Gilmer, Upshur County, Texas Property Taxes

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Property Taxes in Gilmer, Texas

Median Gilmer, Texas effective property tax rate: 1.26%, significantly higher than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Gilmer, Texas home value: $177,495
Median annual Gilmer, Texas tax bill: $2,008, lower than the national median property tax bill of $2,400.

How are property taxes in Upshur calculated?

Property taxes in Gilmer, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Gilmer's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gilmer, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Gilmer, Upshur County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.26%

Estimate Property Tax Bill

$2,236

$2,075

How Does the Gilmer Property Tax Calculator Work?

Use this Gilmer property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Gilmer's median effective tax rate of 1.26% — based on actual property records in Upshur County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Gilmer's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Gilmer: rates range from 75644 to 75645, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Gilmer.

About Gilmer Property Taxes

About Property Taxes in Gilmer, Upshur, Texas

Gilmer’s median effective property tax rate of 1.26% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Upshur County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Gilmer. Homeowners in ZIP code 75645 carry a median effective rate of 1.27%, while those in 75644 pay 1.25%. This spread — 0.02 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Upshur County. Understanding which part of Gilmer you live in can make a meaningful difference to your annual tax bill.

Gilmer homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Gilmer, Upshur County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Gilmer's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Gilmer, Upshur County, Texas

Source: Ownwell

0.91%

1.22%

1.53%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Gilmer Tax Rate

1.26%

Median Effective Upshur County Tax Rate

1.27%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Gilmer, Upshur County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
75644	0.64%	0.96%	1.25%	1.57%	1.78%
75645	0.70%	0.99%	1.27%	1.53%	1.65%
75640	N/A	N/A	N/A	N/A	N/A
75647	N/A	N/A	N/A	N/A	N/A
75755	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Gilmer, Upshur County, Texas

When examining property taxes in Gilmer, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Upshur County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Upshur County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gilmer.

For example, the median home price in Gilmer is $177,495, with tax bills ranging significantly across the county. 75645 has the highest median home price at $195,990.

Property Tax Assessment Values Across Gilmer, Upshur County, Texas

Source: Ownwell

$43,060

$141,043

$239,025

Median Gilmer Market Value

$177,495

Median Upshur County Market Value

$171,820

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Gilmer, Upshur County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
75644	$27,024	$81,290	$165,590	$253,185	$382,078
75645	$23,168	$79,525	$195,990	$328,640	$492,617
75640	N/A	N/A	N/A	N/A	N/A
75647	N/A	N/A	N/A	N/A	N/A
75755	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Gilmer, Upshur County, Texas

Property tax bills in Gilmer are calculated from the assessed value of a home and the tax rates set by local taxing authorities. The assessed value is based on the market value of the property, and the final bill reflects how that value is taxed by the county, city, school district, and other local entities. For homeowners, this means a higher assessed value can lead to a larger tax bill, even if the home has not changed.

In Gilmer, the median home price is $177,495, and property tax bills vary widely across the area. The 25th percentile tax bill is $854, while the 75th percentile is $3,332 and the 90th percentile reaches $4,981. ZIP code 75645 has the highest median tax bill at $2,206, compared with $1,890 in ZIP code 75644. These differences show how location and local tax rates can significantly affect what homeowners pay each year.

Property Tax Bills Across Gilmer, Upshur County, Texas

Source: Ownwell

$351

$1,483

$2,615

Median Gilmer Tax Bill

$2,008

Median Upshur County Tax Bill

$1,974

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Gilmer, Upshur County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
75644	$266	$860	$1,890	$3,056	$4,250
75645	$301	$875	$2,206	$3,697	$5,723
75640	N/A	N/A	N/A	N/A	N/A
75647	N/A	N/A	N/A	N/A	N/A
75755	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	June 1
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Upshur Appraisal District
Website	esearch.upshur-cad.org

Frequently Asked Property Tax Questions in Gilmer, Texas

How are property taxes calculated in Gilmer, Texas?

Property taxes in Gilmer, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Gilmer, Texas?

To appeal your property taxes in Gilmer, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Gilmer, Texas?

Common property tax exemptions in Gilmer, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Gilmer, Texas?

Property tax deadlines in Gilmer, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Gilmer, Texas?

Ownwell provides professional property tax appeal services in Gilmer, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.