Duval County, Florida Property Taxes
Property Taxes in Duval County, Florida
Median Duval County effective property tax rate: 1.23%, significantly higher than the national median of 1.02%.
Median Duval County home value: $244,510
Median annual Duval County tax bill: $2,820, higher than the national median property tax bill of $2,400.
How are property taxes in Duval County calculated?
Property taxes in Duval County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why do property taxes vary in Duval County?
Property taxes can vary because assessed values, exemptions, and local tax rules all affect the final bill. Even within Duval County, homeowners may see different outcomes depending on eligibility for reductions and the characteristics of the property.
How can homeowners lower their Duval County property tax bill?
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Jacksonville or another part of Duval County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Duval County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.23%
Estimate Property Tax Bill
$3,007
$2,791
$774
Average Annual Tax Savings
How Does the Duval County Property Tax Calculator Work?
Use this Duval County property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Duval County's median effective tax rate of 1.23% — drawn from real transactions across the county — to generate your estimate.
Enter your property's estimated assessed value — the value the appraisal district assigns to your property, typically lower than market value after exemptions. Our calculator uses the median effective rate (actual bills divided by market value), which accounts for typical exemptions and is more accurate than applying the statutory millage rate directly.
Note: your assessed value reflects any exemptions you currently have. Rates vary across Duval County — scroll down to explore city-level trends and find the rate specific to your area. Duval County's median property tax bill is $2,820, which is $420 higher than the Florida median and above the $2,400 national median property tax bill.
If your estimate is higher than expected, Ownwell can protest your Duval County assessment.
Property Tax Rates Across Duval County, Florida
What Are Effective Property Tax Rates Across Duval County?
Local government entities set tax rates, which vary widely across Duval County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Duval County's effective property tax rate to other counties in Florida or the U.S. median of 1.02%.
Duval County's median effective rate stands at 1.23%, which is higher than the national median of 1.02%. Within Duval County, the highest rate is found in BALDWIN at 1.60%, while NEPTUNE BEACH has the lowest at 0.96%.
These variations reflect differences in local school district levies, Municipal Service Benefit Units (MSBUs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Duval County Tax Rate
1.23%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Duval County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Atlantic Beach | 0.33% | 0.55% | 0.96% | 1.49% | 1.67% |
| Baldwin | 0.54% | 0.76% | 1.60% | 1.81% | 1.82% |
| Jacksonville | 0.47% | 0.75% | 1.24% | 1.77% | 1.90% |
| Jacksonville Beach | 0.45% | 0.78% | 1.24% | 1.72% | 1.86% |
| Neptune Beach | 0.40% | 0.59% | 0.96% | 1.54% | 1.76% |
| Ponte Vedra | 1.21% | 1.42% | 1.51% | 1.90% | 2.10% |
| Saint Johns | 1.03% | 1.17% | 1.28% | 1.67% | 1.85% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Duval County, Florida
When examining property taxes in Duval County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Duval County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Duval County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Duval County.
For example, the median tax bill in Duval County is $2,820, with tax bills ranging significantly across the county. Neptune Beach has the highest median home price at $640,786.
Median Duval County Market Value
$244,510
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Duval County, Florida
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Atlantic Beach | $245,817 | $365,990 | $582,320 | $1,030,934 | $1,495,337 |
| Baldwin | $46,317 | $75,222 | $105,910 | $191,330 | $364,691 |
| Jacksonville | $99,000 | $162,404 | $235,945 | $319,591 | $436,245 |
| Jacksonville Beach | $246,572 | $402,820 | $521,024 | $699,628 | $1,054,362 |
| Neptune Beach | $369,449 | $511,877 | $640,786 | $793,938 | $1,223,293 |
| Ponte Vedra | $436,168 | $470,814 | $521,474 | $589,061 | $640,805 |
| Saint Johns | $320,497 | $331,445 | $368,808 | $411,769 | $439,787 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Duval County, Florida
Property tax bills in Duval County are based on the assessed value of a home, local tax rates, and any exemptions a homeowner receives. When a property’s market value rises, the assessed value can increase too, which may lead to a higher bill. For homeowners, that means taxes can vary widely depending on where they live and how their property is valued.
In Duval County, the median home price is $244,510, and the median property tax bill is $2,400, which is right in line with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Bills can range from $1,505 at the 25th percentile to $4,471 at the 75th percentile, with some areas reaching $6,601 at the 90th percentile. Ownwell helps homeowners challenge unfair assessments and find eligible exemptions, which can lower property tax bills and keep more money in your pocket.
Median Duval County Tax Bill
$2,820
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Duval County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Atlantic Beach | $1,228 | $2,989 | $5,503 | $9,604 | $16,712 |
| Baldwin | $589 | $824 | $1,438 | $2,121 | $2,812 |
| Jacksonville | $722 | $1,451 | $2,703 | $4,243 | $5,952 |
| Jacksonville Beach | $1,337 | $3,270 | $6,053 | $9,303 | $13,626 |
| Neptune Beach | $2,225 | $3,564 | $5,986 | $9,763 | $14,803 |
| Ponte Vedra | $6,134 | $6,999 | $8,152 | $9,709 | $11,521 |
| Saint Johns | $3,541 | $4,073 | $5,240 | $6,221 | $7,355 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Want to lower your Duval County property taxes?
How Can I Lower My Property Taxes in Duval County?
Looking to reduce your Duval County property taxes? Ownwell is the leading property tax appeal company serving Duval County. We specialize in helping property owners in the Jacksonville area and beyond lower their tax bills by working directly with the Duval County Property Appraiser.
Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Duval County property tax appeal process and identify all available exemptions, so you don't have to.
Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and find strategic opportunities for reducing your tax burden.
Property Tax Petitions in Florida
Property tax protests in Duval County begin when a homeowner believes the assessed value of a property is too high or otherwise incorrect. The first step is to review the notice from the Property Appraiser and compare the assessment to the home’s market value and condition. If the assessment seems inaccurate, the homeowner can file an appeal before the deadline and ask for a review.
The appeal process usually starts with an informal discussion or evidence review, where the homeowner can present information such as recent sales, photos, repair estimates, or other records that support a lower assessed value. If the issue is not resolved, the case can move to the Value Adjustment Board, which listens to property tax appeals and reviews disputes between homeowners and the Property Appraiser. The board considers the evidence from both sides and determines whether the assessment should stay the same or be reduced.
The possible outcomes are straightforward: the assessment may remain unchanged, it may be lowered, or in some cases it may be adjusted in a way that does not fully match the homeowner’s request. A successful appeal can reduce the tax burden, while an unsuccessful one leaves the original assessment in place.
Ownwell helps homeowners navigate the appeal process by identifying potential savings, preparing a strong case, and managing the paperwork and deadlines. With expert support, homeowners can challenge an unfair assessment with confidence and improve their chances of a favorable outcome.
Exemptions in Florida
What property tax exemptions are available in Duval County, Florida?
Duval County homeowners may qualify for several property tax exemptions that can lower the assessed value of a home and reduce the tax bill. The most important is the homestead exemption for a primary residence, which is available when the home is the owner’s permanent residence. This exemption is separate from other savings and is often the first one homeowners should check.
Who can qualify for these exemptions?
Homeowners may also be eligible for exemptions based on age, disability, widow or widower status, and certain military service circumstances. Each exemption has its own rules, and some can be combined with the homestead exemption if the homeowner meets the requirements. For many residents, the biggest opportunity is making sure the primary residence is properly filed as homestead.
How do homeowners apply?
Applications are typically filed with the local property appraiser’s office, and homeowners usually need to provide documentation that proves eligibility. Because exemption deadlines and requirements can vary, it helps to review each program carefully before submitting an application.
How can Ownwell help?
Ownwell can help homeowners identify every exemption they may qualify for, confirm that a primary residence is receiving the correct homestead treatment, and guide them through the filing process. That way, homeowners do not miss out on savings they are entitled to receive.
Available Exemptions
Senior
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 9 |
| Tax Bill | |
| Issued | November 1 |
| Due Date #1 | March 31 |
Links | |
|---|---|
| Duval Property Appraiser | |
| Website | paopropertysearch.coj.net |