Tempe, Maricopa County, Arizona Property Taxes
Property Taxes in Tempe, Arizona
Median Tempe, Arizona effective property tax rate: 0.53%, significantly lower than the national median of 1.02%, and lower than the Arizona state median of 0.51%.
Median Tempe, Arizona home value: $382,300
Median annual Tempe, Arizona tax bill: $2,017, $383 lower than the national median property tax bill of $2,400.
How are property taxes in Maricopa calculated?
Property taxes in Tempe, Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Tempe's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Tempe, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Tempe, Maricopa County, Arizona Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.53%
Estimate Property Tax Bill
$2,026
$1,880
$774
Average Annual Tax Savings
How Does the Tempe Property Tax Calculator Work?
Use this Tempe property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Tempe's median effective tax rate of 0.53% — based on actual property records in Maricopa County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Tempe's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Tempe: rates range from $1,669.00 in 85288 to $3,656.00 in 85284, primarily due to differences in school district levies and local assessment districts.
Tempe's median tax rate is lower than Arizona's 0.51% state median tax rate, and the median tax bill is $2,017, which is $383 lower than the state median tax bill. If your estimate is higher than expected, Ownwell can appeal your Tempe assessment — you only pay if we save you money.
About Tempe Property Taxes
About Property Taxes in Tempe, Maricopa, Arizona
Tempe's median effective property tax rate of 0.53% is lower than the Arizona state median of 0.51% and lower than the national median of 1.02%. This rate reflects the Maricopa County base levy combined with local school district levies and Community facilities districts (CFDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Tempe. Homeowners in the 85284 ZIP code carry a median effective rate of 0.69%, while those in 85288 pay 0.48%. This spread — 0.21 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Maricopa County. Understanding which part of Tempe you live in can make a meaningful difference to your annual tax bill.
Tempe homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 21, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Tempe, Maricopa County, Arizona
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Tempe's effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tempe Tax Rate
0.53%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maricopa County Tax Rate
0.46%
Median Effective Arizona Tax Rate
0.51%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Tempe, Maricopa County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85281 | 0.34% | 0.40% | 0.49% | 0.59% | 0.76% |
| 85282 | 0.40% | 0.45% | 0.50% | 0.55% | 0.61% |
| 85283 | 0.40% | 0.48% | 0.55% | 0.61% | 0.68% |
| 85284 | 0.58% | 0.64% | 0.69% | 0.76% | 0.83% |
| 85288 | 0.29% | 0.35% | 0.48% | 0.58% | 0.68% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Tempe, Maricopa County, Arizona
When examining property taxes in Tempe, Arizona, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Maricopa County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Maricopa County, assessment notices are sent in February each year. They’ll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Tempe is $382,300, with tax bills ranging from $1,449 at the 25th percentile to $3,800 at the 90th percentile. ZIP code 85284 has the highest median home price at $532,700 and the highest median tax bill at $3,656.
Property Tax Assessment Values Across Tempe, Maricopa County, Arizona
Source: Ownwell
$69,000
$1,217,500
$2,366,000
Median Tempe Market Value
$382,300
Median Maricopa County Market Value
$369,000
Median Arizona Market Value
$327,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Tempe, Maricopa County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85281 | $219,500 | $275,200 | $351,100 | $418,350 | $518,240 |
| 85282 | $248,700 | $304,200 | $377,700 | $426,200 | $473,660 |
| 85283 | $252,200 | $314,100 | $376,300 | $434,200 | $506,000 |
| 85284 | $363,150 | $447,175 | $532,700 | $653,725 | $889,000 |
| 85288 | $226,110 | $287,400 | $339,600 | $418,625 | $492,700 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Tempe, Maricopa County, Arizona
Property tax bills in Tempe are based on the assessed value of your home, not the market price, and the local tax rate applied to that value. For a home with a median price of $382,300, the bill can vary widely depending on neighborhood, exemptions, and how the property is assessed. In this area, the 25th percentile tax bill is $1,449, the 75th percentile is $2,726, and the 90th percentile is $3,800. That means two similar homeowners can pay very different amounts if their assessments differ.
Homeowners in Maricopa County should review their property tax bill carefully because an inaccurate assessment can lead to paying more than necessary. Ownwell helps homeowners identify potential savings by reviewing assessments, finding exemptions, and appealing unfair property tax bills. If your property is overassessed, Ownwell can help reduce what you owe and keep more money in your pocket.
Median Tempe Tax Bill
$2,017
Median Maricopa County Tax Bill
$1,779
Median Arizona Tax Bill
$1,695
Median United States Tax Bill
$2,400
Property Tax Bills Across Tempe, Maricopa County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85281 | $811 | $1,214 | $1,707 | $2,366 | $3,301 |
| 85282 | $1,011 | $1,401 | $1,877 | $2,281 | $2,755 |
| 85283 | $1,010 | $1,470 | $2,067 | $2,624 | $3,298 |
| 85284 | $2,271 | $2,908 | $3,656 | $4,751 | $6,903 |
| 85288 | $811 | $1,196 | $1,669 | $2,118 | $2,612 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 21 |
Links | |
|---|---|
| Maricopa Tax Assessor | |
| Website | mcassessor.maricopa.gov |