Fate, Rockwall County, Texas Property Taxes
Property Taxes in Fate, Texas
Median Fate, Texas effective property tax rate: 1.47%, significantly lower than the national median of 1.02%, and slightly higher than the Texas state median of 1.48%.
Median Fate, Texas home value: $383,026
Median annual Fate, Texas tax bill: $5,658, higher than the national median property tax bill of $2,400.
How are property taxes in Rockwall calculated?
Property taxes in Fate, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Fate's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fate, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Fate, Rockwall County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.47%
Estimate Property Tax Bill
$5,630
$5,225
$774
Average Annual Tax Savings
How Does the Fate Property Tax Calculator Work?
Use this Fate property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Fate's median effective tax rate of 1.47% — based on actual property records in Rockwall County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Fate's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Fate: rates range from $4,604 in 75032 to $5,915 in 75132, primarily due to differences in school district levies and local assessment districts.
If your estimate is higher than expected, Ownwell can appeal your Fate assessment — you only pay if we save you money.
About Fate Property Taxes
About Property Taxes in Fate, Rockwall, Texas
Fate’s median effective property tax rate of 1.47% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Rockwall County base levy, local school district levies, and Municipal Utility Districts that can vary by subdivision throughout the city.
Property tax rates are not uniform across Fate. Homeowners in the 75132 ZIP code carry a median effective rate of 1.67%, while those in 75032 pay 1.19%. This spread of 0.48 percentage points across the same city shows how school district boundaries and local assessment districts can affect your annual tax bill.
Fate homeowners who believe their assessed value is too high can file a formal appeal with the Appraisal District before the May 15, 2026 deadline.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Fate, Rockwall County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Fate's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fate Tax Rate
1.47%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Rockwall County Tax Rate
1.26%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Fate, Rockwall County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75032 | 0.79% | 1.10% | 1.19% | 1.28% | 1.56% |
| 75087 | 0.76% | 1.12% | 1.29% | 1.75% | 1.99% |
| 75132 | 0.99% | 1.34% | 1.67% | 2.50% | 2.50% |
| 75189 | 0.96% | 1.18% | 1.56% | 1.84% | 2.29% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Fate, Rockwall County, Texas
When examining property taxes in Fate, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Rockwall County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Rockwall County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Fate is $383,026, with tax bills ranging significantly across the county. 75087 has the highest median home price at $396,231. Fate’s median tax bill is $5,658, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400.
Property Tax Assessment Values Across Fate, Rockwall County, Texas
Source: Ownwell
$328,966
$605,170
$881,374
Median Fate Market Value
$383,026
Median Rockwall County Market Value
$415,012
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Fate, Rockwall County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75032 | $334,200 | $353,008 | $370,969 | $402,718 | $430,538 |
| 75087 | $304,940 | $336,025 | $396,231 | $460,545 | $512,663 |
| 75132 | $316,743 | $335,339 | $354,224 | $377,275 | $402,547 |
| 75189 | $304,972 | $348,388 | $379,887 | $408,629 | $444,506 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Fate, Rockwall County, Texas
Property tax bills in Fate are based on the assessed value of a home and the local tax rates set by taxing authorities in Rockwall County. When a home’s market value rises, the assessed value can increase too, which often leads to a higher tax bill. For homeowners, that means a larger annual expense that can affect monthly budgeting and long-term housing costs.
In Fate, the median home price is $383,026, and property tax bills can vary widely across the area. The 25th percentile tax bill is $4,327, while the 75th percentile is $6,936 and the 90th percentile reaches $8,083. The median tax bill is also well above the national median property tax bill of $2,400, showing how much more homeowners in this area may pay.
Ownwell helps homeowners challenge unfair assessments and find exemptions that may lower their property tax bills. By reviewing your property details and identifying savings opportunities, Ownwell can help reduce what you owe and keep more money in your pocket.
Median Fate Tax Bill
$5,658
Median Rockwall County Tax Bill
$5,521
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Fate, Rockwall County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75032 | $2,517 | $3,855 | $4,604 | $5,195 | $5,956 |
| 75087 | $2,867 | $4,107 | $5,474 | $6,671 | $7,757 |
| 75132 | $3,205 | $4,968 | $5,915 | $7,977 | $8,893 |
| 75189 | $2,837 | $4,585 | $5,869 | $7,147 | $8,186 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | January 31 |
Links | |
|---|---|
| Rockwall Appraisal District | |
| Phone | (972) 771-2034 |
| Website | www.rockwallcad.com |