Steele, St. Clair County, Alabama Property Taxes
Property Taxes in Steele, Alabama
Median Steele, Alabama effective property tax rate: 0.29%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Steele, Alabama home value: $120,460
Median annual Steele, Alabama tax bill: $359, $2,041 lower than the national median property tax bill of $2,400.
How are property taxes in St. Clair calculated?
Property taxes in Steele, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Steele's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Steele, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Steele, St. Clair County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.29%
Estimate Property Tax Bill
$349
$324
How Does the Steele Property Tax Calculator Work?
Use this Steele property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Steele's median effective tax rate of 0.29% — based on actual property records in St. Clair County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Steele's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Steele: rates range from 0.29% in 35987 to 0.29% in 35987, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Steele.
About Steele Property Taxes
About Property Taxes in Steele, St. Clair, Alabama
Steele’s median effective property tax rate of 0.29% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the St. Clair County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Steele. Homeowners in the 35987 ZIP code carry a median effective rate of 0.29%, while those in the lowest ZIP also pay 0.29%. This spread reflects how school district boundaries and local assessment districts are drawn across St. Clair County. Understanding which part of Steele you live in can make a meaningful difference to your annual tax bill.
Steele homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Steele, St. Clair County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Steele's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Steele Tax Rate
0.29%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Clair County Tax Rate
0.39%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Steele, St. Clair County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35987 | 0.18% | 0.23% | 0.29% | 0.33% | 0.48% |
Source: Ownwell
Property Tax Assessment Values Across Steele, St. Clair County, Alabama
When examining property taxes in Steele, Alabama, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Clair County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In St. Clair County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Steele is $120,460, with a median tax bill of $359. The highest median home price is in 35987 at $120,460.
Property Tax Assessment Values Across Steele, St. Clair County, Alabama
Source: Ownwell
$97,090
$193,340
$289,590
Median Steele Market Value
$120,460
Median St. Clair County Market Value
$203,325
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Steele, St. Clair County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35987 | $41,735 | $65,945 | $120,460 | $200,328 | $330,815 |
Source: Ownwell
Property Tax Bills Across Steele, St. Clair County, Alabama
Steele property tax bills are based on the assessed value of a home, not its market price. Local taxing authorities apply the tax rate to that assessed value to determine the annual bill, and the amount can vary depending on location within the county and any applicable exemptions.
For homeowners in Steele, the bill is influenced by the home’s value, the local tax rate, and how the property is classified for assessment purposes. With a median home price of $120,460, property taxes can still differ widely from one household to another. The 25th percentile tax bill is $192, while the 75th percentile is $602 and the 90th percentile is $986. That range shows how quickly a tax bill can rise as assessed values and local levies increase.
A higher assessed value generally means a higher tax bill, which can affect monthly housing costs and long-term affordability.
Median Steele Tax Bill
$359
Median St. Clair County Tax Bill
$828
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Steele, St. Clair County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35987 | $89 | $192 | $359 | $602 | $986 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| St. Clair Tax Assessor | |
| Website | www.stclairtax.com |