Clay County, Florida Property Taxes
Property Taxes in Clay County, Florida
Median Clay County effective property tax rate: 1.02%, significantly lower than the national median of 1.02%.
Median Clay County home value: $275,945
Median annual Clay County tax bill: $2,741, higher than the national median property tax bill of $2,400.
How are property taxes in Clay County calculated?
Property taxes in Clay County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Clay County or another part of Clay County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Clay County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.02%
Estimate Property Tax Bill
$2,815
$2,612
How Does the Clay County Property Tax Calculator Work?
Use this Clay County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Clay County's median effective tax rate of 1.02% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Clay County's median effective tax rate is lower than Florida's 1.10% state median tax rate, but the county's median property tax bill of $2,741 is $341 higher than the state median. Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Clay County.
Property Tax Rates Across Clay County, Florida
What Are Effective Property Tax Rates Across Clay County?
Local government entities set tax rates, which vary widely across Clay County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Clay County's effective property tax rate to other counties in Florida or the U.S. median of 1.02%.
Clay County's median effective rate stands at 1.02%, which is lower than the national median of 1.02%. Within Clay County, the highest rate is found in Starke at 1.35%, while Lawtey has the lowest at 0.72%.
These variations reflect differences in local school district levies, Municipal Service Benefit Units (MSBUs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clay County Tax Rate
1.02%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Clay County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Fleming Island | 0.64% | 0.84% | 1.14% | 1.47% | 1.76% |
| Florahome | 0.64% | 0.75% | 0.98% | 1.59% | 2.45% |
| Green Cove Springs | 0.52% | 0.69% | 1.04% | 1.52% | 1.96% |
| Jacksonville | 0.45% | 0.54% | 0.73% | 1.30% | 1.58% |
| Keystone Heights | 0.48% | 0.60% | 0.87% | 1.47% | 1.82% |
| Lawtey | 0.49% | 0.53% | 0.72% | 1.39% | 1.61% |
| Melrose | 0.47% | 0.61% | 0.88% | 1.44% | 1.74% |
| Middleburg | 0.48% | 0.59% | 0.88% | 1.45% | 1.67% |
| Orange Park | 0.55% | 0.65% | 1.08% | 1.54% | 1.88% |
| Starke | 0.49% | 0.78% | 1.35% | 1.56% | 1.63% |
| Maxville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Clay County, Florida
When examining property taxes in Clay County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Clay County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Clay County is $2,741, which is above the national median property tax bill of $2,400. Tax bills vary widely, with Starke reaching a median home price of $503,096 and Florahome showing the lowest median tax bill at $858.
Median Clay County Market Value
$275,945
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Clay County, Florida
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Fleming Island | $230,439 | $303,228 | $373,307 | $482,993 | $621,954 |
| Florahome | $29,622 | $34,656 | $78,652 | $168,300 | $282,287 |
| Green Cove Springs | $121,044 | $223,237 | $289,503 | $369,810 | $483,898 |
| Jacksonville | $69,454 | $120,960 | $200,084 | $319,799 | $451,669 |
| Keystone Heights | $52,732 | $100,894 | $169,788 | $251,368 | $356,008 |
| Lawtey | $56,600 | $68,991 | $108,290 | $210,348 | $286,334 |
| Melrose | $58,196 | $112,612 | $191,944 | $328,111 | $479,154 |
| Middleburg | $124,641 | $202,528 | $261,736 | $329,248 | $409,576 |
| Orange Park | $161,757 | $212,329 | $267,516 | $330,670 | $418,916 |
| Starke | $120,358 | $268,109 | $503,096 | $755,508 | $1,030,265 |
| Maxville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Clay County, Florida
Property tax bills in Clay County are based on the assessed value of a home, not its market price alone. Local taxing authorities apply their tax rates to that assessed value, and the final bill can vary depending on exemptions, local levies, and other taxing jurisdictions. With a median home price of $275,945, homeowners can see very different outcomes depending on where their property is located and how it is assessed.
The county’s property tax burden ranges widely. The 25th percentile tax bill is $1,530, while the 75th percentile is $4,292 and the 90th percentile reaches $6,194. That spread shows how property taxes can affect homeowners differently even within the same county.
For many households, a higher assessed value means a higher tax bill, which can make homeownership more expensive over time. In Clay County, understanding how your property is assessed and whether exemptions apply can make a meaningful difference in what you owe.
Median Clay County Tax Bill
$2,741
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Clay County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Fleming Island | $2,049 | $2,842 | $4,325 | $5,912 | $7,757 |
| Florahome | $441 | $566 | $858 | $2,153 | $2,557 |
| Green Cove Springs | $891 | $1,583 | $3,073 | $4,631 | $6,339 |
| Jacksonville | $606 | $843 | $1,554 | $2,603 | $4,051 |
| Keystone Heights | $568 | $812 | $1,394 | $2,325 | $3,393 |
| Lawtey | $404 | $545 | $972 | $1,911 | $2,517 |
| Melrose | $655 | $880 | $1,658 | $2,838 | $4,271 |
| Middleburg | $811 | $1,293 | $2,282 | $3,713 | $5,327 |
| Orange Park | $1,127 | $1,671 | $2,862 | $4,208 | $6,082 |
| Starke | $1,123 | $2,574 | $5,578 | $8,596 | $11,899 |
| Maxville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | November 1 |
Links | |
|---|---|
| Clay Property Appraiser | |
| Website | qpublic.schneidercorp.com |