Breckenridge, Stephens County, Texas Property Taxes
Property Taxes in Breckenridge, Texas
Median Breckenridge, Texas effective property tax rate: 1.53%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.
Median Breckenridge, Texas home value: $92,800
Median annual Breckenridge, Texas tax bill: $1,105, lower than the national median property tax bill of $2,400.
How are property taxes in Stephens calculated?
Property taxes in Breckenridge, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Breckenridge's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Breckenridge, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Breckenridge, Stephens County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.53%
Estimate Property Tax Bill
$1,420
$1,318
How Does the Breckenridge Property Tax Calculator Work?
Use this Breckenridge property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Breckenridge's median effective tax rate of 1.53% — based on actual property records in Stephens County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Breckenridge's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Breckenridge: rates range from 1.53% in 76424 to 1.53% in 76424, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Breckenridge.
About Breckenridge Property Taxes
About Property Taxes in Breckenridge, Stephens, Texas
Breckenridge’s median effective property tax rate of 1.53% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Stephens County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Breckenridge. Homeowners in the 76424 ZIP code carry a median effective rate of 1.53%, while those in the same ZIP code also pay 1.53%. This spread reflects how school district boundaries and local assessment districts are drawn across Stephens County. Understanding which part of Breckenridge you live in can make a meaningful difference to your annual tax bill.
Breckenridge homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Breckenridge, Stephens County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Breckenridge's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Breckenridge Tax Rate
1.53%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stephens County Tax Rate
1.50%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Breckenridge, Stephens County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76424 | 0.46% | 0.84% | 1.53% | 2.24% | 2.64% |
Source: Ownwell
Property Tax Assessment Values Across Breckenridge, Stephens County, Texas
When examining property taxes in Breckenridge, Texas, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stephens County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Stephens County are sent in April each year. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Breckenridge is $92,800, with a median tax bill of $1,105. That is below the national median property tax bill of $2,400, while the national median property tax rate is 1.02%. The 76424 ZIP code has the highest median home price at $92,800.
Property Tax Assessment Values Across Breckenridge, Stephens County, Texas
Source: Ownwell
$92,800
$255,538
$418,275
Median Breckenridge Market Value
$92,800
Median Stephens County Market Value
$94,580
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Breckenridge, Stephens County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76424 | $18,875 | $46,838 | $92,800 | $162,888 | $254,030 |
Source: Ownwell
Property Tax Bills Across Breckenridge, Stephens County, Texas
Property tax bills in Breckenridge are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, that means the tax bill depends on both how much the home is worth and the rates set by local taxing authorities. With a median home price of $92,800, the typical tax burden can vary widely across the city.
What homeowners pay is shaped by the assessed value, exemptions, and the taxing jurisdictions that apply to the property. In Breckenridge, the 25th percentile tax bill is $532, while the 75th percentile is $2,076 and the 90th percentile reaches $3,518. The median tax bill in the city is $1,105, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. This can make property taxes more manageable for some homeowners, but higher assessed values can still lead to a larger annual bill.
Median Breckenridge Tax Bill
$1,105
Median Stephens County Tax Bill
$1,122
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Breckenridge, Stephens County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76424 | $271 | $532 | $1,105 | $2,076 | $3,518 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Stephens Appraisal District | |
| Website | stephenscad.southwestdatasolutions.com |