Ruther Glen, Spotsylvania County, Virginia Property Taxes
Median Ruther Glen, VA effective property tax rate: 0.77%, significantly lower than the national median of 1.02%, but lower than the Virginia state median of 0.89%.
Median Ruther Glen, VA home value: $139,700
Median annual Ruther Glen, VA tax bill: $1,078, $1,322 lower than the national median property tax bill of $2,400.
How are property taxes in Spotsylvania calculated?
Property taxes in Ruther Glen, VA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ruther Glen’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ruther Glen, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Ruther Glen, Spotsylvania County, Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.73%
Estimate Property Tax Bill
$1,155
$1,072
Ownwell’s Ruther Glen Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Ruther Glen with just two data points.
By entering your property's estimated assessed value, our calculator applies Ruther Glen’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Spotsylvania.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Ruther Glen, Spotsylvania County, Virginia
Local government entities in Virginia set tax rates, which can vary widely within the state. Each year, counties like Spotsylvania estimate their required budget to provide services and divide that by the total value of all taxable property within their jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
In Ruther Glen, located in Spotsylvania County, the effective property tax rate is 0.77%. This rate is notably lower than the national median property tax rate of 1.02%. Despite this lower rate, property owners in Ruther Glen benefit from the same essential services provided by the county. The consistency of the tax rate in Ruther Glen, with both the highest and lowest rates being 0.77%, reflects a stable property tax environment.
For residents and potential property buyers, understanding these rates is crucial. It not only impacts annual tax bills but also influences long-term financial planning. By comparing Ruther Glen’s property tax rate to both state and national averages, property owners can make informed decisions about their investments.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ruther Glen Tax Rate
0.73%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Spotsylvania County Tax Rate
0.73%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Ruther Glen, Spotsylvania County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22546 | 0.73% | 0.73% | 0.73% | 0.73% | 0.95% |
Source: Ownwell
Property Tax Assessment Values Across Ruther Glen, Spotsylvania County, Virginia
When examining property taxes in Ruther Glen, VA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Spotsylvania County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Spotsylvania County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ruther Glen. For example, the median home price in Ruther Glen is $139,700, with tax bills ranging significantly across the county. ZIP code 22546 has the highest median home price at $139,700.
Property Tax Assessment Values Across Ruther Glen, Spotsylvania County, Virginia
Source: Ownwell
$158,200
$529,600
$901,000
Median Ruther Glen Market Value
$158,200
Median Spotsylvania County Market Value
$345,900
Median Virginia Market Value
$323,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Ruther Glen, Spotsylvania County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22546 | $114,620 | $127,600 | $158,200 | $327,800 | $364,160 |
Source: Ownwell
Property Tax Bills Across Ruther Glen, Spotsylvania County, Virginia
Property Tax Bills Across Ruther Glen, Spotsylvania County, Virginia
Source: Ownwell
$1,192
$3,904
$6,616
Median Ruther Glen Tax Bill
$1,192
Median Spotsylvania County Tax Bill
$2,533
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$2,400
Property Tax Bills Across Ruther Glen, Spotsylvania County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22546 | $842 | $937 | $1,192 | $2,407 | $2,674 |
Source: Ownwell