Property Taxes in White Stone, Virginia
Median White Stone, Virginia effective property tax rate: 0.55%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median White Stone, Virginia home value: $414,100
Median annual White Stone, Virginia tax bill: $2,220, $180 lower than the national median property tax bill of $2,400.
How are property taxes in Lancaster calculated?
Property taxes in White Stone, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding White Stone's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in White Stone, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the White Stone Property Tax Calculator Work?
Use this White Stone property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies White Stone's median effective tax rate of 0.55% — based on actual property records in Lancaster County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies White Stone's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within White Stone: rates range from 0.55% in 22578 to 0.55% in 22578, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across White Stone.
About White Stone Property Taxes
About Property Taxes in White Stone, Lancaster, Virginia
White Stone’s median effective property tax rate of 0.55% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Lancaster County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across White Stone. Homeowners in the 22578 ZIP code carry a median effective rate of 0.55%, while those in the same ZIP also pay 0.55%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Lancaster County. Understanding which part of White Stone you live in can make a meaningful difference to your annual tax bill.
White Stone homeowners who believe their assessed value is too high can file a formal appeal with the Lancaster County Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across White Stone, Lancaster County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare White Stone's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective White Stone Tax Rate
0.55%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lancaster County Tax Rate
0.55%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across White Stone, Lancaster County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22578 | 0.55% | 0.55% | 0.55% | 0.55% | 0.55% |
Source: Ownwell
Property Tax Assessment Values Across White Stone, Lancaster County, Virginia
When examining property taxes in White Stone, Virginia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lancaster County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Lancaster County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in White Stone is $414,100, with tax bills ranging significantly across the county. ZIP code 22578 has the highest median home price at $414,100.
Property Tax Assessment Values Across White Stone, Lancaster County, Virginia
Source: Ownwell
$111,400
$262,750
$414,100
Median White Stone Market Value
$414,100
Median Lancaster County Market Value
$297,550
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across White Stone, Lancaster County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22578 | $106,070 | $196,650 | $414,100 | $810,475 | $1,192,060 |
Source: Ownwell
Property Tax Bills Across White Stone, Lancaster County, Virginia
Property tax bills in White Stone are calculated by applying the local tax rate to a home’s assessed value. The assessed value is based on the market value of the property, which means homes with higher values generally face larger tax bills. In White Stone, the median home price is $414,100, and the median property tax bill is $2,220, which is close to the national median property tax bill of $2,400.
Several factors can affect the final bill, including the home’s location, the assessed value assigned by the county, and any local tax rates or levies that apply. For many homeowners, this means a property tax bill can change even if their mortgage payment stays the same. Bills in the area also vary widely, with the 25th percentile at $1,044 and the 90th percentile at $6,554. That spread shows how much property taxes can differ from one home to another, making the assessed value one of the most important parts of the calculation.
Median White Stone Tax Bill
$2,220
Median Lancaster County Tax Bill
$1,442
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across White Stone, Lancaster County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22578 | $549 | $1,044 | $2,220 | $4,448 | $6,554 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | December 31 |
Links | |
|---|---|
| Lancaster Tax Assessor | |
| Website | egov.lancova.com |