Oxford, Sumter County, Florida Property Taxes
Property Taxes in Oxford, Florida
Median Oxford, Florida effective property tax rate: 0.86%, significantly lower than the national median of 1.02%, and lower than the Florida state median of 1.10%.
Median Oxford, Florida home value: $265,185
Median annual Oxford, Florida tax bill: $2,329, lower than the national median property tax bill of $2,400.
How are property taxes in Sumter calculated?
Property taxes in Oxford, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Oxford's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Oxford, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Oxford, Sumter County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.86%
Estimate Property Tax Bill
$2,281
$2,116
How Does the Oxford Property Tax Calculator Work?
Use this Oxford property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Oxford's median effective tax rate of 0.86% — based on actual property records in Sumter County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Oxford's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Oxford's median effective tax rate is lower than Sumter County's and higher than Florida's 1.10% state median tax rate. The median property tax bill is $2,329, which is $71 lower than the state median. Your bill may vary by ZIP code within Oxford, with the highest and lowest median tax bill both at $2,329 in 34484.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Oxford.
About Oxford Property Taxes
About Property Taxes in Oxford, Sumter, Florida
Oxford’s median effective property tax rate of 0.86% is lower than the Florida state median of 1.10% and lower than the national median of 1.02%. This rate reflects the Sumter County base levy combined with local school district levies and Municipal Service Benefit Units that vary by subdivision throughout the city.
Property tax rates are not uniform across Oxford. Homeowners in ZIP code 34484 carry a median effective rate of 0.86%, while the lowest ZIP code is also 34484 at 0.86%. That means there is no spread in the city’s median effective rate, but location still matters because school district boundaries and local assessment districts can affect how taxes are calculated across Sumter County.
Oxford homeowners who believe their assessed value is too high can file a formal appeal with the Property Appraiser before September 15, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Oxford, Sumter County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Oxford's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Oxford Tax Rate
0.86%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sumter County Tax Rate
1.07%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Oxford, Sumter County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34484 | 0.41% | 0.66% | 0.86% | 1.11% | 1.25% |
Source: Ownwell
Property Tax Assessment Values Across Oxford, Sumter County, Florida
When examining property taxes in Oxford, Florida, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Sumter County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Oxford is $265,185, with a median tax bill of $2,329. Tax bills range significantly across the county, with the 25th percentile at $1,336 and the 90th percentile at $4,031.
Property Tax Assessment Values Across Oxford, Sumter County, Florida
Source: Ownwell
$72,640
$237,193
$401,745
Median Oxford Market Value
$265,185
Median Sumter County Market Value
$310,780
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Oxford, Sumter County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34484 | $121,017 | $192,778 | $265,185 | $328,245 | $412,256 |
Source: Ownwell
Property Tax Bills Across Oxford, Sumter County, Florida
Property tax bills in Oxford are based on the assessed value of a home and the local tax rate set by taxing authorities in Sumter County. When a property’s market value rises, the assessed value can increase as well, which may lead to a higher bill. Homeowners may also see differences based on exemptions and other local factors that affect the final amount owed.
For Oxford homeowners, the median home price is $265,185, and the median property tax bill is $2,329.00. That amount is close to the national median property tax bill of $2,400, but individual bills can vary widely. In Oxford, the 25th percentile tax bill is $1,336, while the 75th percentile is $3,164 and the 90th percentile reaches $4,031.
These differences show how property taxes can affect monthly housing costs and long-term affordability.
Median Oxford Tax Bill
$2,329
Median Sumter County Tax Bill
$3,337
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Oxford, Sumter County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34484 | $572 | $1,336 | $2,329 | $3,164 | $4,031 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | November 1 |
| Due Date #1 | March 31 |
Links | |
|---|---|
| Sumter Property Appraiser | |
| Website | qpublic.schneidercorp.com |