Property Taxes in Georgetown, Florida
Median Georgetown, Florida effective property tax rate: 1.30%, significantly higher than the national median of 1.02%, and higher than the Florida state median of 1.10%.
Median Georgetown, Florida home value: $110,840
Median annual Georgetown, Florida tax bill: $1,032, $1,368 lower than the national median property tax bill of $2,400.
How are property taxes in Putnam County calculated?
Property taxes in Georgetown, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Georgetown's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Georgetown, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Georgetown Property Tax Calculator Work?
Use this Georgetown property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Georgetown's median effective tax rate of 1.30% — based on actual property records in Putnam County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Georgetown's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Georgetown: rates range from 1.30% in 32139 to 1.30% in 32139, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Georgetown.
About Georgetown Property Taxes
About Property Taxes in Georgetown, Putnam, Florida
Georgetown’s median effective property tax rate of 1.30% is higher than the Florida state median of 1.10% and higher than the national median of 1.02%. This rate reflects the Putnam County base levy combined with local school district levies and Municipal Service Benefit Units that vary by subdivision throughout the city.
Property tax rates are not uniform across Georgetown. Homeowners in ZIP code 32139 carry a median effective rate of 1.30%, and the same ZIP code also reflects the city’s median tax bill of $1,032. Understanding where you live in Georgetown can make a meaningful difference to your annual tax bill.
Georgetown homeowners who believe their assessed value is too high can file a formal appeal with the Property Appraiser before the September 15, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Georgetown, Putnam County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Georgetown's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Georgetown Tax Rate
1.30%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Putnam County Tax Rate
1.08%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Georgetown, Putnam County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32139 | 0.34% | 0.55% | 1.30% | 1.63% | 1.80% |
Source: Ownwell
Property Tax Assessment Values Across Georgetown, Putnam County, Florida
When examining property taxes in Georgetown, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Putnam County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Putnam County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Georgetown, the median home price is $110,840, with a median tax bill of $1,032. Tax bills range significantly across the county, and 32139 has the highest median home price at $110,840.
Property Tax Assessment Values Across Georgetown, Putnam County, Florida
Source: Ownwell
$59,235
$194,645
$330,055
Median Georgetown Market Value
$110,840
Median Putnam County Market Value
$127,430
Median Florida Market Value
$310,033
Median United States Market Value
$274,101
Property Tax Assessment Values Across Georgetown, Putnam County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32139 | $28,606 | $66,192 | $110,840 | $193,742 | $354,843 |
Source: Ownwell
Property Tax Bills Across Georgetown, Putnam County, Florida
Property tax bills in Georgetown are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. Local taxing authorities use that assessed value to determine how much a homeowner owes each year, and the final bill can vary depending on exemptions and other local factors.
With a median home price of $110,840, Georgetown homeowners often see bills that reflect a relatively modest tax base, but the amount can still differ widely from one property to another. The 25th percentile tax bill is $474, while the 75th percentile reaches $2,015 and the 90th percentile climbs to $3,997. In ZIP code 32139, the median tax bill is $1,032.
For homeowners, this means property taxes can have a noticeable impact on monthly housing costs and long-term affordability, especially when assessed values rise.
Median Georgetown Tax Bill
$1,032
Median Putnam County Tax Bill
$1,151
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$3,209
Property Tax Bills Across Georgetown, Putnam County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32139 | $262 | $474 | $1,032 | $2,015 | $3,997 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 8 |
| Tax Bill | |
| Issued | November 1 |
Links | |
|---|---|
| Putnam Property Appraiser | |
| Website | apps.putnam-fl.com |