Property Taxes in Suffolk, Virginia
Median Suffolk, Virginia effective property tax rate: 1.18%, significantly lower than the national median of 1.02%, and higher than the Virginia state median of 0.90%.
Median Suffolk, Virginia home value: $332,800
Median annual Suffolk, Virginia tax bill: $3,649, $1,249 higher than the national median property tax bill of $2,400.
How are property taxes in Suffolk County calculated?
Property taxes in Suffolk, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Suffolk's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Suffolk, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Suffolk Property Tax Calculator Work?
Use this Suffolk property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Suffolk's median effective tax rate of 1.18% — based on actual property records in Suffolk County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Suffolk's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Suffolk: rates range from $3,246.00 in 23434 to $5,330.00 in 23436, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Suffolk.
About Suffolk Property Taxes
About Property Taxes in Suffolk, Suffolk, Virginia
Suffolk’s median effective property tax rate of 1.18% is higher than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Suffolk County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Suffolk. Homeowners in ZIP code 23438 carry a median effective rate of 1.20%, while those in 23436 pay 1.15%. This spread — 0.05 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Suffolk County. Understanding which part of Suffolk you live in can make a meaningful difference to your annual tax bill.
Suffolk homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Suffolk, Suffolk County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Suffolk's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Suffolk Tax Rate
1.18%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Suffolk County Tax Rate
1.18%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Suffolk, Suffolk County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23432 | 1.07% | 1.13% | 1.16% | 1.22% | 1.31% |
| 23433 | 1.09% | 1.13% | 1.15% | 1.18% | 1.25% |
| 23434 | 0.44% | 1.16% | 1.19% | 1.26% | 1.42% |
| 23435 | 0.93% | 1.11% | 1.16% | 1.19% | 1.25% |
| 23436 | 1.09% | 1.13% | 1.15% | 1.18% | 1.25% |
| 23437 | 0.99% | 1.15% | 1.19% | 1.25% | 1.34% |
| 23438 | 1.06% | 1.15% | 1.20% | 1.25% | 1.33% |
| 23439 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Suffolk, Suffolk County, Virginia
When examining property taxes in Suffolk, Virginia, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Suffolk County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in March each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Suffolk is $332,800, with tax bills ranging significantly across the county. Zip code 23436 has the highest median home price at $484,050. The median property tax bill is $3,649, compared with the national median property tax bill of $2,400.
Property Tax Assessment Values Across Suffolk, Suffolk County, Virginia
Source: Ownwell
$283,100
$383,575
$484,050
Median Suffolk Market Value
$332,800
Median Suffolk County Market Value
$332,800
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Suffolk, Suffolk County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23432 | $149,160 | $224,300 | $390,300 | $598,100 | $754,420 |
| 23433 | $203,760 | $332,200 | $458,200 | $583,600 | $783,500 |
| 23434 | $114,400 | $192,900 | $288,900 | $394,000 | $478,700 |
| 23435 | $236,130 | $302,000 | $397,750 | $480,500 | $611,100 |
| 23436 | $139,150 | $329,300 | $484,050 | $627,700 | $748,300 |
| 23437 | $133,150 | $198,050 | $288,400 | $401,975 | $494,500 |
| 23438 | $127,900 | $202,275 | $283,100 | $386,975 | $484,370 |
| 23439 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Suffolk, Suffolk County, Virginia
Property tax bills in Suffolk are based on the assessed value of a home and the local tax rate set by the city and county. When a property’s market value changes, the assessed value can change too, which affects the final bill. For a home with a median price of $332,800, the tax bill can vary widely depending on the neighborhood and the specific assessment.
Homeowners in Suffolk typically see bills that reflect both the value of the property and how local taxing authorities apply the rate. The 25th percentile tax bill is $2,387, while the 75th percentile reaches $4,878, showing how much bills can differ across similar homes. At the high end, the 90th percentile tax bill is $6,079. The lowest median tax bill is $3,246 in ZIP code 23434, while the highest median tax bill is $5,330 in ZIP code 23436.
Because property taxes are tied to assessed value, homeowners with rising home values may face higher bills even if they have not made major changes to the property.
Median Suffolk Tax Bill
$3,649
Median Suffolk County Tax Bill
$3,649
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Suffolk, Suffolk County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23432 | $1,053 | $2,467 | $4,266 | $6,648 | $8,373 |
| 23433 | $2,145 | $3,406 | $5,187 | $6,470 | $8,697 |
| 23434 | $533 | $1,967 | $3,246 | $4,413 | $5,334 |
| 23435 | $1,360 | $3,255 | $4,395 | $5,362 | $6,763 |
| 23436 | $1,113 | $3,611 | $5,330 | $7,036 | $8,360 |
| 23437 | $880 | $2,183 | $3,296 | $4,469 | $5,554 |
| 23438 | $967 | $2,268 | $3,302 | $4,355 | $5,528 |
| 23439 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Suffolk Tax Assessor | |
| Website | property.spatialest.com |