Property Taxes in Seaford, Virginia
Median Seaford, Virginia effective property tax rate: 0.74%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Seaford, Virginia home value: $346,500
Median annual Seaford, Virginia tax bill: $2,565, $165 higher than the national median property tax bill of $2,400.
How are property taxes in York calculated?
Property taxes in Seaford, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Seaford's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Seaford, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Seaford Property Tax Calculator Work?
Use this Seaford property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Seaford's median effective tax rate of 0.74% — based on actual property records in York County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Seaford's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Seaford: rates range from 0.74% in 23696 to 0.74% in 23696, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Seaford.
About Seaford Property Taxes
About Property Taxes in Seaford, York, Virginia
Seaford’s median effective property tax rate of 0.74% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the York County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Seaford. Homeowners in ZIP code 23696 carry a median effective rate of 0.74%, while the lowest ZIP code also pays 0.74%. This spread reflects how school district boundaries and local assessment districts are drawn across York County. Understanding which part of Seaford you live in can make a meaningful difference to your annual tax bill.
Seaford homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before June 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Seaford, York County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Seaford's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Seaford Tax Rate
0.74%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective York County Tax Rate
0.74%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Seaford, York County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23696 | 0.74% | 0.74% | 0.74% | 0.74% | 0.74% |
Source: Ownwell
Property Tax Assessment Values Across Seaford, York County, Virginia
When examining property taxes in Seaford, Virginia, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The York County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In York County, assessment notices are sent in December each year.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Seaford, the median home price is $346,500, and the median tax bill is $2,565, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. The highest median home price is in 23696 at $346,500.
Property Tax Assessment Values Across Seaford, York County, Virginia
Source: Ownwell
$317,400
$386,800
$456,200
Median Seaford Market Value
$346,500
Median York County Market Value
$381,050
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Seaford, York County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23696 | $227,040 | $287,250 | $346,500 | $441,800 | $533,340 |
Source: Ownwell
Property Tax Bills Across Seaford, York County, Virginia
How are property tax bills calculated in Seaford?
Property tax bills in Seaford are based on the assessed value of a home and the local tax rate set by York County and other taxing authorities. When a home’s market value rises, the assessed value can increase too, which may lead to a higher bill. The median home price in Seaford is $346,500, and the median property tax bill is $2,565, which is above the national median property tax bill of $2,400.
What factors affect the final bill?
The biggest factors are a home’s assessed value, local tax rates, and any exemptions that may apply. Bills can vary widely across homeowners, with the 25th percentile at $2,125 and the 75th percentile at $3,270. At the 90th percentile, bills reach $3,948, showing how quickly property taxes can climb for higher-value homes.
How does this affect homeowners?
Higher property taxes can increase monthly housing costs and make long-term ownership more expensive. For many homeowners, understanding how the bill is calculated is the first step toward managing it.
Median Seaford Tax Bill
$2,565
Median York County Tax Bill
$2,820
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Seaford, York County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23696 | $1,680 | $2,125 | $2,565 | $3,270 | $3,948 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 27 |
Links | |
|---|---|
| York Tax Assessor | |
| Website | maps.yorkcounty.gov |