Orlando, Orange County, Florida Property Taxes
Property Taxes in Orlando, Florida
Median Orlando, Florida effective property tax rate: 1.17%, significantly higher than the national median of 1.02%, and higher than the Florida state median of 1.10%.
Median Orlando, Florida home value: $330,050
Median annual Orlando, Florida tax bill: $3,413, $1,013 higher than the national median property tax bill of $2,400.
How are property taxes in Orange calculated?
Property taxes in Orlando, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Orlando's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Orlando, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Orlando, Orange County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.17%
Estimate Property Tax Bill
$3,862
$3,583
$774
Average Annual Tax Savings
How Does the Orlando Property Tax Calculator Work?
Use this Orlando property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Orlando's median effective tax rate of 1.17% — based on actual property records in Orange County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Orlando's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Orlando: rates range from $1,806.00 in 32805 to $10,135.00 in 32814, primarily due to differences in school district levies and local assessment districts. Orlando's median property tax bill of $3,413 is higher than Florida's median bill by $1,013 and above the national median property tax bill of $2,400.
If your estimate is higher than expected, Ownwell can appeal your Orlando assessment — you only pay if we save you money.
About Orlando Property Taxes
About Property Taxes in Orlando, Orange, Florida
Orlando’s median effective property tax rate of 1.17% is higher than the Florida state median of 1.10% and higher than the national median of 1.02%. This rate reflects the Orange County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Orlando. Homeowners in the 32801 ZIP code carry a median effective rate of 1.66%, while those in 32818 pay 0.90%. This spread — 0.76 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Orange County. Understanding which part of Orlando you live in can make a meaningful difference to your annual tax bill.
Orlando homeowners who believe their assessed value is too high can file a formal appeal with the local Property Appraiser before the September 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Orlando, Orange County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Orlando's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Orlando Tax Rate
1.17%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Orange County Tax Rate
1.12%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Orlando, Florida vs Similar Florida Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Jacksonville Tax Rate
1.24%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Miami Tax Rate
1.28%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tampa Tax Rate
1.24%
Property Tax Rates Across Orlando, Orange County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32801 | 0.88% | 1.24% | 1.66% | 1.83% | 1.93% |
| 32803 | 0.45% | 0.72% | 1.25% | 1.64% | 1.79% |
| 32804 | 0.51% | 0.79% | 1.24% | 1.63% | 1.79% |
| 32805 | 0.19% | 0.39% | 1.19% | 1.56% | 1.80% |
| 32806 | 0.47% | 0.65% | 1.09% | 1.55% | 1.74% |
| 32807 | 0.30% | 0.43% | 1.05% | 1.50% | 1.69% |
| 32808 | 0.28% | 0.42% | 1.18% | 1.56% | 1.72% |
| 32809 | 0.34% | 0.52% | 1.10% | 1.50% | 1.63% |
| 32810 | 0.40% | 0.53% | 1.02% | 1.52% | 1.67% |
| 32811 | 0.22% | 0.83% | 1.49% | 1.67% | 1.82% |
| 32812 | 0.38% | 0.64% | 1.00% | 1.51% | 1.67% |
| 32814 | 0.93% | 1.08% | 1.28% | 1.76% | 1.85% |
| 32817 | 0.44% | 0.58% | 0.91% | 1.49% | 1.64% |
| 32818 | 0.36% | 0.54% | 0.90% | 1.48% | 1.64% |
| 32819 | 0.64% | 0.82% | 1.18% | 1.53% | 1.64% |
| 32820 | 0.35% | 0.63% | 0.96% | 1.31% | 1.57% |
| 32821 | 0.56% | 0.74% | 1.33% | 1.55% | 1.70% |
| 32822 | 0.37% | 0.57% | 1.25% | 1.58% | 1.71% |
| 32824 | 0.44% | 0.69% | 1.10% | 1.52% | 1.64% |
| 32825 | 0.43% | 0.59% | 0.96% | 1.49% | 1.63% |
| 32826 | 0.44% | 0.70% | 1.31% | 1.60% | 1.68% |
| 32827 | 0.65% | 1.11% | 1.42% | 1.80% | 1.94% |
| 32828 | 0.59% | 0.69% | 0.99% | 1.51% | 1.61% |
| 32829 | 0.55% | 0.73% | 1.14% | 1.62% | 1.85% |
| 32832 | 0.68% | 0.98% | 1.44% | 1.68% | 2.03% |
| 32833 | 0.46% | 0.63% | 0.93% | 1.46% | 1.63% |
| 32835 | 0.57% | 0.88% | 1.48% | 1.67% | 1.76% |
| 32836 | 0.78% | 0.93% | 1.16% | 1.49% | 1.60% |
| 32837 | 0.56% | 0.67% | 1.03% | 1.53% | 1.64% |
| 32839 | 0.40% | 0.72% | 1.30% | 1.60% | 1.72% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Orlando, Orange County, Florida
When examining property taxes in Orlando, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Orange County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Orange County, assessment notices are sent in August each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Orlando.
For example, the median home price in Orlando is $330,050, with tax bills ranging significantly across the county. 32814 has the highest median home price at $721,280.
Property Tax Assessment Values Across Orlando, Orange County, Florida
Source: Ownwell
$169,760
$2,798,863
$5,427,965
Median Orlando Market Value
$330,050
Median Orange County Market Value
$353,680
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Orlando, Florida vs Similar Florida Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Jacksonville Market Value
$235,945
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Miami Market Value
$435,542
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Tampa Market Value
$298,005
Property Tax Assessment Values Across Orlando, Orange County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32801 | $157,420 | $202,000 | $327,078 | $477,528 | $655,898 |
| 32803 | $236,240 | $327,255 | $407,530 | $517,380 | $749,118 |
| 32804 | $244,212 | $324,395 | $408,900 | $590,100 | $914,326 |
| 32805 | $105,845 | $134,068 | $181,525 | $250,402 | $334,345 |
| 32806 | $208,430 | $312,170 | $395,465 | $520,375 | $711,225 |
| 32807 | $183,362 | $223,100 | $266,460 | $316,818 | $374,538 |
| 32808 | $149,624 | $178,370 | $213,700 | $250,140 | $286,600 |
| 32809 | $115,900 | $163,858 | $243,865 | $303,405 | $371,472 |
| 32810 | $159,030 | $210,489 | $261,280 | $318,845 | $373,561 |
| 32811 | $120,710 | $151,078 | $184,280 | $214,900 | $263,531 |
| 32812 | $138,500 | $219,928 | $323,500 | $403,119 | $485,247 |
| 32814 | $490,800 | $582,648 | $721,280 | $984,820 | $1,336,005 |
| 32817 | $230,750 | $283,678 | $347,495 | $412,625 | $514,399 |
| 32818 | $196,976 | $242,462 | $289,705 | $340,155 | $386,751 |
| 32819 | $193,400 | $334,340 | $440,600 | $567,545 | $829,762 |
| 32820 | $163,644 | $291,720 | $430,430 | $581,205 | $777,137 |
| 32821 | $191,100 | $240,200 | $298,145 | $352,292 | $416,411 |
| 32822 | $119,000 | $153,300 | $232,445 | $292,560 | $336,470 |
| 32824 | $230,698 | $292,270 | $355,140 | $426,640 | $505,472 |
| 32825 | $232,636 | $292,630 | $345,995 | $405,935 | $494,168 |
| 32826 | $192,064 | $236,600 | $320,000 | $373,825 | $470,596 |
| 32827 | $310,550 | $405,320 | $560,450 | $782,790 | $1,085,850 |
| 32828 | $296,256 | $344,350 | $422,910 | $502,225 | $583,600 |
| 32829 | $241,800 | $302,170 | $360,310 | $434,700 | $523,480 |
| 32832 | $324,540 | $378,685 | $483,280 | $592,070 | $771,000 |
| 32833 | $117,767 | $306,918 | $421,860 | $574,710 | $716,000 |
| 32835 | $145,100 | $180,900 | $273,101 | $405,533 | $586,195 |
| 32836 | $414,928 | $535,108 | $669,910 | $956,150 | $1,270,304 |
| 32837 | $212,400 | $301,982 | $363,790 | $436,968 | $518,500 |
| 32839 | $102,500 | $132,500 | $204,480 | $275,410 | $359,540 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Orlando, Orange County, Florida
Property tax bills in Orlando are based on the assessed value of a home, local tax rates, and any exemptions a homeowner receives. With a median home price of $330,050, bills can vary widely across the city, from the $1,806.00 median tax bill in zip code 32805 to $10,135.00 in zip code 32814. That spread shows how location and assessment differences can affect what homeowners owe.
For many homeowners, the property tax bill is one of the largest annual housing costs. Orlando’s tax bills also compare differently with the national median property tax bill of $2,400, which makes it especially important to review whether a home is being taxed fairly.
Ownwell helps homeowners save by identifying opportunities to appeal an unfair assessment and uncover eligible exemptions. If your assessed value is too high, Ownwell can help lower your property tax bill and reduce what you pay each year.
Median Orlando Tax Bill
$3,413
Median Orange County Tax Bill
$3,702
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Orlando, Florida vs Similar Florida Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Jacksonville Tax Bill
$2,703
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Miami Tax Bill
$4,800
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Tampa Tax Bill
$3,477
Property Tax Bills Across Orlando, Orange County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32801 | $2,204 | $2,969 | $4,520 | $6,923 | $9,724 |
| 32803 | $1,622 | $2,794 | $4,972 | $6,862 | $9,367 |
| 32804 | $1,760 | $3,017 | $5,171 | $7,450 | $11,369 |
| 32805 | $332 | $817 | $1,806 | $2,914 | $4,242 |
| 32806 | $1,580 | $2,474 | $4,166 | $6,180 | $8,604 |
| 32807 | $755 | $1,199 | $2,566 | $3,835 | $4,943 |
| 32808 | $552 | $932 | $2,179 | $3,245 | $4,113 |
| 32809 | $802 | $1,070 | $1,977 | $3,455 | $4,882 |
| 32810 | $918 | $1,426 | $2,382 | $3,771 | $4,836 |
| 32811 | $425 | $1,459 | $2,308 | $3,074 | $3,814 |
| 32812 | $954 | $1,816 | $2,869 | $4,380 | $5,871 |
| 32814 | $5,727 | $7,603 | $10,135 | $13,481 | $18,537 |
| 32817 | $1,239 | $2,019 | $3,223 | $4,942 | $6,172 |
| 32818 | $893 | $1,469 | $2,548 | $3,925 | $5,028 |
| 32819 | $2,020 | $2,947 | $4,954 | $7,044 | $10,259 |
| 32820 | $758 | $1,934 | $3,672 | $6,137 | $8,735 |
| 32821 | $1,650 | $2,283 | $3,126 | $4,565 | $5,634 |
| 32822 | $825 | $1,379 | $2,221 | $3,336 | $4,598 |
| 32824 | $1,324 | $2,335 | $3,947 | $5,422 | $6,598 |
| 32825 | $1,287 | $2,032 | $3,317 | $4,887 | $6,034 |
| 32826 | $1,329 | $2,103 | $3,386 | $5,144 | $6,100 |
| 32827 | $3,163 | $5,408 | $7,987 | $11,441 | $16,017 |
| 32828 | $2,154 | $2,990 | $4,285 | $5,739 | $7,173 |
| 32829 | $1,728 | $2,648 | $4,207 | $5,595 | $7,283 |
| 32832 | $3,046 | $4,556 | $6,587 | $8,813 | $11,117 |
| 32833 | $919 | $1,909 | $3,729 | $5,744 | $8,169 |
| 32835 | $1,576 | $2,352 | $3,259 | $4,807 | $6,881 |
| 32836 | $3,817 | $5,448 | $7,848 | $11,927 | $17,547 |
| 32837 | $1,743 | $2,436 | $3,499 | $5,389 | $6,681 |
| 32839 | $856 | $1,351 | $2,198 | $3,447 | $4,697 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | November 1 |
| Due Date #1 | March 31 |
Links | |
|---|---|
| Orange Property Appraiser | |
| Phone | (407) 836-5044 |
| Website | ocpaweb.ocpafl.org |
| Amy.Mercado@ocpafl.org | |