Loving, Young County, Texas Property Taxes
Property Taxes in Loving, Texas
Median Loving, Texas effective property tax rate: 1.77%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.
Median Loving, Texas home value: $88,060
Median annual Loving, Texas tax bill: $896, lower than the national median property tax bill of $2,400.
How are property taxes in Young calculated?
Property taxes in Loving, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Loving's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Loving, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Loving, Young County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.77%
Estimate Property Tax Bill
$1,559
$1,446
How Does the Loving Property Tax Calculator Work?
Use this Loving property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Loving's median effective tax rate of 1.77% — based on actual property records in Young County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Loving's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Loving: rates range from 1.77% in 76460 to 1.77% in 76460, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Loving.
About Loving Property Taxes
About Property Taxes in Loving, Young, Texas
Loving’s median effective property tax rate of 1.77% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Young County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Loving. Homeowners in ZIP code 76460 carry a median effective rate of 1.77%, while those in the same ZIP code also pay 1.77%. This reflects how school district boundaries and local assessment districts are drawn across Young County. Understanding where your home is located can still make a meaningful difference to your annual tax bill.
Loving homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Loving, Young County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Loving's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Loving Tax Rate
1.77%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Young County Tax Rate
2.07%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Loving, Young County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76460 | 0.12% | 0.76% | 1.77% | 2.19% | 2.73% |
Source: Ownwell
Property Tax Assessment Values Across Loving, Young County, Texas
When examining property taxes in Loving, Texas, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Young County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Young County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By understanding how assessed and market values are determined, property owners can better navigate their tax responsibilities in Loving.
For example, the median home price in Loving is $88,060, with tax bills ranging significantly across the county. ZIP code 76460 has the highest median home price at $88,060.
Property Tax Assessment Values Across Loving, Young County, Texas
Source: Ownwell
$29,300
$72,810
$116,320
Median Loving Market Value
$88,060
Median Young County Market Value
$90,675
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Loving, Young County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76460 | $12,847 | $24,650 | $88,060 | $265,478 | $556,565 |
Source: Ownwell
Property Tax Bills Across Loving, Young County, Texas
How are property tax bills calculated in Loving?
Property tax bills in Loving are based on the assessed value of a home, not the market price alone. Local taxing authorities apply their tax rates to that assessed value, which means the final bill depends on both the home’s valuation and the combined rates set by the county and other local entities. For homeowners, this makes the tax bill a direct reflection of how their property is assessed and where it is located within Young County.
What factors affect a homeowner’s property tax bill?
A home with a median value of $88,060 can still face very different tax bills depending on exemptions, assessment changes, and local tax rates. In Loving, the tax bill ranges from $355 at the 25th percentile to $2,293 at the 75th percentile, with the 90th percentile reaching $4,180. The median tax bill in ZIP code 76460 is $896.00, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
Median Loving Tax Bill
$896
Median Young County Tax Bill
$1,707
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Loving, Young County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76460 | $108 | $355 | $896 | $2,293 | $4,180 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | July 1 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Young Appraisal District | |
| Website | esearch.youngcad.org |