Orange County, Florida Property Taxes
Property Taxes in Orange County, Florida
Median Orange County effective property tax rate: 1.12%, significantly higher than the national median of 1.02%.
Median Orange County home value: $353,680
Median annual Orange County tax bill: $3,702, $1,302 higher than the national median property tax bill of $2,400.
How are property taxes in Orange County calculated?
Property taxes in Orange County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Orange County or another part of Orange County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Orange County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.12%
Estimate Property Tax Bill
$3,961
$3,676
$774
Average Annual Tax Savings
How Does the Orange County Property Tax Calculator Work?
Use this Orange County property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Orange County's median effective tax rate of 1.12% — drawn from real transactions across the county — to generate your estimate.
Enter your property's estimated assessed value — the value the appraisal district assigns to your property, typically lower than market value after exemptions. Our calculator uses the median effective rate (actual bills divided by market value), which accounts for typical exemptions and is more accurate than applying the statutory millage rate directly.
Note: your assessed value reflects any exemptions you currently have. Orange County's median effective tax rate is higher than Florida's 1.10% median and the county's median property tax bill of $3,702 is $1,302 higher than the state median. Rates vary across Orange County — scroll down to explore city-level trends and find the rate specific to your area.
If your estimate is higher than expected, Ownwell can protest your Orange County assessment.
Property Tax Rates Across Orange County, Florida
What Are Effective Property Tax Rates Across Orange County?
Local government entities set tax rates, which vary widely across Orange County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Orange County's effective property tax rate to other counties in Florida or the U.S. median of 1.02%.
Orange County's median effective rate stands at 1.12%, which is higher than the national median of 1.02%. Within Orange County, the highest rate is found in Golden Oak at 1.23%, while Zellwood has the lowest at 0.57%.
These variations reflect differences in local school district levies, Municipal Service Benefit Units (MSBUs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Orange County Tax Rate
1.12%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Orange County, Florida vs Similar Florida Counties
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Broward County Tax Rate
1.44%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hillsborough County Tax Rate
1.29%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Miami-dade County Tax Rate
1.38%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Palm Beach County Tax Rate
1.20%
Property Tax Rates Across Orange County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apopka | 0.37% | 0.62% | 0.98% | 1.45% | 1.59% |
| Belle Isle | 0.55% | 0.68% | 0.91% | 1.23% | 1.58% |
| Christmas | 0.30% | 0.46% | 0.71% | 1.36% | 1.60% |
| Golden Oak | 0.92% | 1.06% | 1.23% | 1.34% | 1.44% |
| Gotha | 0.50% | 0.72% | 0.97% | 1.49% | 1.60% |
| Lockhart | 0.25% | 0.75% | 1.19% | 1.57% | 1.59% |
| Maitland | 0.42% | 0.64% | 0.96% | 1.37% | 1.53% |
| Mount Dora | 0.49% | 0.78% | 1.14% | 1.48% | 1.64% |
| Oakland | 0.58% | 0.80% | 1.13% | 1.54% | 1.70% |
| Ocoee | 0.48% | 0.73% | 1.07% | 1.55% | 1.72% |
| Orlando | 0.42% | 0.68% | 1.17% | 1.57% | 1.71% |
| Sorrento | 0.60% | 0.67% | 0.79% | 0.96% | 1.03% |
| Windermere | 0.74% | 0.93% | 1.19% | 1.53% | 1.61% |
| Winter Garden | 0.47% | 0.77% | 1.06% | 1.47% | 1.60% |
| Winter Park | 0.45% | 0.66% | 1.08% | 1.45% | 1.56% |
| Zellwood | 0.20% | 0.31% | 0.57% | 1.20% | 1.61% |
| Eatonville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Orange County, Florida
When examining property taxes in Orange County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Orange County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Orange County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Orange County.
For example, the median tax bill in Orange County is $3,702, with tax bills ranging significantly across the county. Golden Oak has the highest median home price at $5,427,965.
Property Tax Assessment Values Across Orange County, Florida
Source: Ownwell
$169,760
$2,798,863
$5,427,965
Median Orange County Market Value
$353,680
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Orange County, Florida vs Similar Florida Counties
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Broward County Market Value
$389,220
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Hillsborough County Market Value
$293,822
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Miami-dade County Market Value
$420,480
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Palm Beach County Market Value
$386,119
Property Tax Assessment Values Across Orange County, Florida
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apopka | $180,400 | $256,970 | $339,282 | $437,295 | $527,328 |
| Belle Isle | $336,901 | $405,575 | $491,760 | $718,555 | $1,057,474 |
| Christmas | $104,638 | $132,275 | $217,720 | $360,806 | $498,525 |
| Golden Oak | $3,662,389 | $3,961,608 | $5,427,965 | $8,143,285 | $9,703,294 |
| Gotha | $204,338 | $296,730 | $427,870 | $538,690 | $716,874 |
| Lockhart | $93,966 | $130,290 | $169,760 | $262,792 | $304,100 |
| Maitland | $191,600 | $250,500 | $475,870 | $702,360 | $950,224 |
| Mount Dora | $205,729 | $310,780 | $400,380 | $508,555 | $650,090 |
| Oakland | $320,850 | $390,828 | $468,973 | $592,433 | $732,752 |
| Ocoee | $197,324 | $265,640 | $356,550 | $441,340 | $526,826 |
| Orlando | $163,500 | $234,500 | $330,050 | $442,320 | $597,956 |
| Sorrento | $228,308 | $284,700 | $480,405 | $550,925 | $606,815 |
| Windermere | $337,900 | $457,225 | $616,960 | $950,465 | $1,678,500 |
| Winter Garden | $290,410 | $392,510 | $511,200 | $653,930 | $805,800 |
| Winter Park | $187,700 | $288,165 | $456,600 | $843,870 | $1,569,346 |
| Zellwood | $120,336 | $138,682 | $174,535 | $269,392 | $365,700 |
| Eatonville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Orange County, Florida
Property tax bills in Orange County are based on the assessed value of a home, not the market value alone, and the final bill reflects local tax rates and applicable exemptions. For a county with a median home price of $353,680, the tax bill can vary widely depending on the property’s assessed value and where it is located. In Orange County, the 25th percentile tax bill is $2,163, the 75th percentile is $5,801, and the 90th percentile reaches $8,390. Some homeowners pay much less, while others face far higher bills, with the highest median tax bill in Golden Oak at $69,213 and the lowest in Zellwood at $1,290.
Because property taxes can be a major annual expense, even a small reduction in assessed value can lead to meaningful savings. Ownwell helps homeowners challenge inaccurate assessments and identify exemptions that may lower their property tax bills.
Median Orange County Tax Bill
$3,702
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Orange County, Florida vs Similar Florida Counties
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Broward County Tax Bill
$4,889
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Hillsborough County Tax Bill
$3,758
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Miami-dade County Tax Bill
$4,977
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Palm Beach County Tax Bill
$4,412
Property Tax Bills Across Orange County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apopka | $846 | $1,741 | $3,257 | $4,811 | $6,330 |
| Belle Isle | $2,201 | $3,120 | $4,827 | $7,591 | $11,510 |
| Christmas | $437 | $860 | $1,756 | $3,089 | $4,851 |
| Golden Oak | $38,924 | $47,728 | $69,213 | $90,098 | $128,860 |
| Gotha | $1,401 | $2,692 | $3,935 | $5,813 | $9,228 |
| Lockhart | $492 | $1,156 | $1,672 | $2,743 | $4,397 |
| Maitland | $1,429 | $2,619 | $4,055 | $6,709 | $10,383 |
| Mount Dora | $1,161 | $2,508 | $4,272 | $5,993 | $7,982 |
| Oakland | $2,280 | $3,651 | $5,329 | $7,138 | $9,607 |
| Ocoee | $1,236 | $2,358 | $3,703 | $5,294 | $6,674 |
| Orlando | $1,079 | $2,049 | $3,413 | $5,388 | $7,682 |
| Sorrento | $1,425 | $2,020 | $3,910 | $4,905 | $7,861 |
| Windermere | $3,711 | $5,103 | $7,258 | $10,858 | $20,498 |
| Winter Garden | $1,865 | $3,388 | $5,559 | $7,639 | $9,930 |
| Winter Park | $1,488 | $2,474 | $4,597 | $8,299 | $16,440 |
| Zellwood | $309 | $487 | $1,290 | $2,072 | $4,844 |
| Eatonville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Want to lower your Orange County property taxes?
How Can I Lower My Property Taxes in Orange County?
Looking to reduce your Orange County property taxes? Ownwell is the leading property tax appeal company serving Orange County. We specialize in helping property owners in the Orlando area and beyond lower their tax bills by working directly with the Orange County Property Appraiser.
Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Orange County property tax appeal process and identify all available exemptions, so you don't have to.
Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and find strategic opportunities for reducing your tax burden.
Property Tax Petitions in Florida
Homeowners in Orange County can challenge their property tax assessment if they believe their property has been valued too high by the Property Appraiser. The protest process begins when a homeowner reviews the assessed value and compares it with the market value of the property. If the assessment appears inaccurate, the owner can file an appeal before the deadline of September 15, 2026.
The appeal process typically starts with gathering evidence that supports a lower assessed value. This can include recent sales of similar homes, photos of property condition, and records of any issues that may affect market value. Once the appeal is filed, the case is reviewed and may move forward to a hearing before the Value Adjustment Board, which listens to property tax appeals in the county.
At the hearing, homeowners can explain why they believe the assessment should be reduced. The board considers the evidence from both the homeowner and the Property Appraiser before making a decision. The possible outcomes include keeping the assessment the same, lowering the assessed value, or, in some cases, adjusting it in another direction if the evidence supports a change.
Ownwell can help homeowners navigate every step of the appeal process. From reviewing the assessment to identifying potential savings and preparing supporting evidence, Ownwell makes it easier to build a strong case. The goal is to help homeowners pursue a fair assessment and improve their chances of a successful protest.
Exemptions in Florida
What property tax exemptions are available in Orange County, Florida?
Orange County homeowners may qualify for several property tax exemptions, with the homestead exemption being the most important for a primary residence. This exemption is available to homeowners who live in the home as their permanent residence, and it can reduce the assessed value subject to property taxes. Additional exemptions may be available for seniors, veterans, people with disabilities, widows or widowers, and other eligible homeowners, depending on their circumstances.
How does the homestead exemption work?
The homestead exemption is designed for a homeowner’s primary residence and is separate from other exemption programs. It helps lower the taxable assessed value of the home, which can reduce the property tax bill. Because this exemption is tied to occupancy and ownership, homeowners must use the property as their permanent home to qualify.
How do homeowners apply for exemptions?
Homeowners typically apply through the Orange County property appraiser’s office and must provide documentation that proves ownership, residency, and eligibility for the specific exemption they want. Each exemption has its own requirements, so it is important to review them carefully and apply on time.
How can Ownwell help?
Ownwell helps homeowners identify every exemption they may qualify for, prepare the right paperwork, and avoid missing savings opportunities. By reviewing eligibility for the homestead exemption and other available programs, Ownwell makes it easier for Orange County homeowners to take full advantage of property tax relief.
Available Exemptions
Senior
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | November 1 |
| Due Date #1 | March 31 |
Links | |
|---|---|
| Orange Property Appraiser | |
| Phone | (407) 836-5044 |
| Website | ocpaweb.ocpafl.org |
| Amy.Mercado@ocpafl.org | |