Property Taxes in The Villages, Florida
Median The Villages, Florida effective property tax rate: 1.13%, significantly higher than the national median of 1.02%, and higher than the Florida state median of 1.10%.
Median The Villages, Florida home value: $352,420
Median annual The Villages, Florida tax bill: $4,126, $1,726 higher than the national median property tax bill of $2,400.
How are property taxes in Sumter calculated?
Property taxes in The Villages, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding The Villages' property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in The Villages, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the The Villages Property Tax Calculator Work?
Use this The Villages property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies The Villages' median effective tax rate of 1.13% — based on actual property records in Sumter County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies The Villages' median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within The Villages: rates range from $3,256 in 32162 to $5,317 in 32163, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across The Villages.
About The Villages Property Taxes
About Property Taxes in The Villages, Sumter, Florida
The Villages' median effective property tax rate of 1.13% is higher than the Florida state median of 1.10% and higher than the national median of 1.02%. This rate reflects the Sumter County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.
Property tax rates are not uniform across The Villages. Homeowners in the 32163 ZIP code carry a median effective rate of 1.35%, while those in 32162 pay 0.97%. This spread — 0.38 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Sumter County. Understanding which part of The Villages you live in can make a meaningful difference to your annual tax bill.
The Villages homeowners who believe their assessed value is too high can file a formal appeal with the local Property Appraiser before September 15, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across The Villages, Sumter County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare The Villages's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective The Villages Tax Rate
1.13%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sumter County Tax Rate
1.07%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across The Villages, Sumter County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32162 | 0.63% | 0.73% | 0.97% | 1.19% | 1.41% |
| 32163 | 0.81% | 1.06% | 1.35% | 1.68% | 1.90% |
| 34762 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across The Villages, Sumter County, Florida
When examining property taxes in The Villages, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Sumter County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Sumter County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in The Villages.
For example, the median home price in The Villages is $352,420, with tax bills ranging significantly across the county. 32163 has the highest median home price at $401,745.
Property Tax Assessment Values Across The Villages, Sumter County, Florida
Source: Ownwell
$72,640
$237,193
$401,745
Median The Villages Market Value
$352,420
Median Sumter County Market Value
$310,780
Median Florida Market Value
$310,033
Median United States Market Value
$274,101
Property Tax Assessment Values Across The Villages, Sumter County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32162 | $238,009 | $267,358 | $318,415 | $402,112 | $563,903 |
| 32163 | $258,544 | $317,660 | $401,745 | $479,772 | $677,221 |
| 34762 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across The Villages, Sumter County, Florida
Property tax bills in The Villages are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value determined by the county. For homeowners, this means the bill is tied to what the property is worth rather than what was paid for it. Factors such as location, home characteristics, and local taxing authorities all influence the final amount.
With a median home price of $352,420, property taxes in The Villages can vary widely from one homeowner to another. The 25th percentile tax bill is $2,960, while the 75th percentile is $5,644 and the 90th percentile reaches $7,378. The highest median tax bill is $5,317 in ZIP code 32163, compared with $3,256 in ZIP code 32162.
These differences show how assessed value and local tax rates can affect the amount due each year. For many homeowners, a higher assessed value can lead to a larger tax bill, making it important to understand how property taxes are calculated.
Median The Villages Tax Bill
$4,126
Median Sumter County Tax Bill
$3,337
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$3,209
Property Tax Bills Across The Villages, Sumter County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32162 | $1,800 | $2,423 | $3,256 | $4,268 | $5,386 |
| 32163 | $3,233 | $4,146 | $5,317 | $6,744 | $8,328 |
| 34762 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | November 1 |
| Due Date #1 | March 31 |
Links | |
|---|---|
| Sumter Property Appraiser | |
| Website | qpublic.schneidercorp.com |