Flagstaff, Coconino County, Arizona Property Taxes

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Property Taxes in Flagstaff, Arizona

Median Flagstaff, Arizona effective property tax rate: 0.47%, significantly lower than the national median of 1.02%, and lower than the Arizona state median of 0.51%.
Median Flagstaff, Arizona home value: $503,036
Median annual Flagstaff, Arizona tax bill: $2,255, $145 lower than the national median property tax bill of $2,400.

How are property taxes in Coconino calculated?

Property taxes in Flagstaff, Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Flagstaff's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Flagstaff, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Flagstaff, Coconino County, Arizona Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.47%

Estimate Property Tax Bill

$2,364

$2,194

How Does the Flagstaff Property Tax Calculator Work?

Use this Flagstaff property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Flagstaff's median effective tax rate of 0.47% — based on actual property records in Coconino County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Flagstaff's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Flagstaff: rates range from $2,020.00 in 86004 to $2,639.00 in 86005, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Flagstaff.

About Flagstaff Property Taxes

About Property Taxes in Flagstaff, Coconino, Arizona

Flagstaff’s median effective property tax rate of 0.47% is lower than the Arizona state median of 0.51% and lower than the national median of 1.02%. This rate reflects the Coconino County base levy combined with local school district levies and Community facilities districts (CFDs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Flagstaff. Homeowners in the 86005 ZIP code carry a median effective rate of 0.50%, while those in 86001 pay 0.46%. This spread — 0.04 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Coconino County. Understanding which part of Flagstaff you live in can make a meaningful difference to your annual tax bill.

Flagstaff homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 28, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Flagstaff, Coconino County, Arizona

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Flagstaff's effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S.

Property Tax Rates Across Flagstaff, Coconino County, Arizona

Source: Ownwell

0.16%

0.65%

1.13%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Flagstaff Tax Rate

0.47%

Median Effective Coconino County Tax Rate

0.48%

Median Effective Arizona Tax Rate

0.51%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Flagstaff, Coconino County, Arizona

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
86001	0.36%	0.40%	0.46%	0.53%	0.59%
86004	0.37%	0.41%	0.47%	0.54%	0.64%
86005	0.39%	0.43%	0.50%	0.58%	0.68%

Source: Ownwell

Property Tax Assessment Values Across Flagstaff, Coconino County, Arizona

When examining property taxes in Flagstaff, Arizona, understanding the distinction between “market value” and “assessed value” is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Coconino County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Coconino County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Flagstaff is $503,036, with tax bills ranging from $2,020 in 86004 to $2,639 in 86005. The median tax bill is $2,255, compared with the national median property tax bill of $2,400.

Property Tax Assessment Values Across Flagstaff, Coconino County, Arizona

Source: Ownwell

$9,432

$423,843

$838,253

Median Flagstaff Market Value

$503,036

Median Coconino County Market Value

$423,156

Median Arizona Market Value

$327,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Flagstaff, Coconino County, Arizona

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
86001	$163,983	$319,665	$537,978	$695,301	$993,187
86004	$81,929	$298,831	$448,128	$615,137	$787,347
86005	$132,708	$380,316	$569,062	$800,188	$1,426,707

Source: Ownwell

Property Tax Bills Across Flagstaff, Coconino County, Arizona

Property tax bills in Flagstaff are calculated by applying local tax rates to a home’s assessed value, which is based on the market value of the property. The assessed value is then used to determine how much a homeowner owes each year, with the final bill shaped by local levies and taxing districts in Coconino County.

With a median home price of $503,036, property taxes can vary widely from one homeowner to another. The 25th percentile tax bill is $1,472, while the 75th percentile is $3,111, and the 90th percentile reaches $4,649. That spread shows how differences in assessed value and location can affect what homeowners pay.

In Flagstaff, the median tax bill is $2,639 in ZIP code 86005 and $2,020 in ZIP code 86004. For homeowners, this means property taxes can have a meaningful impact on monthly housing costs and long-term affordability.

Property Tax Bills Across Flagstaff, Coconino County, Arizona

Source: Ownwell

$39

$1,553

$3,067

Median Flagstaff Tax Bill

$2,255

Median Coconino County Tax Bill

$1,958

Median Arizona Tax Bill

$1,695

Median United States Tax Bill

$2,400

Property Tax Bills Across Flagstaff, Coconino County, Arizona

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
86001	$960	$1,531	$2,278	$3,063	$4,704
86004	$531	$1,346	$2,020	$2,820	$3,835
86005	$835	$1,857	$2,639	$3,841	$7,128

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	April 15

Links
Coconino Tax Assessor
Website	eagleassessor.coconino.az.gov

Frequently Asked Property Tax Questions in Flagstaff, Arizona

How are property taxes calculated in Flagstaff, Arizona?

Property taxes in Flagstaff, Arizona are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Flagstaff, Arizona?

To appeal your property taxes in Flagstaff, Arizona, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Flagstaff, Arizona?

Common property tax exemptions in Flagstaff, Arizona include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Flagstaff, Arizona?

Property tax deadlines in Flagstaff, Arizona vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Flagstaff, Arizona?

Ownwell provides professional property tax appeal services in Flagstaff, Arizona. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.