Nacogdoches, Nacogdoches County, Texas Property Taxes

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Property Taxes in Nacogdoches, Texas

Median Nacogdoches, Texas effective property tax rate: 0.80%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Nacogdoches, Texas home value: $135,810
Median annual Nacogdoches, Texas tax bill: $1,062, $1,338 lower than the national median property tax bill of $2,400.

How are property taxes in Nacogdoches County calculated?

Property taxes in Nacogdoches, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Nacogdoches's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Nacogdoches, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Nacogdoches, Nacogdoches County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.8%

Estimate Property Tax Bill

$1,086

$1,008

How Does the Nacogdoches Property Tax Calculator Work?

Use this Nacogdoches property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Nacogdoches's median effective tax rate of 0.80% — based on actual property records in Nacogdoches County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Nacogdoches's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Nacogdoches: rates range from $1,093.00 in 75963 to $2,142.00 in 75965, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Nacogdoches.

About Nacogdoches Property Taxes

About Property Taxes in Nacogdoches, Nacogdoches, Texas

Nacogdoches's median effective property tax rate of 0.80% is lower than the Texas state median of 1.48% and lower than the national median of 1.02%. This rate reflects the Nacogdoches County base levy combined with local school district levies and Municipal Utility Districts (MUDs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Nacogdoches. Homeowners in the 75965 ZIP code carry a median effective rate of 0.91%, while those in 75963 pay 1.49%. This spread — 0.58 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Nacogdoches County. Understanding which part of Nacogdoches you live in can make a meaningful difference to your annual tax bill.

Nacogdoches homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Nacogdoches, Nacogdoches County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Nacogdoches's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Nacogdoches, Nacogdoches County, Texas

Source: Ownwell

0.91%

1.20%

1.49%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Nacogdoches Tax Rate

0.80%

Median Effective Nacogdoches County Tax Rate

0.76%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Nacogdoches, Nacogdoches County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
75963	0.70%	0.93%	1.49%	2.23%	2.23%
75965	0.24%	0.58%	0.91%	1.28%	1.82%
75961	N/A	N/A	N/A	N/A	N/A
75964	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Nacogdoches, Nacogdoches County, Texas

When examining property taxes in Nacogdoches, Texas, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Nacogdoches County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices in Nacogdoches County are sent in the spring each year and typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Nacogdoches is $135,810, with tax bills ranging significantly across the county. Zip code 75965 has the highest median home price at $249,500. The median tax bill is $1,062, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.

Property Tax Assessment Values Across Nacogdoches, Nacogdoches County, Texas

Source: Ownwell

$95,825

$172,663

$249,500

Median Nacogdoches Market Value

$135,810

Median Nacogdoches County Market Value

$126,900

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Nacogdoches, Nacogdoches County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
75963	$21,132	$38,328	$95,825	$199,138	$399,028
75965	$51,280	$122,020	$249,500	$352,890	$482,380
75961	N/A	N/A	N/A	N/A	N/A
75964	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Nacogdoches, Nacogdoches County, Texas

How are property tax bills calculated in Nacogdoches?

Property tax bills in Nacogdoches are based on the assessed value of a home and the local tax rates set by taxing authorities. The assessed value is tied to the market value of the property, and the bill is calculated by applying the relevant tax rate to that value. For homeowners, this means that changes in market conditions can affect what they owe each year.

What factors influence the amount you pay?

A home with a higher market value generally leads to a higher tax bill, while lower-valued homes often owe less. In Nacogdoches, the median home price is $135,810, and property tax bills vary widely across the area. The 25th percentile tax bill is $274, while the 75th percentile is $2,384 and the 90th percentile reaches $3,846. That range shows how much location and property value can shape the final bill.

How does this compare with homeowners elsewhere?

The national median property tax rate is 1.02%, and the national median property tax bill is $2,400. For many homeowners, property taxes are one of the largest ongoing housing costs, so understanding how the bill is determined can help them plan ahead.

Property Tax Bills Across Nacogdoches, Nacogdoches County, Texas

Source: Ownwell

$1,093

$1,618

$2,142

Median Nacogdoches Tax Bill

$1,062

Median Nacogdoches County Tax Bill

$949

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Nacogdoches, Nacogdoches County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
75963	$446	$624	$1,093	$2,046	$4,606
75965	$185	$994	$2,142	$3,482	$4,962
75961	N/A	N/A	N/A	N/A	N/A
75964	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Nacogdoches Appraisal District
Website	esearch.nacocad.org

Frequently Asked Property Tax Questions in Nacogdoches, Texas

How are property taxes calculated in Nacogdoches, Texas?

Property taxes in Nacogdoches, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Nacogdoches, Texas?

To appeal your property taxes in Nacogdoches, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Nacogdoches, Texas?

Common property tax exemptions in Nacogdoches, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Nacogdoches, Texas?

Property tax deadlines in Nacogdoches, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Nacogdoches, Texas?

Ownwell provides professional property tax appeal services in Nacogdoches, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.