Property Taxes in Satsuma, Florida
Median Satsuma, Florida effective property tax rate: 1.17%, significantly higher than the national median of 1.02%, and higher than the Florida state median of 1.10%.
Median Satsuma, Florida home value: $114,490
Median annual Satsuma, Florida tax bill: $1,044, $1,356 lower than the national median property tax bill of $2,400.
How are property taxes in Putnam calculated?
Property taxes in Satsuma, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Satsuma's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Satsuma, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Satsuma Property Tax Calculator Work?
Use this Satsuma property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Satsuma's median effective tax rate of 1.17% — based on actual property records in Putnam County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Satsuma's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Satsuma: rates range from 1.17% in 32189 to 1.17% in 32189, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Satsuma.
About Satsuma Property Taxes
About Property Taxes in Satsuma, Putnam, Florida
Satsuma’s median effective property tax rate of 1.17% is higher than the Florida state median of 1.10% and higher than the national median of 1.02%. This rate reflects the Putnam County base levy combined with local levies that affect what homeowners pay each year.
Property tax rates are not uniform across Satsuma. Homeowners in the 32189 ZIP code carry a median effective rate of 1.17%, and the same ZIP code also has a median tax bill of $1,044. Understanding how assessed values and local levies work can make a meaningful difference to your annual tax bill.
Satsuma homeowners who believe their assessed value is too high can file a formal appeal with the Property Appraiser before the September 15, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Satsuma, Putnam County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Satsuma's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Satsuma Tax Rate
1.17%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Putnam County Tax Rate
1.08%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Satsuma, Putnam County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32189 | 0.37% | 0.55% | 1.17% | 1.65% | 1.87% |
Source: Ownwell
Property Tax Assessment Values Across Satsuma, Putnam County, Florida
When examining property taxes in Satsuma, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Putnam County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Putnam County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Satsuma.
For example, the median home price in Satsuma is $114,490, with tax bills ranging significantly across the county. 32189 has the highest median home price at $114,490.
Property Tax Assessment Values Across Satsuma, Putnam County, Florida
Source: Ownwell
$59,235
$194,645
$330,055
Median Satsuma Market Value
$114,490
Median Putnam County Market Value
$127,430
Median Florida Market Value
$310,033
Median United States Market Value
$274,101
Property Tax Assessment Values Across Satsuma, Putnam County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32189 | $43,410 | $72,041 | $114,490 | $175,330 | $255,124 |
Source: Ownwell
Property Tax Bills Across Satsuma, Putnam County, Florida
Property tax bills in Satsuma are based on the assessed value of a home and the local tax rate set for Putnam County. For a median home price of $114,490, the bill can vary widely depending on exemptions, neighborhood differences, and how local taxing authorities apply rates to schools, services, and other public needs. The tax bill is determined by multiplying the assessed value by the applicable tax rate, so homes with higher assessed values generally face higher bills.
For many homeowners, the typical property tax bill is relatively modest compared with the national median property tax bill of $2,400. In Satsuma, the 25th percentile tax bill is $558, while the 75th percentile is $1,904 and the 90th percentile is $2,970. That means property taxes can still have a meaningful impact on monthly housing costs, especially when assessed values rise or exemptions are not fully applied.
Median Satsuma Tax Bill
$1,044
Median Putnam County Tax Bill
$1,151
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$3,209
Property Tax Bills Across Satsuma, Putnam County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32189 | $262 | $558 | $1,044 | $1,904 | $2,970 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 8 |
| Tax Bill | |
| Issued | November 1 |
Links | |
|---|---|
| Putnam Property Appraiser | |
| Website | apps.putnam-fl.com |