Property Taxes in Hawthorne, Florida
Median Hawthorne, Florida effective property tax rate: 1.05%, slightly higher than the national median of 1.02%, and lower than the Florida state median of 1.10%.
Median Hawthorne, Florida home value: $146,335
Median annual Hawthorne, Florida tax bill: $1,261, lower than the national median property tax bill of $2,400.
How are property taxes in Putnam calculated?
Property taxes in Hawthorne, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hawthorne's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hawthorne, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Hawthorne Property Tax Calculator Work?
Use this Hawthorne property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hawthorne's median effective tax rate of 1.05% — based on actual property records in Putnam County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Hawthorne's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Hawthorne: rates range from 1.05% in 32640 to 1.05% in 32640, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Hawthorne.
About Hawthorne Property Taxes
About Property Taxes in Hawthorne, Putnam, Florida
Hawthorne's median effective property tax rate of 1.05% is lower than the Florida state median of 1.10% and higher than the national median of 1.02%. This rate reflects the Putnam County levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Hawthorne. Homeowners in the 32640 ZIP code carry a median effective rate of 1.05%, while those in the same ZIP code pay 1.05%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Putnam County. Understanding which part of Hawthorne you live in can make a meaningful difference to your annual tax bill.
Hawthorne homeowners who believe their assessed value is too high can file a formal appeal with the local Property Appraiser before the September 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Hawthorne, Putnam County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Hawthorne's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hawthorne Tax Rate
1.05%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Putnam County Tax Rate
1.08%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Hawthorne, Putnam County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32640 | 0.36% | 0.56% | 1.05% | 1.63% | 1.79% |
Source: Ownwell
Property Tax Assessment Values Across Hawthorne, Putnam County, Florida
When examining property taxes in Hawthorne, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Putnam County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Putnam County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hawthorne.
For example, the median home price in Hawthorne is $146,335, with tax bills ranging significantly across the county. 32640 has the highest median home price at $146,335.
Property Tax Assessment Values Across Hawthorne, Putnam County, Florida
Source: Ownwell
$59,235
$194,645
$330,055
Median Hawthorne Market Value
$146,335
Median Putnam County Market Value
$127,430
Median Florida Market Value
$310,033
Median United States Market Value
$274,101
Property Tax Assessment Values Across Hawthorne, Putnam County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32640 | $41,836 | $81,132 | $146,335 | $246,514 | $380,167 |
Source: Ownwell
Property Tax Bills Across Hawthorne, Putnam County, Florida
Property tax bills in Hawthorne are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the tax rate to that assessed value to determine the annual bill, so a higher assessment usually means a higher tax bill. For homeowners, this makes the assessment process especially important because it directly affects how much they owe each year.
In Hawthorne, the median home price is $146,335, and property tax bills can vary widely depending on the home’s assessment and the local tax rate. The 25th percentile tax bill is $653, while the 75th percentile reaches $2,445 and the 90th percentile climbs to $4,078. The median tax bill in the area is $1,261, which is below the national median property tax bill of $2,400. That means many homeowners in Hawthorne pay less than the national norm, but some still face much higher bills depending on their property’s assessed value and location within Putnam County.
Median Hawthorne Tax Bill
$1,261
Median Putnam County Tax Bill
$1,151
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$3,209
Property Tax Bills Across Hawthorne, Putnam County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32640 | $262 | $653 | $1,261 | $2,445 | $4,078 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 8 |
| Tax Bill | |
| Issued | November 1 |
Links | |
|---|---|
| Putnam Property Appraiser | |
| Website | apps.putnam-fl.com |