Swanton, Franklin County, Vermont Property Taxes

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Property Taxes in Swanton, Vermont

Median Swanton, Vermont effective property tax rate: 2.01%, significantly higher than the national median of 1.02%, and higher than the Vermont state median of 1.92%.
Median Swanton, Vermont home value: $196,350
Median annual Swanton, Vermont tax bill: $3,759, $1,359 higher than the national median property tax bill of $2,400.

How are property taxes in Franklin calculated?

Property taxes in Swanton, Vermont are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Swanton's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Swanton, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Swanton, Franklin County, Vermont Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.01%

Estimate Property Tax Bill

$3,947

$3,662

How Does the Swanton Property Tax Calculator Work?

Use this Swanton property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Swanton's median effective tax rate of 2.01% — based on actual property records in Franklin County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Swanton's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Swanton: rates range from 2.01% in 05488 to 2.01% in 05488, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Swanton.

About Swanton Property Taxes

About Property Taxes in Swanton, Franklin, Vermont

Swanton’s median effective property tax rate of 2.01% is higher than the Vermont state median of 1.92% and higher than the national median of 1.02%. This rate reflects the Franklin County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Swanton. Homeowners in the 05488 ZIP code carry a median effective rate of 2.01%, while those in the same ZIP also pay 2.01%. This reflects how school district boundaries and local assessment districts are drawn across Franklin County. Understanding which part of Swanton you live in can make a meaningful difference to your annual tax bill.

Swanton homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 19, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Swanton, Franklin County, Vermont

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Swanton's effective property tax rate to other cities in Vermont and the median property tax rates in Vermont and the U.S.

Property Tax Rates Across Swanton, Franklin County, Vermont

Source: Ownwell

1.50%

1.88%

2.26%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Swanton Tax Rate

2.01%

Median Effective Franklin County Tax Rate

2.01%

Median Effective Vermont Tax Rate

1.92%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Swanton, Franklin County, Vermont

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
05488	1.82%	2.01%	2.01%	2.01%	2.01%

Source: Ownwell

Property Tax Assessment Values Across Swanton, Franklin County, Vermont

When examining property taxes in Swanton, Vermont, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Franklin County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Franklin County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Swanton.

For example, the median home price in Swanton is $196,350, with tax bills ranging significantly across the county. 05488 has the highest median home price at $196,350.

Property Tax Assessment Values Across Swanton, Franklin County, Vermont

Source: Ownwell

$115,200

$216,100

$317,000

Median Swanton Market Value

$196,350

Median Franklin County Market Value

$205,300

Median Vermont Market Value

$206,000

Median United States Market Value

$235,294

Property Tax Assessment Values Across Swanton, Franklin County, Vermont

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
05488	$98,940	$153,300	$196,350	$271,625	$356,150

Source: Ownwell

Property Tax Bills Across Swanton, Franklin County, Vermont

Property tax bills in Swanton are based on the assessed value of a home and the local tax rate set by the taxing authorities. When a property’s market value changes, the assessed value can change too, which affects the final bill. Homeowners in Franklin County should expect their tax bill to reflect both the value of their home and the rate applied to that value.

With a median home price of $196,350, the typical property tax bill in the area can be significant. The 25th percentile tax bill is $2,951, while the 75th percentile is $5,065 and the 90th percentile reaches $6,598. The median tax bill in ZIP code 05488 is $3,759.

Compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400, homeowners in Swanton often face higher annual costs. That means property taxes can have a real impact on monthly budgets and long-term housing affordability.

Property Tax Bills Across Swanton, Franklin County, Vermont

Source: Ownwell

$2,320

$3,547

$4,774

Median Swanton Tax Bill

$3,759

Median Franklin County Tax Bill

$4,030

Median Vermont Tax Bill

$4,235

Median United States Tax Bill

$2,400

Property Tax Bills Across Swanton, Franklin County, Vermont

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
05488	$1,613	$2,951	$3,759	$5,065	$6,598

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	June 19

Links
Franklin Tax Assessor
Website	experience.arcgis.com

Frequently Asked Property Tax Questions in Swanton, Vermont

How are property taxes calculated in Swanton, Vermont?

Property taxes in Swanton, Vermont are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Swanton, Vermont?

To appeal your property taxes in Swanton, Vermont, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Swanton, Vermont?

Common property tax exemptions in Swanton, Vermont include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Swanton, Vermont?

Property tax deadlines in Swanton, Vermont vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Swanton, Vermont?

Ownwell provides professional property tax appeal services in Swanton, Vermont. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.