Property Taxes in Saint Johns, Florida
Median Saint Johns, Florida effective property tax rate: 1.28%, significantly higher than the national median of 1.02%, and higher than the Florida state median of 1.10%.
Median Saint Johns, Florida home value: $368,808
Median annual Saint Johns, Florida tax bill: $5,240, $2,840 higher than the national median property tax bill of $2,400.
How are property taxes in Duval calculated?
Property taxes in Saint Johns, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Saint Johns's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint Johns, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Saint Johns Property Tax Calculator Work?
Use this Saint Johns property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Saint Johns's median effective tax rate of 1.28% — based on actual property records in Duval County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Saint Johns's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Saint Johns: rates range from 1.28% in 32259 to 1.28% in 32259, primarily due to differences in school district levies and local assessment districts. Saint Johns's median property tax bill is $5,240, which is higher than the $2,400 national median property tax bill and $2,840 higher than the state median property tax bill.
If your estimate is higher than expected, Ownwell can appeal your Saint Johns assessment — you only pay if we save you money.
About Saint Johns Property Taxes
About Property Taxes in Saint Johns, Duval, Florida
Saint Johns's median effective property tax rate of 1.28% is higher than the Florida state median of 1.10% and higher than the national median of 1.02%. This rate reflects the Duval County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Saint Johns. Homeowners in the 32259 ZIP code carry a median effective rate of 1.28%, while those in the 32259 pay 1.28%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Duval County. Understanding which part of Saint Johns you live in can make a meaningful difference to your annual tax bill.
Saint Johns homeowners who believe their assessed value is too high can file a formal appeal with the local Property Appraiser before the September 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Saint Johns, Duval County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Saint Johns's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Saint Johns Tax Rate
1.28%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Duval County Tax Rate
1.23%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Saint Johns, Duval County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32259 | 1.03% | 1.17% | 1.28% | 1.67% | 1.85% |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Property Tax Assessment Values Across Saint Johns, Duval County, Florida
When examining property taxes in Saint Johns, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Duval County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Duval County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Johns.
For example, the median home price in Saint Johns is $368,808, with tax bills ranging significantly across the county. 32259 has the highest median home price at $368,808.
Property Tax Assessment Values Across Saint Johns, Duval County, Florida
Source: Ownwell
$78,916
$359,851
$640,786
Median Saint Johns Market Value
$368,808
Median Duval County Market Value
$244,510
Median Florida Market Value
$310,033
Median United States Market Value
$274,101
Property Tax Assessment Values Across Saint Johns, Duval County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32259 | $320,497 | $331,445 | $368,808 | $411,769 | $439,787 |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Property Tax Bills Across Saint Johns, Duval County, Florida
Property tax bills in Saint Johns are based on the assessed value of a home and the local tax rate set by taxing authorities in Duval County. When a property’s market value changes, the assessed value can change too, which affects the amount a homeowner owes. For a home with a median price of $368,808, the tax bill can vary widely depending on location, exemptions, and how the property is assessed.
For many homeowners, the annual bill is a major part of housing costs. The 25th percentile tax bill is $4,073, while the 75th percentile is $6,221, and the 90th percentile reaches $7,355. The median tax bill in ZIP code 32259 is $5,240, which is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Ownwell helps homeowners identify savings opportunities, review assessments, and pursue property tax appeals and exemptions that may lower their bills.
Median Saint Johns Tax Bill
$5,240
Median Duval County Tax Bill
$2,820
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$3,209
Property Tax Bills Across Saint Johns, Duval County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32259 | $3,541 | $4,073 | $5,240 | $6,221 | $7,355 |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 8 |
| Tax Bill | |
| Issued | November 1 |
| Due Date #1 | March 31 |
Links | |
|---|---|
| Duval Property Appraiser | |
| Website | paopropertysearch.coj.net |