Property Taxes in Hardyville, Virginia
Median Hardyville, Virginia effective property tax rate: 0.61%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Hardyville, Virginia home value: $290,850
Median annual Hardyville, Virginia tax bill: $1,778, $622 lower than the national median property tax bill of $2,400.
How are property taxes in Middlesex calculated?
Property taxes in Hardyville, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hardyville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hardyville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Hardyville Property Tax Calculator Work?
Use this Hardyville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hardyville's median effective tax rate of 0.61% — based on actual property records in Middlesex County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Hardyville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Hardyville: rates range from 0.61% in 23070 to 0.61% in 23070, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Hardyville.
About Hardyville Property Taxes
About Property Taxes in Hardyville, Middlesex, Virginia
Hardyville's median effective property tax rate of 0.61% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Middlesex County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Hardyville. Homeowners in the 23070 ZIP code carry a median effective rate of 0.61%, while those in the lowest ZIP also pay 0.61%. This spread reflects how school district boundaries and local assessment districts are drawn across Middlesex County. Understanding which part of Hardyville you live in can make a meaningful difference to your annual tax bill.
Hardyville homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Hardyville, Middlesex County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Hardyville's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hardyville Tax Rate
0.61%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Middlesex County Tax Rate
0.61%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Hardyville, Middlesex County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23070 | 0.61% | 0.61% | 0.61% | 0.61% | 0.61% |
Source: Ownwell
Property Tax Assessment Values Across Hardyville, Middlesex County, Virginia
When examining property taxes in Hardyville, Virginia, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Middlesex County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Middlesex County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Hardyville is $290,850, with tax bills ranging significantly across the county. The median tax bill is $1,778, compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400.
Property Tax Assessment Values Across Hardyville, Middlesex County, Virginia
Source: Ownwell
$163,000
$240,375
$317,750
Median Hardyville Market Value
$290,850
Median Middlesex County Market Value
$257,250
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Hardyville, Middlesex County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23070 | $179,130 | $227,475 | $290,850 | $401,300 | $562,650 |
Source: Ownwell
Property Tax Bills Across Hardyville, Middlesex County, Virginia
Property tax bills in Hardyville are based on the assessed value of a home and the local tax rate set for Middlesex County. When a property’s market value changes, the assessed value can change too, which can raise or lower the bill. For a home with a median price of $290,850, the tax bill is shaped by how local assessments compare with that value and by any exemptions or appeals that may apply.
In Hardyville, the median property tax bill is $1,778, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. Bills in the area vary, with the 25th percentile at $1,388 and the 75th percentile at $2,458. The 90th percentile reaches $3,435, showing that homeowners with higher assessed values or fewer reductions can face a much larger tax burden.
Median Hardyville Tax Bill
$1,778
Median Middlesex County Tax Bill
$1,577
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Hardyville, Middlesex County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23070 | $1,093 | $1,388 | $1,778 | $2,458 | $3,435 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Middlesex Tax Assessor | |
| Website | gis.vgsi.com |