Property Taxes in Ruther Glen, Virginia
Median Ruther Glen, Virginia effective property tax rate: 0.77%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Ruther Glen, Virginia home value: $201,050
Median annual Ruther Glen, Virginia tax bill: $1,601, $799 lower and lower than the national median property tax bill of $2,400.
How are property taxes in Caroline calculated?
Property taxes in Ruther Glen, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ruther Glen's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ruther Glen, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Ruther Glen Property Tax Calculator Work?
Use this Ruther Glen property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ruther Glen's median effective tax rate of 0.77% — based on actual property records in Caroline County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ruther Glen's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Ruther Glen: rates range from 0.77% in 22546 to 0.77% in 22546, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Ruther Glen.
About Ruther Glen Property Taxes
About Property Taxes in Ruther Glen, Caroline, Virginia
Ruther Glen’s median effective property tax rate of 0.77% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Caroline County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Ruther Glen. Homeowners in the 22546 ZIP code carry a median effective rate of 0.77%, while those in the same ZIP code pay 0.77%. This spread reflects how school district boundaries and local assessment districts are drawn across Caroline County. Understanding which part of Ruther Glen you live in can make a meaningful difference to your annual tax bill.
Ruther Glen homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 2, 2025 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Ruther Glen, Caroline County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Ruther Glen's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ruther Glen Tax Rate
0.77%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Caroline County Tax Rate
0.77%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Ruther Glen, Caroline County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22546 | 0.77% | 0.77% | 0.77% | 0.77% | 0.77% |
Source: Ownwell
Property Tax Assessment Values Across Ruther Glen, Caroline County, Virginia
When examining property taxes in Ruther Glen, Virginia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Caroline County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Caroline County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ruther Glen.
For example, the median home price in Ruther Glen is $201,050, with tax bills ranging significantly across the county. 22546 has the highest median home price at $201,050.
Property Tax Assessment Values Across Ruther Glen, Caroline County, Virginia
Source: Ownwell
$176,100
$216,250
$256,400
Median Ruther Glen Market Value
$201,050
Median Caroline County Market Value
$199,900
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Ruther Glen, Caroline County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22546 | $96,350 | $152,200 | $201,050 | $263,375 | $331,690 |
Source: Ownwell
Property Tax Bills Across Ruther Glen, Caroline County, Virginia
Property tax bills in Ruther Glen are based on the assessed market value of a home and the local tax rate set by Caroline County. When a property is reassessed, the county uses that value to calculate the bill, so changes in market value can raise or lower what a homeowner owes.
For a home with a median value of $201,050, the tax bill reflects how that assessed value compares with the county’s rate. In Ruther Glen, the median property tax bill is $1,601, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. Bills can vary widely: the 25th percentile is $1,244, while the 75th percentile is $2,072.
These differences matter because a higher assessed value can increase annual housing costs, while a lower assessment can reduce them.
Median Ruther Glen Tax Bill
$1,601
Median Caroline County Tax Bill
$1,578
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Ruther Glen, Caroline County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22546 | $990 | $1,244 | $1,601 | $2,072 | $2,582 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 2 |
Links | |
|---|---|
| Caroline Tax Assessor | |
| Website | caroline.civ.quest |