Albany, Shackelford County, Texas Property Taxes

$774 avg. annual savings

No Upfront Costs

You only pay if we save

Property Taxes in Albany, Texas

Median Albany, Texas effective property tax rate: 1.80%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.
Median Albany, Texas home value: $94,435
Median annual Albany, Texas tax bill: $1,575, lower by $825 than the national median property tax bill of $2,400.

How are property taxes in Shackelford calculated?

Property taxes in Albany, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Albany's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Albany, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Albany, Shackelford County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.8%

Estimate Property Tax Bill

$1,700

$1,577

How Does the Albany Property Tax Calculator Work?

Use this Albany property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Albany's median effective tax rate of 1.80% — based on actual property records in Shackelford County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Albany's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Albany: rates range from 1.80% in 76430 to 1.80% in 76430, primarily due to differences in school district levies and local assessment districts.

Albany's median effective property tax rate is higher than the Texas median tax rate of 1.48%, while the median property tax bill is $825 lower than the state median. For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Albany.

About Albany Property Taxes

About Property Taxes in Albany, Shackelford, Texas

Albany’s median effective property tax rate of 1.80% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Shackelford County base levy combined with local taxing jurisdictions that affect homeowners across the city.

Property tax rates are not uniform across Albany. In this case, the available data shows the same median effective rate of 1.80% in ZIP code 76430, so there is no ZIP-level spread within the provided figures. Even so, the local tax burden remains above both the state and national medians, which can make a meaningful difference to your annual bill. The median property tax bill is $1,575, compared with the national median bill of $2,400.

Albany homeowners who believe their assessed value is too high can file a formal appeal with the Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Albany, Shackelford County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Albany's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Albany, Shackelford County, Texas

Source: Ownwell

1.57%

1.69%

1.80%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Albany Tax Rate

1.80%

Median Effective Shackelford County Tax Rate

1.78%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Albany, Shackelford County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
76430	1.32%	1.52%	1.80%	1.99%	2.11%

Source: Ownwell

Property Tax Assessment Values Across Albany, Shackelford County, Texas

When examining property taxes in Albany, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Shackelford County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Shackelford County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Albany, the median home price is $94,435, and the median tax bill is $1,575, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. The highest median home price is in 76430 at $94,435.

Property Tax Assessment Values Across Albany, Shackelford County, Texas

Source: Ownwell

$44,907

$69,671

$94,435

Median Albany Market Value

$94,435

Median Shackelford County Market Value

$85,113

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Albany, Shackelford County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
76430	$14,204	$46,170	$94,435	$173,642	$295,189

Source: Ownwell

Property Tax Bills Across Albany, Shackelford County, Texas

Property tax bills in Albany are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, that means the bill depends on both what the home is worth and the tax rates set by local taxing authorities. With a median home price of $94,435, property taxes can still vary widely from one homeowner to another.

In Shackelford County, the median tax bill is $1,575, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. Bills can range from $758 at the 25th percentile to $2,987 at the 75th percentile, with the 90th percentile reaching $4,746. This means two homes in the same city can face very different tax burdens depending on their assessed value and local tax rates, making property taxes an important factor in overall homeownership costs.

Property Tax Bills Across Albany, Shackelford County, Texas

Source: Ownwell

$703

$1,139

$1,575

Median Albany Tax Bill

$1,575

Median Shackelford County Tax Bill

$1,360

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Albany, Shackelford County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
76430	$253	$758	$1,575	$2,987	$4,746

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15

Links
Shackelford Appraisal District
Website	esearch.shackelfordcad.com

Frequently Asked Property Tax Questions in Albany, Texas

How are property taxes calculated in Albany, Texas?

Property taxes in Albany, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Albany, Texas?

To appeal your property taxes in Albany, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Albany, Texas?

Common property tax exemptions in Albany, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Albany, Texas?

Property tax deadlines in Albany, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Albany, Texas?

Ownwell provides professional property tax appeal services in Albany, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.