Property Taxes in Saint Stephens Church, Virginia
Median Saint Stephens Church, Virginia effective property tax rate: 0.73%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Saint Stephens Church, Virginia home value: $129,276
Median annual Saint Stephens Church, Virginia tax bill: $944, $1,456 lower than the national median property tax bill of $2,400.
How are property taxes in Essex calculated?
Property taxes in Saint Stephens Church, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Saint Stephens Church's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint Stephens Church, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Saint Stephens Church Property Tax Calculator Work?
Use this Saint Stephens Church property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Saint Stephens Church's median effective tax rate of 0.73% — based on actual property records in Essex County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Saint Stephens Church's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Saint Stephens Church: rates range from 0.73% in 23148 to 0.73% in 23148, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Saint Stephens Church.
About Saint Stephens Church Property Taxes
About Property Taxes in Saint Stephens Church, Essex, Virginia
Saint Stephens Church’s median effective property tax rate of 0.73% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Essex County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Saint Stephens Church. Homeowners in ZIP code 23148 carry a median effective rate of 0.73%, while those in 23148 pay 0.73%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Essex County. Understanding which part of Saint Stephens Church you live in can make a meaningful difference to your annual tax bill.
Saint Stephens Church homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the July 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Saint Stephens Church, Essex County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Saint Stephens Church's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Property Tax Rates Across Saint Stephens Church, Essex County, Virginia
Source: Ownwell
0.73%
0.73%
0.73%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Saint Stephens Church Tax Rate
0.73%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Essex County Tax Rate
0.73%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Saint Stephens Church, Essex County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23148 | 0.73% | 0.73% | 0.73% | 0.73% | 0.73% |
Source: Ownwell
Property Tax Assessment Values Across Saint Stephens Church, Essex County, Virginia
When examining property taxes in Saint Stephens Church, Virginia, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Essex County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Essex County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Saint Stephens Church is $129,276, with the median tax bill at $944. The highest median home price is in 23148 at $129,276. This is below the national median property tax bill of $2,400 and reflects a lower burden than the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Saint Stephens Church, Essex County, Virginia
Source: Ownwell
$120,826
$155,213
$189,600
Median Saint Stephens Church Market Value
$129,276
Median Essex County Market Value
$160,657
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Saint Stephens Church, Essex County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23148 | $54,170 | $89,008 | $129,276 | $186,090 | $236,678 |
Source: Ownwell
Property Tax Bills Across Saint Stephens Church, Essex County, Virginia
How are property tax bills calculated in Saint Stephens Church?
Property tax bills in Saint Stephens Church are based on the assessed value of a home and the local tax rate set by Essex County and other taxing authorities. The assessed value is generally tied to the market value of the property, so changes in home values can affect what homeowners owe. A higher assessment usually means a higher tax bill, while a lower assessment can reduce it.
What factors affect the amount homeowners pay?
The size, condition, and market value of a home all play a role in the assessment, and local budgets also influence the final bill. In Saint Stephens Church, the median home price is $129,276, and the median property tax bill is $944, which is below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
How does this affect homeowners?
For many homeowners, property taxes are a meaningful part of annual housing costs, and even modest assessment changes can affect affordability.
Property Tax Bills Across Saint Stephens Church, Essex County, Virginia
Source: Ownwell
$884
$1,108
$1,332
Median Saint Stephens Church Tax Bill
$944
Median Essex County Tax Bill
$1,174
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Saint Stephens Church, Essex County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23148 | $395 | $650 | $944 | $1,358 | $1,728 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 1 |
Links | |
|---|---|
| Essex Tax Assessor | |
| Website | gis.vgsi.com |