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Laredo, Webb County, Texas Property Taxes

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Property Taxes in Laredo, Texas

  • Median Laredo, Texas effective property tax rate: 0.48%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.

  • Median Laredo, Texas home value: $173,785

  • Median annual Laredo, Texas tax bill: $788, lower than the national median property tax bill of $2,400.

How are property taxes in Webb calculated?

Property taxes in Laredo, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Laredo's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Laredo, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Laredo, Webb County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.48%

Estimate Property Tax Bill

$834

$774

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Laredo Property Tax Calculator Work?

Use this Laredo property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Laredo's median effective tax rate of 0.48% — based on actual property records in Webb County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Laredo's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Laredo: rates range from $405.00 in 78040 to $1,174.00 in 78045, primarily due to differences in school district levies and local assessment districts.

If your estimate is higher than expected, Ownwell can appeal your Laredo assessment — you only pay if we save you money.

About Laredo Property Taxes

About Property Taxes in Laredo, Webb, Texas

Laredo’s median effective property tax rate of 0.48% is lower than the Texas state median of 1.48% and lower than the national median of 1.02%. This rate reflects the Webb County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Laredo. Homeowners in the 78044 ZIP code carry a median effective rate of 1.18%, while those in 78040 pay 0.45%. This spread — 0.73 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Webb County. Understanding which part of Laredo you live in can make a meaningful difference to your annual tax bill.

Laredo homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Laredo, Webb County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Laredo's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Laredo, Webb County, Texas

Source: Ownwell

0.45%

0.94%

1.43%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Laredo Tax Rate

0.48%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Webb County Tax Rate

0.48%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Laredo, Webb County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
780400.20%0.36%0.45%0.50%0.55%
780410.27%0.38%0.46%0.50%0.53%
780430.26%0.38%0.48%0.52%1.98%
780441.18%1.18%1.18%1.18%1.20%
780450.36%0.44%0.47%0.50%0.51%
780460.34%0.44%0.49%0.52%1.98%
07840N/AN/AN/AN/AN/A
78369N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Assessment Values Across Laredo, Webb County, Texas

When examining property taxes in Laredo, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Webb County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Webb County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Laredo.

For example, the median home price in Laredo is $173,785, with tax bills ranging significantly across the county. 78045 has the highest median home price at $256,956.

Property Tax Assessment Values Across Laredo, Webb County, Texas

Source: Ownwell

$9,408

$133,182

$256,956

Median Laredo Market Value

$173,785

Median Webb County Market Value

$169,532

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Laredo, Webb County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
78040$40,498$70,117$98,518$134,918$184,891
78041$79,779$129,498$207,378$344,166$453,737
78043$10,449$59,891$125,284$186,296$232,924
78044$5,706$6,480$9,408$23,250$31,547
78045$157,271$201,762$256,956$321,134$395,944
78046$13,377$51,955$148,199$200,010$241,522
07840N/AN/AN/AN/AN/A
78369N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Bills Across Laredo, Webb County, Texas

Property tax bills in Laredo are based on the assessed value of a home and the local tax rates set by taxing authorities in Webb County. When a property’s assessed value rises, the tax bill can increase, even if the homeowner’s mortgage stays the same. For a home with a median market value of $173,785, the tax burden can vary widely depending on location and assessment details. In Laredo, the 25th percentile tax bill is $377, the 75th percentile is $1,171, and the 90th percentile is $1,628. The highest median tax bill is $1,174 in ZIP code 78045, while the lowest median tax bill is $405 in ZIP code 78040. Compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400, many homeowners may still be paying more than they should. Ownwell helps homeowners save by identifying overassessments, filing property tax appeals, and pursuing exemptions that can lower property tax bills.

Property Tax Bills Across Laredo, Webb County, Texas

Source: Ownwell

$85

$630

$1,174

Median Laredo Tax Bill

$788

Median Webb County Tax Bill

$785

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Laredo, Webb County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
78040$151$256$405$590$843
78041$278$492$875$1,604$2,151
78043$155$237$524$855$1,136
78044$66$73$85$192$405
78045$631$891$1,174$1,486$1,877
78046$177$256$699$978$1,226
07840N/AN/AN/AN/AN/A
78369N/AN/AN/AN/AN/A

Source: Ownwell

Don't miss the deadline to protest!

Frequently Asked Property Tax Questions in Laredo, Texas

How are property taxes calculated in Laredo, Texas?
Property taxes in Laredo, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Laredo, Texas?
To appeal your property taxes in Laredo, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Laredo, Texas?
Common property tax exemptions in Laredo, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Laredo, Texas?
Property tax deadlines in Laredo, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Laredo, Texas?
Ownwell provides professional property tax appeal services in Laredo, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.