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Houston, Waller County, Texas Property Taxes

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Property Taxes in Houston, Texas

  • Median Houston, Texas effective property tax rate: 2.00%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.

  • Median Houston, Texas home value: $74,445

  • Median annual Houston, Texas tax bill: $1,343, lower than the national median property tax bill of $2,400.

How are property taxes in Waller calculated?

Property taxes in Houston, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Houston's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Houston, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Houston, Waller County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2%

Estimate Property Tax Bill

$1,489

$1,382

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Houston Property Tax Calculator Work?

Use this Houston property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Houston's median effective tax rate of 2.00% — based on actual property records in Waller County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Houston's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Houston: rates range from the lowest ZIP rate to the highest ZIP rate, primarily due to differences in school district levies and local assessment districts. Houston's median property tax rate is higher than the Texas median tax rate of 1.48% and higher than the national median property tax rate of 1.02%. The median tax bill is $1,343, which is lower than the Texas median tax bill by $1,057.

If your estimate is higher than expected, Ownwell can appeal your Houston assessment — you only pay if we save you money.

About Houston Property Taxes

About Property Taxes in Houston, Waller, Texas

Houston's median effective property tax rate of 2.00% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Waller County base levy combined with local school district levies and Municipal Utility Districts (MUDs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Houston. Homeowners in the highest ZIP code carry a median effective rate of 2.00%, while those in the lowest ZIP code pay 2.00%. This spread reflects how school district boundaries and local assessment districts are drawn across Waller County. Understanding which part of Houston you live in can make a meaningful difference to your annual tax bill.

Houston homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Houston, Waller County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Houston's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Houston, Waller County, Texas

Source: Ownwell

0.67%

1.66%

2.64%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Houston Tax Rate

2.00%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Waller County Tax Rate

1.72%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Houston, Waller County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
77095N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Assessment Values Across Houston, Waller County, Texas

When examining property taxes in Houston, Texas, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Waller County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Waller County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Houston.

For example, the median home price in Houston is $74,445, with tax bills ranging significantly across the county.

Property Tax Assessment Values Across Houston, Waller County, Texas

Source: Ownwell

$170,105

$376,270

$582,435

Median Houston Market Value

$74,445

Median Waller County Market Value

$256,750

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Houston, Waller County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
77095N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Bills Across Houston, Waller County, Texas

How are property tax bills calculated in Houston?

Property tax bills in Houston are based on the assessed value of a home and the local tax rates set by taxing authorities. When a home’s assessed value rises, the tax bill can increase even if the homeowner has not made any changes to the property. Factors such as market conditions and local assessments play a major role in determining what homeowners pay each year.

For homeowners in Houston, the median home price is $74,445, and the typical property tax bill ranges from $1,172 at the 25th percentile to $1,514 at the 75th percentile, with the 90th percentile reaching $1,617. Compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400, Houston homeowners may still face bills that feel significant relative to home value.

Ownwell helps homeowners lower their property tax bills by reviewing assessments, identifying opportunities for appeal, and pursuing exemptions that may reduce what they owe.

Property Tax Bills Across Houston, Waller County, Texas

Source: Ownwell

$1,731

$8,274

$14,817

Median Houston Tax Bill

$1,343

Median Waller County Tax Bill

$2,975

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Houston, Waller County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
77095N/AN/AN/AN/AN/A

Source: Ownwell

Don't miss the deadline to protest!

Frequently Asked Property Tax Questions in Houston, Texas

How are property taxes calculated in Houston, Texas?
Property taxes in Houston, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Houston, Texas?
To appeal your property taxes in Houston, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Houston, Texas?
Common property tax exemptions in Houston, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Houston, Texas?
Property tax deadlines in Houston, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Houston, Texas?
Ownwell provides professional property tax appeal services in Houston, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.