| Aquilla | N/A | N/A | N/A | N/A | N/A |
| Birome | N/A | N/A | N/A | N/A | N/A |
| Lacy Lakeview | N/A | N/A | N/A | N/A | N/A |
| Moddy | N/A | N/A | N/A | N/A | N/A |
| Mount Calm | N/A | N/A | N/A | N/A | N/A |
| Oglesby | N/A | N/A | N/A | N/A | N/A |
| Rockwall | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Want to lower your Mclennan County property taxes?
How Can I Lower My Property Taxes in McLennan County?
Looking to reduce your McLennan County property taxes? Ownwell is the leading property tax appeal company serving McLennan County. We specialize in helping property owners in the Waco area and beyond lower their tax bills by working directly with the McLennan County Appraisal District.
Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the McLennan County property tax appeal process and identify all available exemptions, so you don't have to.
Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and find strategic opportunities for reducing your tax burden.
Property Tax Protests in Texas
Property tax protests in McLennan County begin with a review of the property tax assessment from the Appraisal District. If a homeowner believes the assessed value is too high, they can file a protest and ask for a review. The appeal process gives property owners a chance to show that the market value used for taxation does not reflect the home’s true condition, location, or comparable sales.
After the protest is filed, the case may be resolved through an informal review or move forward to a hearing. At the hearing, the homeowner presents evidence, and the Appraisal District explains how the assessment was determined. The board that listens to these appeals is the Appraisal Review Board, which reviews the facts and decides whether the assessed value should stay the same or be lowered.
The possible outcomes are straightforward: the board can leave the assessment unchanged, reduce it, or, in some cases, make another adjustment based on the evidence. A successful appeal can lower the taxable value and reduce the property tax bill for the year.
Ownwell can help homeowners navigate each step of the appeal process, from identifying whether a protest makes sense to preparing evidence and tracking deadlines. With support from Ownwell, homeowners can better understand their rights, submit a stronger case, and pursue a fairer property tax assessment in McLennan County.
Exemptions in Texas
McLennan County homeowners can reduce their property tax burden through several exemption programs, especially the homestead exemption for a primary residence. The homestead exemption is available to homeowners who own and live in the home as their main residence, and it is one of the most important ways to lower the taxable value of a property. It is designed for owner-occupied homes, so it does not apply to rental or investment properties.
Other exemptions may be available for homeowners who qualify based on age, disability, or military service. Over-65 homeowners and homeowners with disabilities may be eligible for additional relief, while veterans and surviving spouses may qualify for exemptions tied to service-connected benefits. Each exemption has its own rules, and some can be combined when a homeowner meets more than one requirement.
To apply, homeowners typically need to submit an exemption application to the local appraisal district and provide supporting documents that prove eligibility. For a homestead exemption, this usually means showing that the property is the homeowner’s primary residence. Other exemptions may require age, disability, or military documentation.
Ownwell can help homeowners identify every exemption they may qualify for, prepare the application correctly, and avoid missing savings opportunities. By making sure the right exemptions are filed, Ownwell helps homeowners take full advantage of the programs available in McLennan County.
Available Exemptions
Senior
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 20 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | January 31 |
Links | |
|---|---|
| Mclennan Appraisal District | |
| Phone | (254) 752-9864 |
| Website | mclennancad.org |