Property Taxes in Kilmarnock, Virginia
Median Kilmarnock, Virginia effective property tax rate: 0.66%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Kilmarnock, Virginia home value: $330,300
Median annual Kilmarnock, Virginia tax bill: $2,106, lower than the national median property tax bill of $2,400.
How are property taxes in Northumberland calculated?
Property taxes in Kilmarnock, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Kilmarnock's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Kilmarnock, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Kilmarnock Property Tax Calculator Work?
Use this Kilmarnock property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Kilmarnock's median effective tax rate of 0.66% — based on actual property records in Northumberland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Kilmarnock's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Kilmarnock: rates range from 0.66% in 22482 to 0.66% in 22482, primarily due to differences in school district levies and local assessment districts. Kilmarnock's median effective property tax rate is lower than the 0.90% state median and below the national median property tax rate of 1.02%.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Kilmarnock.
About Kilmarnock Property Taxes
About Property Taxes in Kilmarnock, Northumberland, Virginia
Kilmarnock's median effective property tax rate of 0.66% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Northumberland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Kilmarnock. Homeowners in the 22482 ZIP code carry a median effective rate of 0.66%, while those in the lowest ZIP code pay 0.66%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Northumberland County. Understanding which part of Kilmarnock you live in can make a meaningful difference to your annual tax bill.
Kilmarnock homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Kilmarnock, Northumberland County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Kilmarnock's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kilmarnock Tax Rate
0.66%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Northumberland County Tax Rate
0.66%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Kilmarnock, Northumberland County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22482 | 0.66% | 0.66% | 0.66% | 0.66% | 0.66% |
Source: Ownwell
Property Tax Assessment Values Across Kilmarnock, Northumberland County, Virginia
When examining property taxes in Kilmarnock, Virginia, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Northumberland County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Northumberland County are sent in November each year. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Kilmarnock is $330,300, with a median tax bill of $2,106. The highest median home price is in 22482, where it also reaches $330,300.
Property Tax Assessment Values Across Kilmarnock, Northumberland County, Virginia
Source: Ownwell
$73,600
$201,950
$330,300
Median Kilmarnock Market Value
$330,300
Median Northumberland County Market Value
$189,200
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Kilmarnock, Northumberland County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22482 | $72,830 | $157,950 | $330,300 | $523,500 | $721,800 |
Source: Ownwell
Property Tax Bills Across Kilmarnock, Northumberland County, Virginia
Kilmarnock property tax bills are calculated by applying the local tax rate to a home’s assessed market value. The assessed value is based on what the property is worth for tax purposes, and that value can change as market conditions shift. For homeowners, this means the tax bill is not fixed and can rise or fall when the assessed value changes.
Several factors affect the final bill, including the home’s market value, the local tax rate, and any exemptions or adjustments that may apply. With a median home price of $330,300, bills in the area can vary widely. The 25th percentile tax bill is $1,021, while the 75th percentile is $3,416 and the 90th percentile reaches $4,728. The median tax bill in ZIP code 22482 is $2,106, which is below the national median property tax bill of $2,400. For homeowners, understanding how the bill is calculated can help explain why taxes may feel high even when the rate seems modest.
Property Tax Bills Across Kilmarnock, Northumberland County, Virginia
Source: Ownwell
$486
$1,296
$2,106
Median Kilmarnock Tax Bill
$2,106
Median Northumberland County Tax Bill
$1,227
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Kilmarnock, Northumberland County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22482 | $438 | $1,021 | $2,106 | $3,416 | $4,728 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 5 |
Links | |
|---|---|
| Northumberland Tax Assessor | |
| Website | northumberland.cama.concisesystems.com |