Property Taxes in Concord, Virginia
Median Concord, Virginia effective property tax rate: 0.45%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Concord, Virginia home value: $154,400
Median annual Concord, Virginia tax bill: $694, lower than the national median property tax bill of $2,400.
How are property taxes in Campbell calculated?
Property taxes in Concord, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Concord's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Concord, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Concord Property Tax Calculator Work?
Use this Concord property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Concord's median effective tax rate of 0.45% — based on actual property records in Campbell County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Concord's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Concord: rates range from 0.45% in 24538 to 0.45% in 24538, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Concord.
About Concord Property Taxes
About Property Taxes in Concord, Campbell, Virginia
Concord’s median effective property tax rate of 0.45% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Campbell County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Concord. Homeowners in the 24538 ZIP code carry a median effective rate of 0.45%, while those in the lowest ZIP also pay 0.45%. This spread reflects how school district boundaries and local assessment districts are drawn across Campbell County. Understanding which part of Concord you live in can make a meaningful difference to your annual tax bill.
Concord homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before June 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Concord, Campbell County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Concord's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Concord Tax Rate
0.45%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Campbell County Tax Rate
0.45%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Concord, Campbell County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 24538 | 0.45% | 0.45% | 0.45% | 0.45% | 0.45% |
Source: Ownwell
Property Tax Assessment Values Across Concord, Campbell County, Virginia
When examining property taxes in Concord, Virginia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Campbell County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Campbell County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Concord.
For example, the median home price in Concord is $154,400, with tax bills ranging significantly across the county. 24538 has the highest median home price at $154,400.
Property Tax Assessment Values Across Concord, Campbell County, Virginia
Source: Ownwell
$100,800
$168,800
$236,800
Median Concord Market Value
$154,400
Median Campbell County Market Value
$189,500
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Concord, Campbell County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 24538 | $46,340 | $104,300 | $154,400 | $234,500 | $315,900 |
Source: Ownwell
Property Tax Bills Across Concord, Campbell County, Virginia
How are property tax bills calculated in Concord?
Property tax bills in Concord are based on the assessed value of a home, which is then multiplied by the local tax rate. That means a homeowner’s bill depends on both the market value of the property and the tax rate set by local governments. For a home with a median price of $154,400, the tax bill can vary widely depending on where the property is located and how it is assessed.
What factors affect the tax bill?
The biggest factors are the home’s assessed value, local tax rates, and any exemptions or adjustments that may apply. In Campbell County, the median tax bill is $694, while bills in the area range from $466 at the 25th percentile to $1,055 at the 75th percentile and $1,422 at the 90th percentile.
How does this affect homeowners?
Higher assessed values usually mean higher property tax bills, which can increase housing costs and affect affordability.
Median Concord Tax Bill
$694
Median Campbell County Tax Bill
$854
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Concord, Campbell County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 24538 | $208 | $466 | $694 | $1,055 | $1,422 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 31 |
Links | |
|---|---|
| Campbell Tax Assessor | |
| Website | bai.co.campbell.va.us |