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Winter Garden, Orange County, Florida Property Taxes

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Property Taxes in Winter Garden, Florida

  • Median Winter Garden, Florida effective property tax rate: 1.06%, significantly higher than the national median of 1.02%, and lower than the Florida state median of 1.10%.

  • Median Winter Garden, Florida home value: $511,200

  • Median annual Winter Garden, Florida tax bill: $5,559, $3,159 higher than the national median property tax bill of $2,400.

How are property taxes in Orange calculated?

Property taxes in Winter Garden, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Winter Garden's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Winter Garden, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Winter Garden, Orange County, Florida Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.06%

Estimate Property Tax Bill

$5,419

$5,028

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Winter Garden Property Tax Calculator Work?

Use this Winter Garden property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Winter Garden's median effective tax rate of 1.06% — based on actual property records in Orange County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Winter Garden's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Winter Garden: rates range from 1.06% in 34787 to 1.06% in 34787, primarily due to differences in school district levies and local assessment districts. Winter Garden's median property tax rate is slightly higher than the national median property tax rate of 1.02%, and the median tax bill of $5,559 is higher than the national median property tax bill of $2,400.

If your estimate is higher than expected, Ownwell can appeal your Winter Garden assessment — you only pay if we save you money.

About Winter Garden Property Taxes

About Property Taxes in Winter Garden, Orange, Florida

Winter Garden’s median effective property tax rate of 1.06% is lower than the Florida state median of 1.10% and higher than the national median of 1.02%. This rate reflects the Orange County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Winter Garden. Homeowners in ZIP code 34787 carry a median effective rate of 1.06%, while those in the same ZIP code pay 1.06%. This spread reflects how school district boundaries and local assessment districts are drawn across Orange County. Understanding which part of Winter Garden you live in can make a meaningful difference to your annual tax bill.

Winter Garden homeowners who believe their assessed value is too high can file a formal appeal with the Property Appraiser before the September 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Winter Garden, Orange County, Florida

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Winter Garden's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.

Property Tax Rates Across Winter Garden, Orange County, Florida

Source: Ownwell

0.57%

1.12%

1.66%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Winter Garden Tax Rate

1.06%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Orange County Tax Rate

1.12%

Median Effective Florida Tax Rate

1.10%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Winter Garden, Orange County, Florida

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
347870.47%0.77%1.06%1.47%1.60%

Source: Ownwell

Property Tax Assessment Values Across Winter Garden, Orange County, Florida

When examining property taxes in Winter Garden, Florida, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Orange County property tax authority estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices in Orange County are sent in August each year. They'll typically reach your mailbox by the middle of August.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Winter Garden, the median home price is $511,200, and the median tax bill is $5,559, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. The highest median home price appears in 34787 at $511,200.

Property Tax Assessment Values Across Winter Garden, Orange County, Florida

Source: Ownwell

$169,760

$2,798,863

$5,427,965

Median Winter Garden Market Value

$511,200

Median Orange County Market Value

$353,680

Median Florida Market Value

$310,033

Median United States Market Value

$235,294

Property Tax Assessment Values Across Winter Garden, Orange County, Florida

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
34787$290,410$392,510$511,200$653,930$805,800

Source: Ownwell

Property Tax Bills Across Winter Garden, Orange County, Florida

Property tax bills in Winter Garden are based on the assessed value of a home, which is then multiplied by the local tax rate. For homeowners in Orange County, the median home price is $511,200, and the median property tax bill is $5,559, which is well above the national median property tax bill of $2,400. That means many homeowners in Winter Garden face higher carrying costs than the typical U.S. homeowner.

Several factors can affect a property tax bill, including the home’s assessed market value, local taxing authorities, and any exemptions a homeowner may qualify for. Bills can vary widely, with the 25th percentile at $3,388, the 75th percentile at $7,639, and the 90th percentile at $9,930. If your assessment is too high, you could be paying more than you should.

Ownwell helps homeowners challenge inaccurate assessments and find savings opportunities through property tax appeals and exemptions, which can lower your bill and reduce your annual housing costs.

Property Tax Bills Across Winter Garden, Orange County, Florida

Source: Ownwell

$1,290

$35,252

$69,213

Median Winter Garden Tax Bill

$5,559

Median Orange County Tax Bill

$3,702

Median Florida Tax Bill

$3,263

Median United States Tax Bill

$2,400

Property Tax Bills Across Winter Garden, Orange County, Florida

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
34787$1,865$3,388$5,559$7,639$9,930

Source: Ownwell

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Frequently Asked Property Tax Questions in Winter Garden, Florida

How are property taxes calculated in Winter Garden, Florida?
Property taxes in Winter Garden, Florida are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Winter Garden, Florida?
To appeal your property taxes in Winter Garden, Florida, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Winter Garden, Florida?
Common property tax exemptions in Winter Garden, Florida include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Winter Garden, Florida?
Property tax deadlines in Winter Garden, Florida vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Winter Garden, Florida?
Ownwell provides professional property tax appeal services in Winter Garden, Florida. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.