Property Taxes in Norfolk, Virginia
Median Norfolk, Virginia effective property tax rate: 1.25%, significantly higher than the national median of 1.02%, and higher than the Virginia state median of 0.90%.
Median Norfolk, Virginia home value: $266,700
Median annual Norfolk, Virginia tax bill: $3,338, $938 higher than the national median property tax bill of $2,400.
How are property taxes in Norfolk calculated?
Property taxes in Norfolk, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Norfolk's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Norfolk, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Norfolk Property Tax Calculator Work?
Use this Norfolk property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Norfolk's median effective tax rate of 1.25% — based on actual property records in Norfolk County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Norfolk's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Norfolk: rates range from $2,745.00 in 23523 to $5,720.00 in 23507, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Norfolk.
About Norfolk Property Taxes
About Property Taxes in Norfolk, Norfolk, Virginia
Norfolk's median effective property tax rate of 1.25% is lower than the Virginia state median of 0.90% and higher than the national median of 1.02%. This rate reflects the Norfolk County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Norfolk. Homeowners in the 23502 ZIP code carry a median effective rate of 1.25%, while those in 23502 pay 1.25%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Norfolk County. Understanding which part of Norfolk you live in can make a meaningful difference to your annual tax bill.
Norfolk homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Norfolk, Norfolk County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Norfolk's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Norfolk Tax Rate
1.25%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Norfolk County Tax Rate
1.25%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Norfolk, Norfolk County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23502 | 1.25% | 1.25% | 1.25% | 1.25% | 1.25% |
| 23503 | 1.25% | 1.25% | 1.25% | 1.25% | 1.25% |
| 23504 | 1.25% | 1.25% | 1.25% | 1.25% | 1.25% |
| 23505 | 1.25% | 1.25% | 1.25% | 1.25% | 1.25% |
| 23507 | 1.25% | 1.25% | 1.25% | 1.25% | 1.25% |
| 23508 | 1.25% | 1.25% | 1.25% | 1.25% | 1.25% |
| 23509 | 1.25% | 1.25% | 1.25% | 1.25% | 1.25% |
| 23510 | 1.25% | 1.25% | 1.25% | 1.41% | 1.41% |
| 23513 | 1.25% | 1.25% | 1.25% | 1.25% | 1.25% |
| 23517 | 1.25% | 1.25% | 1.25% | 1.25% | 1.25% |
| 23518 | 1.25% | 1.25% | 1.25% | 1.25% | 1.25% |
| 23523 | 1.25% | 1.25% | 1.25% | 1.25% | 1.25% |
Source: Ownwell
Property Tax Assessment Values Across Norfolk, Norfolk County, Virginia
When examining property taxes in Norfolk, Virginia, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Norfolk County tax authority estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in April each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Norfolk is $266,700, with tax bills ranging significantly across the county. ZIP code 23507 has the highest median home price at $457,600 and the highest median tax bill at $5,720, while ZIP code 23523 has the lowest median tax bill at $2,745. The median tax bill in Norfolk is $3,338, compared with the national median property tax bill of $2,400.
Property Tax Assessment Values Across Norfolk, Norfolk County, Virginia
Source: Ownwell
$219,600
$338,600
$457,600
Median Norfolk Market Value
$266,700
Median Norfolk County Market Value
$266,700
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Norfolk, Norfolk County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23502 | $184,560 | $221,500 | $263,400 | $314,200 | $375,200 |
| 23503 | $182,800 | $216,200 | $264,900 | $338,800 | $440,300 |
| 23504 | $134,060 | $165,750 | $225,400 | $299,325 | $372,840 |
| 23505 | $170,500 | $210,400 | $283,750 | $396,550 | $581,610 |
| 23507 | $193,960 | $297,300 | $457,600 | $592,500 | $744,240 |
| 23508 | $181,760 | $252,150 | $346,900 | $447,100 | $581,620 |
| 23509 | $167,800 | $197,500 | $243,500 | $317,575 | $423,310 |
| 23510 | $208,100 | $252,400 | $314,600 | $510,700 | $675,000 |
| 23513 | $158,400 | $191,800 | $232,100 | $280,000 | $348,330 |
| 23517 | $173,090 | $219,800 | $335,050 | $456,100 | $572,450 |
| 23518 | $213,480 | $244,200 | $289,400 | $384,600 | $587,520 |
| 23523 | $132,000 | $170,450 | $219,600 | $273,800 | $328,600 |
Source: Ownwell
Property Tax Bills Across Norfolk, Norfolk County, Virginia
Property tax bills in Norfolk are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For a home with a median price of $266,700, the tax bill can vary widely depending on where the property is located and how it is assessed. Homeowners in the city should expect their bill to reflect both the value of the home and the taxing jurisdictions that apply to it.
The typical property tax bill in Norfolk is higher than the national median property tax bill of $2,400, and many homeowners pay well above that amount. The 25th percentile tax bill is $2,655, while the 75th percentile reaches $4,411. At the high end, the 90th percentile tax bill is $6,132. Bills are also uneven across ZIP codes, with the highest median tax bill at $5,720 in 23507 and the lowest at $2,745 in 23523.
Median Norfolk Tax Bill
$3,338
Median Norfolk County Tax Bill
$3,338
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Norfolk, Norfolk County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23502 | $2,307 | $2,769 | $3,292 | $3,928 | $4,690 |
| 23503 | $2,285 | $2,702 | $3,311 | $4,235 | $5,504 |
| 23504 | $1,676 | $2,072 | $2,818 | $3,742 | $4,660 |
| 23505 | $2,131 | $2,630 | $3,547 | $4,957 | $7,270 |
| 23507 | $2,424 | $3,716 | $5,720 | $7,406 | $9,303 |
| 23508 | $2,272 | $3,152 | $4,336 | $5,589 | $7,270 |
| 23509 | $2,098 | $2,469 | $3,044 | $3,970 | $5,291 |
| 23510 | $2,858 | $3,302 | $4,130 | $6,575 | $8,705 |
| 23513 | $1,980 | $2,398 | $2,901 | $3,500 | $4,354 |
| 23517 | $2,164 | $2,748 | $4,188 | $5,701 | $7,156 |
| 23518 | $2,668 | $3,052 | $3,618 | $4,808 | $7,344 |
| 23523 | $1,650 | $2,131 | $2,745 | $3,422 | $4,108 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Norfolk Tax Assessor | |
| Website | air.norfolk.gov |