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Coldspring, San Jacinto County, Texas Property Taxes

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Property Taxes in Coldspring, Texas

  • Median Coldspring, Texas effective property tax rate: 1.14%, significantly higher than the national median of 1.02%, and lower than the Texas state median of 1.48%.

  • Median Coldspring, Texas home value: $30,750

  • Median annual Coldspring, Texas tax bill: $315, lower than the national median property tax bill of $2,400.

How are property taxes in San Jacinto calculated?

Property taxes in Coldspring, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Coldspring's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Coldspring, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Coldspring, San Jacinto County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.14%

Estimate Property Tax Bill

$351

$325

How Does the Coldspring Property Tax Calculator Work?

Use this Coldspring property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Coldspring's median effective tax rate of 1.14% — based on actual property records in San Jacinto County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Coldspring's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Coldspring: rates range from 1.14% in 77331 to 1.14% in 77331, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Coldspring.

About Coldspring Property Taxes

About Property Taxes in Coldspring, San Jacinto, Texas

Coldspring’s median effective property tax rate of 1.14% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the San Jacinto County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Coldspring. Homeowners in ZIP code 77331 carry a median effective rate of 1.14%, while those in the same ZIP code pay 1.14%. This reflects how school district boundaries and local assessment districts are drawn across San Jacinto County. Understanding which part of Coldspring you live in can make a meaningful difference to your annual tax bill.

Coldspring homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Coldspring, San Jacinto County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Coldspring's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Coldspring, San Jacinto County, Texas

Source: Ownwell

0.90%

1.04%

1.18%

Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Coldspring Tax Rate

1.14%

Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective San Jacinto County Tax Rate

1.13%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Coldspring, San Jacinto County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
773310.50%0.81%1.14%1.35%1.43%

Source: Ownwell

Property Tax Assessment Values Across Coldspring, San Jacinto County, Texas

When examining property taxes in Coldspring, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Jacinto County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In San Jacinto County, assessment notices are sent in April each year.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Coldspring is $30,750, with tax bills ranging significantly across the county. ZIP code 77331 has the highest median home price at $30,750. The median property tax bill is $315, far below the national median property tax bill of $2,400.

Property Tax Assessment Values Across Coldspring, San Jacinto County, Texas

Source: Ownwell

$9,285

$73,293

$137,300

Median Coldspring Market Value

$30,750

Median San Jacinto County Market Value

$41,000

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Coldspring, San Jacinto County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
77331$3,150$8,750$30,750$173,655$375,024

Source: Ownwell

Property Tax Bills Across Coldspring, San Jacinto County, Texas

Property tax bills in Coldspring are based on the assessed value of a home and the tax rates set by local taxing authorities. The assessed value is compared with the local tax rate to determine the amount owed, so a higher assessed value generally leads to a higher bill. In San Jacinto County, the median home price is $30,750, which helps explain why many bills remain relatively modest compared with the national median property tax bill of $2,400.

Homeowners can see a wide range of outcomes depending on their property’s assessed value and location. The 25th percentile tax bill is $61, while the 75th percentile reaches $1,970 and the 90th percentile climbs to $4,634. The median tax bill is $315 in ZIP code 77331, showing how property taxes can vary even within the same city. These bills affect homeowners by changing annual housing costs and can make a meaningful difference in affordability.

Property Tax Bills Across Coldspring, San Jacinto County, Texas

Source: Ownwell

$76

$757

$1,437

Median Coldspring Tax Bill

$315

Median San Jacinto County Tax Bill

$424

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Coldspring, San Jacinto County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
77331$24$61$315$1,970$4,634

Source: Ownwell

Don't miss the deadline to protest!

Frequently Asked Property Tax Questions in Coldspring, Texas

How are property taxes calculated in Coldspring, Texas?
Property taxes in Coldspring, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Coldspring, Texas?
To appeal your property taxes in Coldspring, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Coldspring, Texas?
Common property tax exemptions in Coldspring, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Coldspring, Texas?
Property tax deadlines in Coldspring, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Coldspring, Texas?
Ownwell provides professional property tax appeal services in Coldspring, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.