James City County, Virginia Property Taxes
Property Taxes in James City County, Virginia
Median James City County effective property tax rate: 0.78%, significantly lower than the national median of 1.02%.
Median James City County home value: $409,100
Median annual James City County tax bill: $3,054, higher than the national median property tax bill of $2,400.
How are property taxes in James City County calculated?
Property taxes in James City County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why does the tax bill differ from the rate? Because a lower effective property tax rate can still produce a higher bill when home values are elevated. James City County’s median tax rate of 0.78% is lower than the Virginia median tax rate of 0.90%, yet the median annual tax bill is $3,054, which is $654 higher than the state median.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in James City County or another part of James City County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
James City County, Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.78%
Estimate Property Tax Bill
$3,191
$2,961
How Does the James City County Property Tax Calculator Work?
Use this James City County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies James City County's median effective tax rate of 0.78% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
James City County's 0.78% median tax rate is lower than the 0.90% state median tax rate and below the 1.02% national median property tax rate. The county's median property tax bill is $3,054, which is $654 higher than the state median bill.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across James City County.
Property Tax Rates Across James City County, Virginia
What Are Effective Property Tax Rates Across James City County?
Local government entities set tax rates, which vary widely across James City County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare James City County's effective property tax rate to other counties in Virginia or the U.S. median of 1.02%.
James City County's median effective rate stands at 0.78%, which is lower than the national median of 1.02%. Within James City County, the highest rate is found in Toano at 0.78%, while Lanexa has the lowest at 0.70%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective James City County Tax Rate
0.78%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across James City County, Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Lanexa | 0.53% | 0.63% | 0.70% | 0.78% | 0.78% |
| Toano | 0.62% | 0.78% | 0.78% | 0.78% | 0.78% |
| Williamsburg | 0.65% | 0.75% | 0.78% | 0.78% | 0.78% |
Source: Ownwell
Property Tax Assessment Values Across James City County, Virginia
When examining property taxes in James City County, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The James City County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In James City County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median tax bill in James City County is $3,054, compared with the national median property tax bill of $2,400. Williamsburg has the highest median home price at $413,000.
Property Tax Assessment Values Across James City County, Virginia
Source: Ownwell
$302,350
$367,275
$432,200
Median James City County Market Value
$409,100
Median Virginia Market Value
$323,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across James City County, Virginia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Lanexa | $128,000 | $214,500 | $302,350 | $471,350 | $639,440 |
| Toano | $223,400 | $295,800 | $397,500 | $514,700 | $633,800 |
| Williamsburg | $220,990 | $301,000 | $413,000 | $555,450 | $726,700 |
Source: Ownwell
Property Tax Bills Across James City County, Virginia
Property tax bills in James City are calculated by applying the local tax rate to a home’s assessed market value. The assessed value is based on what the property is worth, and that figure is then used to determine the annual bill. For a home with a median price of $409,100, the amount owed can vary widely depending on the property’s location, features, and any local taxing jurisdictions that apply.
In James City, the 25th percentile tax bill is $2,208, while the 75th percentile tax bill is $4,111 and the 90th percentile tax bill is $5,389. That spread shows how much taxes can differ from one homeowner to another, even within the same county. The highest median tax bill is $3,089 in Williamsburg, compared with the lowest median tax bill of $2,095 in Lanexa. For homeowners, these differences can have a meaningful impact on monthly housing costs and long-term affordability.
Median James City County Tax Bill
$3,054
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$2,400
Property Tax Bills Across James City County, Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Lanexa | $749 | $1,408 | $2,095 | $3,239 | $4,573 |
| Toano | $1,584 | $2,137 | $2,939 | $3,874 | $4,795 |
| Williamsburg | $1,583 | $2,256 | $3,089 | $4,165 | $5,504 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| James City Tax Assessor | |
| Website | property.jamescitycountyva.gov |