Property Taxes in Montebello, Virginia
Median Montebello, Virginia effective property tax rate: 0.65%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Montebello, Virginia home value: $134,700
Median annual Montebello, Virginia tax bill: $729, $1,671 lower than the national median property tax bill of $2,400.
How are property taxes in Nelson calculated?
Property taxes in Montebello, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Montebello's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Montebello, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Montebello Property Tax Calculator Work?
Use this Montebello property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Montebello's median effective tax rate of 0.65% — based on actual property records in Nelson County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Montebello's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Montebello: rates range from 0.65% in 24464 to 0.65% in 24464, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Montebello.
About Montebello Property Taxes
About Property Taxes in Montebello, Nelson, Virginia
Montebello’s median effective property tax rate of 0.65% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Nelson County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Montebello. Homeowners in the 24464 ZIP code carry a median effective rate of 0.65%, while those in the lowest ZIP also pay 0.65%. This spread reflects how school district boundaries and local assessment districts are drawn across Nelson County. Understanding which part of Montebello you live in can make a meaningful difference to your annual tax bill.
Montebello homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Montebello, Nelson County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Montebello's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montebello Tax Rate
0.65%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Nelson County Tax Rate
0.65%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Montebello, Nelson County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 24464 | 0.27% | 0.65% | 0.65% | 0.65% | 0.65% |
Source: Ownwell
Property Tax Assessment Values Across Montebello, Nelson County, Virginia
When examining property taxes in Montebello, Virginia, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Nelson County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Nelson County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of November.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Montebello.
For example, the median home price in Montebello is $134,700, with tax bills ranging significantly across the county. 24464 has the highest median home price at $134,700.
Property Tax Assessment Values Across Montebello, Nelson County, Virginia
Source: Ownwell
$37,500
$182,050
$326,600
Median Montebello Market Value
$134,700
Median Nelson County Market Value
$146,400
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Montebello, Nelson County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 24464 | $23,140 | $49,325 | $134,700 | $286,000 | $454,290 |
Source: Ownwell
Property Tax Bills Across Montebello, Nelson County, Virginia
Property tax bills in Montebello are based on the assessed value of a home, which is tied to the market value of the property and the local tax rate. For homeowners, that means the bill is not a fixed amount; it changes when a property’s assessed value changes or when tax rates are adjusted. In Nelson County, the median home price is $134,700, and the median property tax bill in the area is $729, which is well below the national median property tax bill of $2,400.
What you pay can vary widely depending on where your home is located and how it is assessed. The 25th percentile tax bill is $291, while the 75th percentile is $1,584 and the 90th percentile reaches $2,196. For homeowners, this can affect monthly housing costs and long-term affordability, especially if the assessed value rises faster than expected.
Median Montebello Tax Bill
$729
Median Nelson County Tax Bill
$909
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Montebello, Nelson County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 24464 | $120 | $291 | $729 | $1,584 | $2,196 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 15 |
Links | |
|---|---|
| Nelson Tax Assessor | |
| Website | www.nelsoncountygis.org |