Starke, Clay County, Florida Property Taxes
Property Taxes in Starke, Florida
Median Starke, Florida effective property tax rate: 1.35%, significantly higher than the national median of 1.02%, and higher than the Florida state median of 1.10%.
Median Starke, Florida home value: $503,096
Median annual Starke, Florida tax bill: $5,578, $3,178 higher than the national median property tax bill of $2,400.
How are property taxes in Clay calculated?
Property taxes in Starke, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Starke's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Starke, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Starke, Clay County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.35%
Estimate Property Tax Bill
$6,792
$6,303
How Does the Starke Property Tax Calculator Work?
Use this Starke property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Starke's median effective tax rate of 1.35% — based on actual property records in Clay County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Starke's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Starke: rates range from 1.35% in 32091 to 1.35% in 32091, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Starke.
About Starke Property Taxes
About Property Taxes in Starke, Clay, Florida
Starke’s median effective property tax rate of 1.35% is higher than the Florida state median of 1.10% and higher than the national median of 1.02%. This rate reflects the Clay County base levy combined with local school district levies and Municipal Service Benefit Units that vary by subdivision throughout the city.
Property tax rates are not uniform across Starke. Homeowners in ZIP code 32091 carry a median effective rate of 1.35%, while those in the same ZIP code pay 1.35%. This spread reflects how school district boundaries and local assessment districts are drawn across Clay County. Understanding which part of Starke you live in can make a meaningful difference to your annual tax bill.
Starke homeowners who believe their assessed value is too high can file a formal appeal with the Property Appraiser before the September 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Starke, Clay County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Starke's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Starke Tax Rate
1.35%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clay County Tax Rate
1.02%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Starke, Clay County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32091 | 0.49% | 0.78% | 1.35% | 1.56% | 1.63% |
Source: Ownwell
Property Tax Assessment Values Across Starke, Clay County, Florida
When examining property taxes in Starke, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Clay County, assessment notices are sent in August each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Starke is $503,096, with tax bills ranging significantly across the county. ZIP code 32091 has the highest median home price at $503,096.
Property Tax Assessment Values Across Starke, Clay County, Florida
Source: Ownwell
$78,652
$290,874
$503,096
Median Starke Market Value
$503,096
Median Clay County Market Value
$275,945
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Starke, Clay County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32091 | $120,358 | $268,109 | $503,096 | $755,508 | $1,030,265 |
Source: Ownwell
Property Tax Bills Across Starke, Clay County, Florida
How are property tax bills calculated in Starke?
Property tax bills in Starke are based on the assessed value of a home and the local tax rate set by taxing authorities. The assessed value is compared with the market value of the property, and that value is used to determine how much tax is owed. For homeowners, the bill can vary widely because it depends on the home’s value, location, and any applicable exemptions.
What factors affect the tax bill?
A higher assessed value generally leads to a higher property tax bill, while exemptions can reduce what a homeowner pays. In Starke, the median home price is $503,096, and the median property tax bill is $5,578 in ZIP code 32091. That is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
How does this affect homeowners?
Homeowners with bills in the higher range may pay $8,596 at the 75th percentile or $11,899 at the 90th percentile, making property taxes a major part of housing costs.
Median Starke Tax Bill
$5,578
Median Clay County Tax Bill
$2,741
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Starke, Clay County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32091 | $1,123 | $2,574 | $5,578 | $8,596 | $11,899 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | November 1 |
Links | |
|---|---|
| Clay Property Appraiser | |
| Website | qpublic.schneidercorp.com |