Putnam County, Florida Property Taxes
Property Taxes in Putnam County, Florida
Median Putnam County effective property tax rate: 1.08%, significantly higher than the national median of 1.02%.
Median Putnam County home value: $127,430
Median annual Putnam County tax bill: $1,151, lower than the national median property tax bill of $2,400.
How are property taxes in Putnam County calculated?
Property taxes in Putnam County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Putnam County or another part of Putnam County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Putnam County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.08%
Estimate Property Tax Bill
$1,376
$1,277
How Does the Putnam County Property Tax Calculator Work?
Use this Putnam County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Putnam County's median effective tax rate of 1.08% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Putnam County's median effective tax rate is higher than the Florida median of 1.10%, while the county's median tax bill is $1,151, which is $1,249 lower than the state median bill and below the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Putnam County.
Property Tax Rates Across Putnam County, Florida
What Are Effective Property Tax Rates Across Putnam County?
Local government entities set tax rates, which vary widely across Putnam County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Putnam County's effective property tax rate to other counties in Florida or the U.S. median of 1.02%.
Putnam County's median effective rate stands at 1.08%, which is higher than the national median of 1.02%. Within Putnam County, the highest rate is found in FORT MC COY at 1.53%, while SAN MATEO has the lowest at 0.79%.
These variations reflect differences in local school district levies, Municipal Service Benefit Units (MSBUs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Putnam County Tax Rate
1.08%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Putnam County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Crescent City | 0.36% | 0.56% | 1.31% | 1.69% | 1.99% |
| East Palatka | 0.36% | 0.55% | 0.86% | 1.55% | 1.77% |
| Florahome | 0.33% | 0.54% | 1.09% | 1.63% | 1.77% |
| Fort Mc Coy | 0.56% | 0.95% | 1.53% | 1.63% | 1.91% |
| Georgetown | 0.34% | 0.55% | 1.30% | 1.63% | 1.80% |
| Green Cove Springs | 0.31% | 0.60% | 0.96% | 1.44% | 1.66% |
| Hawthorne | 0.36% | 0.56% | 1.05% | 1.63% | 1.79% |
| Interlachen | 0.39% | 0.57% | 1.25% | 1.77% | 2.07% |
| Melrose | 0.34% | 0.57% | 0.96% | 1.63% | 1.80% |
| Palatka | 0.36% | 0.59% | 0.96% | 1.67% | 2.19% |
| Pomona Park | 0.35% | 0.52% | 1.13% | 1.67% | 2.05% |
| San Mateo | 0.34% | 0.54% | 0.79% | 1.55% | 1.80% |
| Satsuma | 0.37% | 0.55% | 1.17% | 1.65% | 1.87% |
| Welaka | 0.41% | 0.73% | 1.51% | 1.84% | 2.14% |
Source: Ownwell
Property Tax Assessment Values Across Putnam County, Florida
When examining property taxes in Putnam County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Putnam County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Putnam County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Putnam County.
For example, the median tax bill in Putnam County is $1,151, with tax bills ranging significantly across the county. Green Cove Springs has the highest median home price at $330,055.
Median Putnam County Market Value
$127,430
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Putnam County, Florida
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Crescent City | $41,978 | $66,950 | $107,200 | $197,520 | $357,854 |
| East Palatka | $49,396 | $97,434 | $179,580 | $325,080 | $544,822 |
| Florahome | $29,270 | $80,685 | $144,835 | $240,666 | $367,426 |
| Fort Mc Coy | $8,026 | $14,675 | $59,235 | $116,422 | $192,948 |
| Georgetown | $28,606 | $66,192 | $110,840 | $193,742 | $354,843 |
| Green Cove Springs | $67,769 | $177,832 | $330,055 | $492,425 | $661,944 |
| Hawthorne | $41,836 | $81,132 | $146,335 | $246,514 | $380,167 |
| Interlachen | $18,220 | $51,345 | $88,300 | $152,194 | $240,050 |
| Melrose | $44,046 | $84,726 | $155,330 | $268,405 | $394,726 |
| Palatka | $50,618 | $88,210 | $141,440 | $225,080 | $354,480 |
| Pomona Park | $48,058 | $76,150 | $124,480 | $216,220 | $342,762 |
| San Mateo | $45,450 | $88,320 | $157,500 | $267,560 | $397,270 |
| Satsuma | $43,410 | $72,041 | $114,490 | $175,330 | $255,124 |
| Welaka | $63,318 | $105,245 | $205,810 | $288,585 | $409,610 |
Source: Ownwell
Property Tax Bills Across Putnam County, Florida
Property tax bills in Putnam County are based on the assessed value of a home, local tax rates, and any exemptions a homeowner qualifies for. When a property’s market value rises, the assessed value can increase too, which may lead to a higher bill. Local governments then apply their tax rates to that assessed value to determine the final amount owed.
For homeowners, this means the tax bill can vary widely even among properties in the same county. In Putnam County, the median home price is $127,430, and the typical tax burden ranges from $585 at the 25th percentile to $2,227 at the 75th percentile. At the high end, the 90th percentile reaches $3,815. Bills also differ by city, with the highest median tax bill in Green Cove Springs at $2,895 and the lowest in Fort Mc Coy at $647.
Median Putnam County Tax Bill
$1,151
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Putnam County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Crescent City | $262 | $578 | $1,085 | $2,049 | $3,969 |
| East Palatka | $269 | $690 | $1,455 | $2,951 | $5,203 |
| Florahome | $262 | $540 | $1,206 | $2,339 | $3,898 |
| Fort Mc Coy | $111 | $160 | $647 | $1,199 | $2,274 |
| Georgetown | $262 | $474 | $1,032 | $2,015 | $3,997 |
| Green Cove Springs | $536 | $1,292 | $2,895 | $5,062 | $7,784 |
| Hawthorne | $262 | $653 | $1,261 | $2,445 | $4,078 |
| Interlachen | $191 | $356 | $831 | $1,490 | $2,608 |
| Melrose | $262 | $669 | $1,331 | $2,538 | $4,175 |
| Palatka | $288 | $690 | $1,316 | $2,411 | $3,861 |
| Pomona Park | $262 | $570 | $1,169 | $2,182 | $3,965 |
| San Mateo | $276 | $685 | $1,230 | $2,310 | $3,615 |
| Satsuma | $262 | $558 | $1,044 | $1,904 | $2,970 |
| Welaka | $409 | $1,034 | $2,333 | $4,241 | $5,899 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | November 1 |
Links | |
|---|---|
| Putnam Property Appraiser | |
| Website | apps.putnam-fl.com |