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Windermere, Orange County, Florida Property Taxes

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Property Taxes in Windermere, Florida

  • Median Windermere, Florida effective property tax rate: 1.19%, higher than the national median of 1.02%, and higher than the Florida state median of 1.10%.

  • Median Windermere, Florida home value: $616,960

  • Median annual Windermere, Florida tax bill: $7,258, $4,858 higher than the national median property tax bill of $2,400.

How are property taxes in Orange County calculated?

Property taxes in Windermere, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Windermere's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Windermere, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Windermere, Orange County, Florida Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.19%

Estimate Property Tax Bill

$7,342

$6,813

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Windermere Property Tax Calculator Work?

Use this Windermere property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Windermere's median effective tax rate of 1.19% — based on actual property records in Orange County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Windermere's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Windermere: rates range from 1.19% in 34786 to 1.19% in 34786, primarily due to differences in school district levies and local assessment districts. Windermere's median property tax bill of $7,258 is higher than the Florida median of $2,400 and higher than the national median tax bill of $2,400.

If your estimate is higher than expected, Ownwell can appeal your Windermere assessment — you only pay if we save you money.

About Windermere Property Taxes

About Property Taxes in Windermere, Orange, Florida

Windermere’s median effective property tax rate of 1.19% is higher than the Florida state median of 1.10% and higher than the national median of 1.02%. This rate reflects the Orange County base levy combined with local school district levies and Municipal Service Benefit Units that vary by subdivision throughout the city.

Property tax rates are not uniform across Windermere. Homeowners in ZIP code 34786 carry a median effective rate of 1.19%, and the same ZIP also reflects the city’s median home price of $616,960 and median tax bill of $7,258. Understanding how assessed value and local taxing districts affect your bill can make a meaningful difference to your annual property taxes.

Windermere homeowners who believe their assessed value is too high can file a formal appeal with the Property Appraiser before the September 15, 2026 deadline each year.

If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Windermere, Orange County, Florida

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Windermere's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.

Property Tax Rates Across Windermere, Orange County, Florida

Source: Ownwell

0.57%

1.12%

1.66%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Windermere Tax Rate

1.19%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Orange County Tax Rate

1.12%

Median Effective Florida Tax Rate

1.10%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Windermere, Orange County, Florida

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
347860.74%0.93%1.19%1.53%1.61%

Source: Ownwell

Property Tax Assessment Values Across Windermere, Orange County, Florida

When examining property taxes in Windermere, Florida, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Orange County property appraiser estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Orange County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Windermere.

For example, the median home price in Windermere is $616,960, with tax bills ranging significantly across the county. 34786 has the highest median home price at $616,960.

Property Tax Assessment Values Across Windermere, Orange County, Florida

Source: Ownwell

$169,760

$2,798,863

$5,427,965

Median Windermere Market Value

$616,960

Median Orange County Market Value

$353,680

Median Florida Market Value

$310,033

Median United States Market Value

$235,294

Property Tax Assessment Values Across Windermere, Orange County, Florida

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
34786$337,900$457,225$616,960$950,465$1,678,500

Source: Ownwell

Property Tax Bills Across Windermere, Orange County, Florida

Property tax bills in Windermere are based on the assessed value of a home and the local tax rates set by taxing authorities in Orange County. When a home’s market value rises, the assessed value can increase too, which can lead to a higher tax bill. For homeowners, that means a larger annual expense that can affect monthly budgets and long-term housing costs.

In Windermere, the median home price is $616,960, and property tax bills can vary widely. The 25th percentile tax bill is $5,103, while the 75th percentile reaches $10,858. The 90th percentile climbs to $20,498. The median tax bill in zip code 34786 is $7,258, which is well above the national median property tax bill of $2,400.

Ownwell helps homeowners lower their property tax bills by reviewing assessments, identifying savings opportunities, and filing appeals when a home is overassessed. That can reduce what you owe and help keep more money in your pocket each year.

Property Tax Bills Across Windermere, Orange County, Florida

Source: Ownwell

$1,290

$35,252

$69,213

Median Windermere Tax Bill

$7,258

Median Orange County Tax Bill

$3,702

Median Florida Tax Bill

$3,263

Median United States Tax Bill

$2,400

Property Tax Bills Across Windermere, Orange County, Florida

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
34786$3,711$5,103$7,258$10,858$20,498

Source: Ownwell

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Frequently Asked Property Tax Questions in Windermere, Florida

How are property taxes calculated in Windermere, Florida?
Property taxes in Windermere, Florida are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Windermere, Florida?
To appeal your property taxes in Windermere, Florida, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Windermere, Florida?
Common property tax exemptions in Windermere, Florida include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Windermere, Florida?
Property tax deadlines in Windermere, Florida vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Windermere, Florida?
Ownwell provides professional property tax appeal services in Windermere, Florida. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.