Property Taxes in Montross, Virginia
Median Montross, Virginia effective property tax rate: 0.68%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Montross, Virginia home value: $64,000
Median annual Montross, Virginia tax bill: $426, lower than the national median property tax bill of $2,400.
How are property taxes in Westmoreland calculated?
Property taxes in Montross, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Montross's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Montross, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Montross Property Tax Calculator Work?
Use this Montross property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Montross's median effective tax rate of 0.68% — based on actual property records in Westmoreland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Montross's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Montross: rates range from 0.68% in 22520 to 0.68% in 22520, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Montross.
About Montross Property Taxes
About Property Taxes in Montross, Westmoreland, Virginia
Montross’s median effective property tax rate of 0.68% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Westmoreland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Montross. Homeowners in the 22520 ZIP code carry a median effective rate of 0.68%, while those in 22520 pay 0.68%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Westmoreland County. Understanding which part of Montross you live in can make a meaningful difference to your annual tax bill.
Montross homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Montross, Westmoreland County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Montross's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montross Tax Rate
0.68%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Westmoreland County Tax Rate
0.68%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Montross, Westmoreland County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22520 | 0.68% | 0.68% | 0.68% | 0.68% | 0.68% |
Source: Ownwell
Property Tax Assessment Values Across Montross, Westmoreland County, Virginia
When examining property taxes in Montross, Virginia, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Westmoreland County assessment process estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Westmoreland County are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Montross is $64,000, with tax bills ranging significantly across the county. ZIP code 22520 has the highest median home price at $64,000.
Property Tax Assessment Values Across Montross, Westmoreland County, Virginia
Source: Ownwell
$21,700
$123,850
$226,000
Median Montross Market Value
$64,000
Median Westmoreland County Market Value
$60,000
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Montross, Westmoreland County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22520 | $5,200 | $16,600 | $64,000 | $216,625 | $378,990 |
Source: Ownwell
Property Tax Bills Across Montross, Westmoreland County, Virginia
Property tax bills in Montross are based on the assessed value of a home and the local tax rate set by Westmoreland County. When the assessed market value changes, the tax bill can change too, even if the home has not been sold. For homeowners, that means a higher assessment can lead to a larger bill, while a lower assessment can reduce what is owed.
In Montross, the median home price is $64,000, and the median tax bill is $426 in ZIP code 22520. That is well below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Tax bills can still vary widely from one homeowner to another, with the 25th percentile at $113 and the 75th percentile at $1,459. For some homes, the bill can reach $2,538 at the 90th percentile.
Median Montross Tax Bill
$426
Median Westmoreland County Tax Bill
$370
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Montross, Westmoreland County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22520 | $35 | $113 | $426 | $1,459 | $2,538 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Westmoreland Tax Assessor | |
| Website | www.westmoreland-county.org |